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Olivia S. Kim

Olivia S. Kim

Assistant Professor of Business Administration

Assistant Professor of Business Administration

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Olivia Kim is an assistant professor of business administration in the Entrepreneurial Management Unit at Harvard Business School. She teaches the Entrepreneurial Management course in the MBA required curriculum.

Professor Kim's research examines how firms and households make financial decisions, with a focus on the role of the family. Her work evaluates how financial regulations shape credit and consumption disparities within the household and the extent to which business owners' family life events drive firm growth and investment. She also studies topics in financial intermediation and federal programs targeting small business growth.

Professor Kim earned a PhD in Financial Economics from the MIT Sloan School of Management and a BA in Economics from Smith College. She was a Post-Doctoral Fellow in the Economics of an Aging Workforce at the National Bureau of Economic Research before joining HBS. Prior to her doctoral studies, she worked at MIT Blueprint Labs and in Global Capital Markets at the Federal Reserve Board of Governors. She is an academic fellow at the JPMorgan Chase Institute. 

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Entrepreneurial Management
+1 (617) 495-8662
 
Olivia S. Kim
Unit
Entrepreneurial Management
Contact Information
(617) 495-8662
Publications Research Summary Awards & Honors

Working Papers
Working Papers

  • Kim, Olivia S. "Credit and the Family: The Economic Consequences of Closing the Credit Gap of U.S. Couples." Working Paper. (Job Market Paper, Revise & Resubmit, Journal of Political Economy.) View Details
  • Kim, Olivia S. "Trading Off Business and Family Investments: Evidence from U.S. Entrepreneurial Households." Working Paper. (Revise and Resubmit, Management Science.) View Details
  • Aydin, Deniz, and Olivia S. Kim. "Precautionary Debt Capacity." SSRN Working Paper Series, No. 2024/01. (Best Paper Award, Red Rock Finance Conference.) View Details

Published and Forthcoming Papers
Published and Forthcoming Papers

  • Kim, Olivia S., Jonathan A. Parker, and Antoinette Schoar. "Revenue Collapses and the Consumption of Small Business Owners in the COVID-19 Pandemic." Journal of Financial Economics (forthcoming). (Conditionally Accepted.) View Details
  • Bachas, Natalie, Olivia S. Kim, and Constantine Yannelis. "Loan Guarantees and Credit Supply." Journal of Financial Economics 139, no. 3 (March 2021): 872–894. View Details
  • Kim, Olivia S. "Does Political Uncertainty Increase External Financing Costs? Measuring the Electoral Premium in Syndicated Lending." Journal of Financial and Quantitative Analysis 54, no. 5 (October 2019): 2141–2178. View Details
All Publications

Olivia Kim is an assistant professor of business administration in the Entrepreneurial Management Unit at Harvard Business School. She teaches the Entrepreneurial Management course in the MBA required curriculum.

Professor Kim's research examines how firms and households make financial decisions, with a focus on the role of the family. Her work evaluates how financial regulations shape credit and consumption disparities within the household and the extent to which business owners' family life events drive firm growth and investment. She also studies topics in financial intermediation and federal programs targeting small business growth.

Professor Kim earned a PhD in Financial Economics from the MIT Sloan School of Management and a BA in Economics from Smith College. She was a Post-Doctoral Fellow in the Economics of an Aging Workforce at the National Bureau of Economic Research before joining HBS. Prior to her doctoral studies, she worked at MIT Blueprint Labs and in Global Capital Markets at the Federal Reserve Board of Governors. She is an academic fellow at the JPMorgan Chase Institute. 

Working Papers
  • Kim, Olivia S. "Credit and the Family: The Economic Consequences of Closing the Credit Gap of U.S. Couples." Working Paper. (Job Market Paper, Revise & Resubmit, Journal of Political Economy.) View Details
  • Kim, Olivia S. "Trading Off Business and Family Investments: Evidence from U.S. Entrepreneurial Households." Working Paper. (Revise and Resubmit, Management Science.) View Details
  • Aydin, Deniz, and Olivia S. Kim. "Precautionary Debt Capacity." SSRN Working Paper Series, No. 2024/01. (Best Paper Award, Red Rock Finance Conference.) View Details
Published and Forthcoming Papers
  • Kim, Olivia S., Jonathan A. Parker, and Antoinette Schoar. "Revenue Collapses and the Consumption of Small Business Owners in the COVID-19 Pandemic." Journal of Financial Economics (forthcoming). (Conditionally Accepted.) View Details
  • Bachas, Natalie, Olivia S. Kim, and Constantine Yannelis. "Loan Guarantees and Credit Supply." Journal of Financial Economics 139, no. 3 (March 2021): 872–894. View Details
  • Kim, Olivia S. "Does Political Uncertainty Increase External Financing Costs? Measuring the Electoral Premium in Syndicated Lending." Journal of Financial and Quantitative Analysis 54, no. 5 (October 2019): 2141–2178. View Details
Research Summary
Overview
My research examines how firms and households make financial decisions, with a focus on the role of the family. My work evaluates how financial regulations shape credit and consumption disparities within the household and the extent to which business owners' family life events drive firm growth and investment. I also study topics in financial intermediation and federal programs targeting small business growth.
Keywords: Household Finance; Entrepreneurship; Corporate Finance; Financial Intermediation
Awards & Honors
Winner of the 2024 Best Paper Award at the Red Rock Finance Conference for "Precautionary Debt Capacity" with Deniz Aydin.
Recipient of a 2022 NBER Post-Doctoral Fellowship on The Economics of an Aging Workforce.
Recipient of a 2020 NBER Household Finance Small Grant Award.
Recipient of a Mark Kritzman and Elizabeth Gorman Research Fund Grant in 2019.
Additional Information
  • Personal Website
  • Twitter
  • CV
In The News

In The News

    • 24 Sep 2024
    • HBS Working Knowledge

    Why Small Businesses Deserve More Credit

    • 17 Nov 2023
    • Harvard Business School

    New Faculty Profiles: Olivia Kim

Additional Information
Personal Website
Twitter
CV

In The News

    • 24 Sep 2024
    • HBS Working Knowledge

    Why Small Businesses Deserve More Credit

    • 17 Nov 2023
    • Harvard Business School

    New Faculty Profiles: Olivia Kim

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