Finance ＆ Insurance - Publications - Faculty & Research

March 2008
Teaching Note

2006 Hurricane Risk (TN)

Teaching Note for [207075]. View Details

Keywords: Decision Choices and Conditions; Loss; Investment; Insurance; Natural Disasters; California

30 Sep 2014
First Look

Experiment By: Cole, Shawn, Xavier Giné, and James Vickery Abstract—Weather is a key source of income risk, particularly in emerging market economies. This paper uses a randomized controlled trial involving a sample of Indian farmers to study how an innovative rainfall... View Details

Keywords: Sean Silverthorne

17 Jan 2012
First Look

First Look: January 17

Equity, and the Financing of Entrepreneurship Authors:Josh Lerner, Ann Leamon, and Felda Hardymon Publication:John Wiley & Sons, 2012 An abstract is not available at this time. Publisher's Link:... View Details

Keywords: Sean Silverthorne

08 Jan 2008
First Look

First Look: January 8, 2008

Financing Constraints, and Entrepreneurship Authors:William R. Kerr and Ramana Nanda Abstract We study how US branch-banking deregulations affected the entry and exit of firms in the non-financial sector using establishment-level data... View Details

Keywords: Martha Lagace

May 2025
Case

RTX's Lifetime Income Strategy: Shaping the Future of Retirement

By: Daniel Green, Luis M. Viceira and Sarah Mehta

Set in 2024, this case explores the Lifetime Income Strategy (LIS), a novel retirement product launched by aerospace and defense company RTX in 2012. Aiming to embed the security of a traditional pension within a 401(k) plan, the LIS allowed participants to secure a... View Details

Keywords: Asset Management; Compensation and Benefits; Collaborative Innovation and Invention; Jobs and Positions; Labor; Retirement; Society; Adoption; Insurance Industry; Insurance Industry; Insurance Industry; United States; Virginia

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29 Jan 2019
First Look

New Research and Ideas, January 29, 2019

Our results have important implications for understanding how feedback shapes gender gaps in self-assessments. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=55540 The Impact of Pensions and Insurance on Global... View Details

Keywords: Dina Gerdeman

08 Sep 2009
Research & Ideas

The Height Tax, and Other New Ways to Think about Taxation

health insurance may delay its arrival. Q: How is your idea of a height tax greeted among economists and policymakers? How do you address potential criticisms as mentioned in your paper, such as fears about a slippery slope leading to... View Details

Keywords: by Martha Lagace

07 Oct 2013
Research & Ideas

The Case for Combating Climate Change with Nuclear Power and Fracking

a path to the future.” Lassiter, the Senator John Heinz Professor of Management Practice in Environmental Management, has spent several years studying the intersection between entrepreneurial finance and environmental concerns. He... View Details

Keywords: by Carmen Nobel; Energy; Utilities

June 1992
Teaching Note

Hospital Replacement Decision, Hospital Corp. of America: Financial Analysis, and Humana, Inc., Teaching Note

By: Regina E. Herzlinger

Keywords: Health Care and Treatment; Decision Making; Finance; Insurance Industry; Insurance Industry; United States

Citation

22 Apr 2008
First Look

First Look: April 22, 2008

207-075 In May 2006, a resident of Key West, Florida had to decide whether to renew his policy to insure against hurricane damage. The policy would cost $13,000 for one year, $5,000 more than what he paid in 2005. At the same time, a... View Details

Keywords: Martha Lagace

October 2024
Article

Medicare Part D Protected-Class Policy Is Associated with Lower Drug Rebates

By: Pragya Kakani, Michael Anne Kyle, Amitabh Chandra and Luca Maini

Medicare Part D does not allow plans to exclude drugs in six protected classes from their formularies, which may limit plans’ ability to negotiate rebates and lead to higher spending. We estimated the association between protected-class status, US-level estimated... View Details

Keywords: Insurance; Health Care and Treatment; Governing Rules, Regulations, and Reforms; United States

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26 Jun 2018
First Look

New Research and Ideas, June 26, 2018

https://www.hbs.edu/faculty/Pages/item.aspx?num=54634 forthcoming Journal of Finance Limited Investment Capital and Credit Spreads By: Siriwardane, Emil N. Abstract—Using proprietary credit default swap (CDS) data, I investigate how... View Details

Keywords: Dina Gerdeman

03 Jun 2020
Research & Ideas

Who Guarantees Your Workplace Is Safe for Return?

of equal or greater concern: Will shoppers, diners, students, and workers feel safe returning? How can they be comfortable that the space is safe beyond just taking someone’s word for it? Cautious and shell-shocked employees and customers—as well as skittish lenders... View Details

Keywords: by John Macomber and Joseph Allen; Real Estate

01 May 2009
What Do You Think?

Do Innovation and Entrepreneurship Have to Be Incompatible with Organization Size?

strong finance and legal teams" as sources of risk aversion. But other respondents concluded that it doesn't have to happen, and proposed antidotes to the phenomenon, starting with David Levine's "list" of "a strong... View Details

Keywords: by Jim Heskett

28 Apr 2003
Research & Ideas

Shareholders Key to Corporate Reform

other out and to work in concert on issues on which they share common ground.—Cynthia A. Montgomery and Rhonda Kaufman Reinvigorate Shareholders. As Michael Jensen observed in a 1993 Journal of Finance article, "Financial... View Details

Keywords: by Cynthia A. Montgomery & Rhonda Kaufman

15 May 2013
Research & Ideas

From McRibs to Maseratis: The Power of Scarcity Marketing

you owned a sporty little car, you might be tempted to drive it all the time, settling in to the comfy leather seats whenever you needed to get groceries or meet friends for dinner. But Derek lives in Vancouver, Canada, where public transit is excellent and car View Details

Keywords: Re: Michael I. Norton

20 Aug 2024
Book

Why Competing With Tech Giants Requires Finding Your Own Edge

significantly reduce their downside risks and quickly begin to benefit from the ecosystem. Ping An’s ecosystems. Ping An started as a thirteen-person small property and casualty insurance office in China’s southern city of Shenzhen in... View Details

Keywords: by Feng Zhu; Technology; Information Technology

12 May 2009
First Look

First Look: May 12, 2009

this situation, donations are likely to decline, investment surplus has declined and biotech partners are challenged to finance joint projects as well as their own operations. Beall is striving to find a cure for cystic fibrosis while... View Details

Keywords: Martha Lagace

06 Nov 2019
Op-Ed

Torched Planet: The Business Case to Reinvent Almost Everything

interest to torch the planet. Mark Carney, the Governor of the Bank of England, points out that insured losses from extreme weather events have risen five-fold in the last 30 years. He wonders if the financial markets face the risk of a... View Details

Keywords: by Rebecca Henderson; Energy