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- All HBS Web
(138)
- News (73)
- Research (48)
- Multimedia (11)
- Faculty Publications (24)
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- 30 Nov 2016
- Op-Ed
Where Could More Regulation Help Small Businesses? Online Lending.
Karen Mills is a Senior Fellow with the Harvard Business School. She served in President Barack Obama’s Cabinet as Administrator of the US Small Business Administration from 2009 to 2013. View Details
- 14 Aug 2014
- Working Paper Summaries
The State of Small Business Lending: Credit Access During the Recovery and How Technology May Change the Game
- 14 Dec 2016
- Working Paper Summaries
The State of Small Business Lending: Innovation and Technology and the Implications for Regulation
- 02 Nov 2016
- Op-Ed
Government and Financial Tech Can Fix Cash Woes for Small Businesses
cycle can mean the difference between a small business growing or just staying flat. And, the good news is that we’re seeing innovative ideas in both policy and products on this front—ideas that actually help small businesses manage their... View Details
Keywords: by Karen Mills
- 22 Sep 2014
- Op-Ed
Online Banks Fill Funding Needs for Small Business
(Editor's note: This is the last in a series of four articles based on a Harvard Business School working paper by Karen Mills that analyzes the current state of availability of... View Details
- 21 Jul 2014
- Research & Ideas
Is a Gap in Small-Business Credit Holding Back the American Economy?
(Editor's note: This first in a series of articles based on a Harvard Business School working paper by Karen Mills that analyzes the current state of availability of bank... View Details
- 05 Nov 2024
- Book
Building the Road to 'Small Business Utopia' with AI and Fintech
Editor's note: The following is an excerpt from chapter one of Fintech, Small Business & the American Dream, written by Karen G. Mills, senior fellow at Harvard Business School. The second edition was... View Details
- 22 Dec 2016
- Op-Ed
The Small Business Administration is a Model for How to Drive Economic Growth
but needs some credit support. This allows women-owned small businesses, minority-owned small businesses, and others in underserved geographies to get credit even if the private sector market is not fully providing access. As my co-author... View Details
Keywords: by Karen Mills
- 28 Aug 2014
- Op-Ed
Government Can Do More to Unfreeze Small Business Credit
(Editor's note: This is the third in a series of articles based on a Harvard Business School working paper by Karen Mills that analyzes the current state of availability of... View Details
- 04 Aug 2014
- Op-Ed
Why Small-Business Lending Is Not Recovering
Editor's note: This is the second in a series of articles based on a Harvard Business School working paper by Karen Mills that analyzes the current state of availability of... View Details
- 19 Nov 2019
- Op-Ed
Gender Bias Complaints against Apple Card Signal a Dark Side to Fintech
creditworthy customers are being shut out, that’s a problem. Even worse, if we don't understand why, we can’t fix it. About the Author Karen G. Mills is a Senior Fellow at Harvard Business School View Details
- 19 Feb 2018
- Working Paper Summaries
The Supply Chain Economy: A New Framework for Understanding Innovation and Services
Keywords: by Mercedes Delgado and Karen G. Mills
- 16 Feb 2018
- Working Paper Summaries
A New Categorization of the US Economy: The Role of Supply Chain Industries in Innovation and Economic Performance
- 25 Mar 2019
- Research & Ideas
The Secret Life of Supply Chains
suppliers, and seems to have implications for policies that promote innovation and good jobs,” says the study’s coauthor, Harvard Business School Senior Fellow Karen Mills. For... View Details
- 07 Sep 2020
- Research & Ideas
How to Help Small Businesses Survive COVID's Next Phase
small-business owners trying to survive. Strict safety protocols haven’t been enough to get customers through the door for some small businesses, and many owners—crushed by inventory View Details
- 09 Apr 2014
- Research & Ideas
A Playbook for Small-Business Job Creation
As Administrator of the Small Business Administration (SBA), Karen Mills spent four years as part of President Barack Obama's senior economic team and a member of his Cabinet,... View Details
- 03 Apr 2019
- Book
Fintech's Game-Changing Opportunities for Small Business
Transforming Lending and Shaping a New Era of Small Business Opportunity By Karen G. Mills [A] business owner has one system, perhaps QuickBooks... View Details
- 20 Mar 2020
- Research & Ideas
How Small Businesses Can Survive the Coronavirus Outbreak
outstanding debt. Concerned consumers can help by buying gift cards from their local businesses, a small gesture that can help Main Street shops stay afloat. “That’s an excellent way to get money into these businesses,” View Details
- 2016
- Working Paper
The State of Small Business Lending: Innovation and Technology and the Implications for Regulation
By: Karen Gordon Mills and Brayden McCarthy
Small businesses were among the hardest hit in the Great Recession, accounting for more than 60% of the total jobs lost. The economic crisis was one focused on the banking sector, which is one reason for the disproportionately high impact on America’s small businesses,... View Details
Mills, Karen Gordon, and Brayden McCarthy. "The State of Small Business Lending: Innovation and Technology and the Implications for Regulation." Harvard Business School Working Paper, No. 17-042, November 2016.
- 06 Feb 2018
- First Look
First Look at New Research and Ideas: February 6, 2018
Innovation and Economic Performance By: Delgado, Mercedes, and Karen G. Mills Abstract—An active debate has centered on the importance of... View Details