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- All HBS Web
(415)
- People (1)
- News (125)
- Research (204)
- Multimedia (5)
- Faculty Publications (115)
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- 15 Feb 2007
- Research & Ideas
Helping Low-Income Families Save More
Podcast with: Peter TufanoInterviewer: James AisnerRunning Time: 18 min., 55 sec. View Details
- 2002
- Book
Low-Income Homeownership: Examining the Unexamined Goal
By: Nicolas P. Retsinas and Eric S. Belsky
Retsinas, Nicolas P. and Eric S. Belsky, eds. Low-Income Homeownership: Examining the Unexamined Goal. Washington, D.C.: Brookings Institution Press, 2002.
- 24 Apr 2014
- News
Fostering financial freedom for low-income individuals
Scott Cook (MBA 1976) wants to change lives through initiatives he created as cofounder of Intuit. These include the Intuit Tax Freedom Project, which provides free online tax preparation services for Americans who cannot afford to pay, helping them to file more than... View Details
- 07 Dec 2014
- News
Connecting Low-Income Households with Financial Services
Food Choices of Minority and Low-Income Employees: A Cafeteria Intervention
Effective strategies are needed to address obesity, particularly among minority and low-income individuals. This research tested whether a two-phase point-of-purchase intervention improved food choices across racial, socioeconomic (job type) groups.
View Details
- 13 Mar 2025
- Blog Post
Launching leaders: HBS's new initiative fuels first-generation and low-income student success
shared his motivation for getting involved. “I come from a low-income family of immigrants—my parents never finished primary school. I was the first one who went [to college], so I know how it feels to be different from everybody, not... View Details
- 22 Oct 2014
- News
Closing the opportunity divide for low-income young adults
that if you don’t do it, you’re going to look pretty silly. “Year Up is a one-year program for low-income 18-24 young adults. They come to us for six months of intensive training in professional skills and technical skills and then... View Details
- 23 Jun 2020
- News
What Is an "Essential" Purchase for a Low-Income Family?
- September 2012
- Article
Food Choices of Minority and Low-Income Employees: A Cafeteria Intervention
By: Douglas E. Levy, Jason Riis, Lillian M. Sonnenberg, Susan J. Barraclough and Anne N. Thorndike
Background: Effective strategies are needed to address obesity, particularly among minority and low-income individuals.
Purpose: To test whether a two-phase point-of-purchase intervention improved food choices across racial, socioeconomic (job... View Details
Keywords: Working Conditions; Safety; Governing Rules, Regulations, and Reforms; Competitive Advantage; Cost
Levy, Douglas E., Jason Riis, Lillian M. Sonnenberg, Susan J. Barraclough, and Anne N. Thorndike. "Food Choices of Minority and Low-Income Employees: A Cafeteria Intervention." American Journal of Preventive Medicine 43, no. 1 (September 2012): 240–248.
- February 2000 (Revised March 2001)
- Case
Tata Consultancy Services: High Technology in a Low-Income Country
Explores the development of the software services industry in India and the challenges facing the market leader as domestic competition intensifies and new countries attempt to replicate India's success. View Details
Kennedy, Robert E. "Tata Consultancy Services: High Technology in a Low-Income Country." Harvard Business School Case 700-092, February 2000. (Revised March 2001.)
- 18 May 2022
- Research & Ideas
Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers
Payday lenders have long been cast as villains for charging consumers sky-high interest rates, leaving borrowers who live paycheck to paycheck struggling to repay loans. But conventional banks are just as guilty of using fees to penalize consumers, hurting View Details
- 2005
- Book
Building Assets Building Credit: Creating Wealth in Low-Income Communities
By: Nicolas P. Retsinas and Eric S. Belsky
Retsinas, Nicolas P. and Eric S. Belsky, eds. Building Assets Building Credit: Creating Wealth in Low-Income Communities. Brookings Institution Press, 2005.
- 21 Nov 2022
- Research & Ideas
Buy Now, Pay Later: How Retail's Hot Feature Hurts Low-Income Shoppers
likely to be highly risky.” You Might Also Like: Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers Did Pandemic Stimulus Funds Spur the Rise of 'Meme Stocks'? Why Companies Raise Their Prices: Because They Can... View Details
- June 2014 (Revised April 2015)
- Background Note
Affordable Housing and Low-Income Housing Tax Credits in the United States
By: Arthur I Segel and Nicolas P. Retsinas
This background note explores the basic themes surrounding the government's approach to providing housing: namely its shift from a supplier and builder of affordable housing to an approach that focuses on demand-side solutions and indirect subsidies to private... View Details
Segel, Arthur I., and Nicolas P. Retsinas. "Affordable Housing and Low-Income Housing Tax Credits in the United States." Harvard Business School Background Note 214-107, June 2014. (Revised April 2015.)
- fall 2006
- Article
Business and Low-Income Sectors: Finding a New Weapon to Attack Poverty
By: James E. Austin and Michael Chu
Austin, James E., and Michael Chu. "Business and Low-Income Sectors: Finding a New Weapon to Attack Poverty." Art. 1. Social Enterprise: Making a Difference ReVista: Harvard Review of Latin America 6, no. 1 (fall 2006): 3–5.
- Web
Launching leaders: HBS's new initiative fuels first-generation and low-income student success - Recruiting
Insights & Advice 13 Mar 2025 Launching leaders: HBS's new initiative fuels first-generation and low-income student success Shoma Simkin Author tag Student & Alumni Stories James Bedford (MBA 2025) smiles as he recalls growing up on a... View Details
- Teaching Interest
Overview
Chu's teaching focuses on businesses providing goods and services to the emerging middle class and low-income sectors that constitute the market below the well-served top of the socio-economic pyramid. In developed countries such as the USA, this may be 40-50% of the... View Details
- September 2019 (Revised May 2020)
- Case
Keroche (A): Fighting for Share in the Kenyan Alcoholic Drinks Market
By: Ramon Casadesus-Masanell and Pippa Tubman Armerding
This case discusses the challenges faced by Kenyan alcoholic drinks producer Keroche Industries Limited in 2003, when the Kenyan government accused the company of manufacturing and selling substandard alcoholic drinks, revoked its liquor licenses, and shut down its... View Details
Keywords: Keroche; Alcohol; Wine; Manufacturing; Informal Market; Regulation; Illicit; Illegal; Shutdown; Factory; Low-income Consumers; Multinational; Local; Government; Allegations; Accusations; Negative Press; EABL; Tusker; Beer; SAB; Chang'aa; Naivasha; Rift Valley; East Africa; Lawsuit; Legal Battle; Business Ventures; Business Exit or Shutdown; Business Growth and Maturation; Business Startups; Production; Safety; Quality; Distribution; Small Business; Family Business; Crime and Corruption; Customer Focus and Relationships; Decisions; Income; Demographics; Geographic Scope; Geographic Location; Goods and Commodities; Government Legislation; Growth and Development; Business History; Lawsuits and Litigation; Laws and Statutes; Lawfulness; Goals and Objectives; Consumer Behavior; Market Entry and Exit; Problems and Challenges; Social Issues; Poverty; Strategy; Competition; Entrepreneurship; Manufacturing Industry; Food and Beverage Industry; Kenya; Nairobi; Africa
Casadesus-Masanell, Ramon, and Pippa Tubman Armerding. "Keroche (A): Fighting for Share in the Kenyan Alcoholic Drinks Market." Harvard Business School Case 720-390, September 2019. (Revised May 2020.)
- 09 Apr 2024
- Research & Ideas
When Climate Goals, Housing Policy, and Corporate R&D Collide, Social Good Can Emerge
For almost four years, Omar Asensio and his colleagues have been studying the impact of federal energy programs on low-income neighborhoods. The intersection of technology—artificial intelligence, in particular—and public policy has long been an area of focus for... View Details
Keywords: by Glen Justice
Livia Alfonsi
Livia is a development economist whose research focuses on labor market frictions and determinants of labor market participation in low-income settings, with a particular emphasis on barriers to youth employment and female labor market participation. In a separate line... View Details