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  • All HBS Web  (1,743)
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  • 07 Oct 2015
  • What Do You Think?

What is the Best Immigration Model for the US?

to represent the best insurance against old-age poverty, even though at a macro level they lead to an economy with more consumption than income, no resulting capital for investment, and so much risk aversion that little innovation and... View Details
Keywords: by James Heskett
  • 06 Jan 2010
  • What Do You Think?

Is a Stringent Climate Change Agreement a Pot of Gold?

action? That is, in this case, does belief in the need to create the rainbow help insure that the pot of gold is in fact there and is attainable? The question for entrepreneurs, of course, is whether the level of uncertainty argues... View Details
Keywords: by Jim Heskett; Energy; Utilities
  • 26 Jun 2000
  • Research & Ideas

What’s an Internet Business Model? Ask a Health Care Professional

by health insurance, such as laser eye surgery and infertility counseling. "For the exchange to work, there has to be a value proposition for both sides," Slavitt explained. "Providers today live in a world where people they have commercial relationships with—at View Details
Keywords: by Martha Lagace; Health
  • 20 Mar 2000
  • Research & Ideas

No Place Like Home: America’s Housing Crisis and Its Impact on Business

affordable housing is the low-income housing tax credit, part of the Tax Reform Act of 1986," she says. "In essence, it provides a tax benefit to private investors — typically banks and insurance companies — in return for their... View Details
Keywords: by Garry Emmons; Construction; Real Estate
  • 22 Apr 2014
  • First Look

First Look: April 22

  Publications August 2013 Modernizing Insurance Regulation Comparative Regulation of Market Intermediaries: Insights from the Indian Life Insurance Market By: Anagol, Santosh, Shawn A. Cole, and Shayak... View Details
Keywords: Sean Silverthorne
  • 26 Jun 2018
  • First Look

New Research and Ideas, June 26, 2018

prevalent Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=47648 The Impact of Pensions and Insurance on Global Yield Curves By: Greenwood, Robin, and Annette Vissing-Jorgensen Abstract—We document a strong effect... View Details
Keywords: Dina Gerdeman
  • 17 Oct 2014
  • Research & Ideas

New Treasury Rules Help Long-Retirement Planning

with medical emergencies or to make bequests at their death. The recent Treasury rules make it much easier for workers to use part of the assets within their 401k or IRA plans to purchase a deferred life annuity at a relatively low cost. For example, according to a New... View Details
Keywords: by Robert Pozen; Financial Services
  • 09 Apr 2014
  • Research & Ideas

A Playbook for Small-Business Job Creation

in the competitiveness discussion, as well. The level of dependence of small firms on bank credit is estimated to be as high as 90 percent, according to separate studies by the Federal Deposit Insurance Commission (FDIC) and National... View Details
Keywords: by Carmen Nobel; Banking; Financial Services
  • 05 Nov 2007
  • What Do You Think?

Why Is Succession So Badly Managed?

themselves with leadership talent inside the firm? Is the board insuring that the CEO is building a cadre of insiders ready to assume positions of leadership when needed? Has the board encouraged the development of what Bower calls... View Details
Keywords: Re: James L. Heskett
  • 19 Sep 2006
  • First Look

First Look: September 19, 2006

conservatism. Competitive Advantage and the Value Network Configuration: Making Decisions at a Swedish Life Insurance Company Authors:Øystein D. Fjeldstad and Christian H.M. Ketels Periodical:Long Range Planning Journal 39, no. 2 (April... View Details
Keywords: Sean Silverthorne
  • 25 Oct 2016
  • First Look

October 25, 2016

Bonitas to innovate, grow, and compete with market leader Discovery as well as providers of alternative insurance products. Bonitas must also plan ahead for the rollout of national health insurance—a deeply politicized issue in a country... View Details
Keywords: Sean Silverthorne
  • 22 Apr 2008
  • First Look

First Look: April 22, 2008

207-075 In May 2006, a resident of Key West, Florida had to decide whether to renew his policy to insure against hurricane damage. The policy would cost $13,000 for one year, $5,000 more than what he paid in 2005. At the same time, a... View Details
Keywords: Martha Lagace
  • August 2010 (Revised March 2012)
  • Case

The UCLA Medical Center: Kidney Transplantation

By: Michael E. Porter, Jennifer F Baron, Jacob Mathew Chacko and Robin Jian Tang
In 2010, organ transplantation remained among the few sets of medical conditions in the U.S. for which bundled payments were a dominant reimbursement model, and for which patient health outcomes were universally measured and reported. In 1986, UCLA Medical Center was... View Details
Keywords: Insurance; Health Care and Treatment; Health Disorders; Measurement and Metrics; Outcome or Result; Competitive Strategy; Integration; Health Industry; California
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Porter, Michael E., Jennifer F Baron, Jacob Mathew Chacko, and Robin Jian Tang. "The UCLA Medical Center: Kidney Transplantation." Harvard Business School Case 711-410, August 2010. (Revised March 2012.)
  • 31 Jan 2012
  • First Look

First Look: Jan. 31

colleagues to refocus radically on truly modern phenomena, on anticipating the future, and on altering our theorizing and methods accordingly, or we will never catch up. Marketing Complex Financial Products in Emerging Markets: Evidence from Rainfall View Details
Keywords: Sean Silverthorne & Carmen Nobel
  • 29 Sep 2008
  • Research & Ideas

Financial Crisis Caution Urged by Faculty Panel

relative infancy, he explained. "By the end of the 1990s, that had all changed. By the early 1990s the legislation that separated commercial and investment banking had been torn down, and banks and investment banks and insurance... View Details
Keywords: by Martha Lagace; Financial Services
  • 23 Jan 2020
  • Research & Ideas

Businesses Need a 'Catalyst' to Make CSR Practices Stick

buy,” Kaplan says. They can then start assembling the other elements of the ecosystem—for example, farmers, feed and irrigation companies, local banks and insurance companies, nonprofits, and community leaders. In that process, it’s... View Details
Keywords: by Michael Blanding
  • 19 Jan 2021
  • In Practice

Leadership Advice for Biden: Restore a Sense of Calm

Confront the powerful divides in America The Public Option health insurance proposed by the Biden campaign will weaken our economic status by adding to the national deficit and to Medicare’s unfunded liability. We should, of course,... View Details
Keywords: by Dina Gerdeman
  • 29 Jan 2019
  • First Look

New Research and Ideas, January 29, 2019

Our results have important implications for understanding how feedback shapes gender gaps in self-assessments. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=55540 The Impact of Pensions and Insurance on Global... View Details
Keywords: Dina Gerdeman
  • 04 Aug 2014
  • Op-Ed

Why Small-Business Lending Is Not Recovering

recently went by with no new bank charters issued by the Federal Deposit Insurance Corporation (FDIC), the first time that happened in the agency's 80-year history. Perhaps the most compelling cyclical factor tightening the loan spigot is... View Details
Keywords: by Karen Mills; Banking; Financial Services
  • 08 Jul 2015
  • What Do You Think?

Do Americans Work Too Much and Think About Work Too Little?

profits) don't generally rely on long hours. When is the last time you saw an investment banking firm, in an industry known for working its people mercilessly, near the top of the best place to work list? Consider insurer USAA, which... View Details
Keywords: by James Heskett; Financial Services
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