Loans - Publications - Faculty & Research

17 Sep 2012
Research & Ideas

Blue Skies, Distractions Arise: How Weather Affects Productivity

true in the corporate world, the researchers looked at preexisting field data at a midsize bank in Tokyo. The bank had tracked employee productivity for two-and-a-half years following the launch of a new mortgage-processing system in June 2007, during which time the... View Details

Keywords: by Carmen Nobel

01 Dec 2019
News

Remix

door every day that I did A&R. I’m actually glad that she didn’t, because I would have signed her, and this business is inherently exploitative—a record deal is like a terrible small-business loan for the artist, who is always the last to... View Details

Keywords: Jen McFarland Flint; photographed by Chris Sorensen; #MeToo; DefJam; Arts, Entertainment

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Payment and Financial Aid - HBS Online

Payment Methods Loans Grants Federal Financial Aid Payment Methods We accept payments via credit card, wire transfer, Western Union, and (when available) bank loan. We also allow you to split your payment across two separate credit card... View Details

23 Aug 2021
Research & Ideas

Why White-Collar Crime Spiked in America After 9/11

increase in the rate of Suspicious Activity Reports (SARs) filed by financial institutions, which cover such crimes as checking fraud, commercial loan fraud, and self-dealing. “Overall, the findings suggest that the FBI's reallocation of... View Details

Keywords: by Jay Fitzgerald

May 2023
Teaching Note

Ava Labs: Navigating the Next Blockchain

By: Marco Di Maggio and Wenyao Sha

Teaching Note for HBS Case No. 223-027. View Details

Keywords: Blockchain; Decentralized Finance; Alternative Assets; Financial Instruments; Assets; Decisions; Financing and Loans; Technology Industry; Financial Services Industry

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01 Dec 2019
News

Bridging the Gap

working world, keeping education a key priority. “Student loan debt exceeds consumer credit card debt by $500 billion,” Drake continues. “We’re buying more higher ed than we are Amazon, which is just unbelievable.” Coupled with that is... View Details

Keywords: Julia Hanna; illustration by Josh Cochran; photographed by Melissa Golden; cross sector collaboration; local government; nonprofits; education; leadership; Administration of Economic Programs; Government

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The 20th Century Zeitgeist - Leadership

spending Savings and Loan bailout Chrysler bailout Breakup of AT&T Influence: Medium-Low 90 1990 s Family and Medical Leave Act Americans with Disabilities Act Welfare reform Antitrust action initiated against Microsoft Influence:... View Details

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Criteria | Social Enterprise | Harvard Business School

for the fund, your role in the fund, and impact of the investments. For applicants either founding their own organization or working at for-profit social enterprises: If you are granted loan assistance, it will be based on the current... View Details

14 Oct 2020
Blog Post

Veteran Financial Aid Outlook

short is no student is here with 100% of the cost of attendance covered by a HBS Scholarship. For me, I decided if I needed to take out $30,000-$50,000 in student loans over two years, it would be worth the investment. The Career and... View Details

01 Feb 1999
News

Too Much of a Good Thing?

booming. Banks and companies, eager for a piece of the action, invest heavily in production capability. Not surprisingly, a market can soon become saturated with too much product; consequently, demand drops, revenues slow to a trickle, View Details

Keywords: Garry Emmons

06 Oct 2003
Research & Ideas

The Problem with Hedge Funds

rent the clearing and settling capabilities, the stock loan inventories and balance sheets of the banks. The hedge funds claim to be able to provide substantial returns regardless of the direction of the market. Like mutual funds and... View Details

Keywords: by D. Quinn Mills

October 2017 (Revised November 2017)
Case

Lovepop

By: Robert F. White, Ramana Nanda and Olivia Hull

As they prepare to graduate from Harvard Business School, the co-founders of greeting card company startup Lovepop need capital to cover the company’s operating costs and must choose between two seed financing offers. One offer is from an angel group and the other from... View Details

Keywords: Accelerator; Incubator; Seed Financing; Convertible Debt; Entrepreneurship; Venture Capital; Financing and Loans; Borrowing and Debt; Growth and Development Strategy; Valuation; Consumer Products Industry; Retail Industry; Boston; Massachusetts; United States

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08 May 2023
Research & Ideas

How Trump’s Anti-Immigrant Rhetoric Crushed Crowdfunding for Minority Entrepreneurs

but that gap triples during periods of high public anxiety over immigration in the United States. “When there is the greatest anxiety, we see this funding shortfall.” Banks have historically rejected loan applications from Black, Asian,... View Details

Keywords: by Scott Van Voorhis

June 2018
Case

Burton Sensors, Inc.

By: William E. Fruhan and Wei Wang

Burton Sensors presents a realistic situation where a small, rapidly growing, and profitable temperature sensor original equipment manufacturer (OEM) reaches its debt capacity and seeks equity financing to sustain high growth. The president of the company must decide... View Details

Keywords: Financing and Loans; Acquisition; Investment; Financial Strategy; Decision Choices and Conditions

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07 Jan 2019
Research & Ideas

The Better Way to Forecast the Future

2018, Averaging Probability Forecasts: Back to the Future. Grushka-Cockayne, on loan from University of Virginia’s Darden School of Business, joined with Darden colleague Casey. Lichtendahl; Bob Winkler of Duke University’s Fuqua School... View Details

Keywords: by Roberta Holland; Air Transportation; Transportation

04 Apr 2012
Research & Ideas

When Founders Recruit Friends and Family as Investors

Altogether, he "spent about $350,000 on Intuit, a sum pieced together from life savings, home-equity credit, credit cards, and loans from his father." During one particularly difficult period, he said, "What kept me going... View Details

Keywords: by Noam Wasserman

10 Aug 2009
Research & Ideas

High Commitment, High Performance Management

the middle and lower levels of these firms knew that bad loans were being made and that these would lead to the defaults we have seen. Some tried to tell upper management but were beaten down and eventually fired. This does not happen in... View Details

Keywords: by Martha Lagace

March 2024
Case

Ava DuVernay's Array: Disrupting the Hollywood Film Industry

By: Anita Elberse and Morgan Brewton-Johnson

In February 2023 acclaimed filmmaker Ava DuVernay is filming her latest movie, Origin, a daring adaptation of Isabel Wilkerson’s book Caste: The Origins of Our Discontents. With Origin, DuVernay is pioneering a method to finance the endeavor—through a combination of... View Details

Keywords: Financing and Loans; Intellectual Property; Philanthropy and Charitable Giving; Disruption; Motion Pictures and Video Industry

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New Levels of Capitalism: Finance - Railroads and the Transformation of Capitalism | Harvard Business School

stocks, padding construction costs, and accepting bribes for political favors. 22 When financial markets collapsed, the railroads exercised their considerable political influence and the state forgave loans or renegotiated payments.... View Details

October 2007 (Revised July 2013)
Case

Vertex Pharmaceuticals and the Cystic Fibrosis Foundation: Venture Philanthropy Funding for Biotech

By: Robert F. Higgins, Sophie LaMontagne and Brent Kazan

In 2001, Vertex Pharmaceuticals Incorporated acquired the San Diego-based biotech company, Aurora Biosciences. The combination of Vertex's and Aurora's technologies would improve the flow of novel drug candidates into development. However, several questions related to... View Details