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- 2016
- Report
How Do People Pay Rent?
By: David Hao Zhang
Households still pay rent primarily with paper methods, even though electronic methods are featured more prominently among high-income, high-education, and high-rent households. These patterns may be explained either by the lack of landlord acceptance of electronic... View Details
Keywords: Consumer Payments; Rent Payments; Money Order; Credit Card; Checks; Credit Cards; Online Technology; Consumer Behavior; Cash; Leasing
Zhang, David Hao. "How Do People Pay Rent?" Federal Reserve Bank of Boston, Research Data Report, No. 16-2, Federal Reserve Bank of Boston, Boston, MA, 2016.
- 17 Sep 2020
- Research & Ideas
Many Small-Business Employees May Be Close to Losing Health Insurance
business owner to do as the clock keeps ticking? At some point, absent some major policy change, landlord patience will run out, and small businesses will have to make rent or mortgage payments. “Respondents overwhelmingly reported they... View Details
- April 2005 (Revised June 2006)
- Case
NTT DoCoMo, Inc.: Mobile FeliCa
By: Stephen P. Bradley, Thomas R. Eisenmann, Masako Egawa and Akiko Kanno
Managers of DoCoMo, Japan's largest mobile phone company, are formulating a strategy for mobile FeliCa: contactless integrated circuits that will be built into DoCoMo phones, allowing them to be used for quick and convenient retail or commuter fare payments, building... View Details
Keywords: Cost vs Benefits; Expansion; Alliances; Wireless Technology; Information Technology Industry; Communications Industry; Japan
Bradley, Stephen P., Thomas R. Eisenmann, Masako Egawa, and Akiko Kanno. "NTT DoCoMo, Inc.: Mobile FeliCa." Harvard Business School Case 805-124, April 2005. (Revised June 2006.)
- Spring 2016
- Article
Net Neutrality: A Fast Lane to Understanding the Tradeoffs
By: Shane Greenstein, Martin Peitz and Tommaso Valletti
The last decade has seen a strident public debate about the principle of "net neutrality." The economic literature has focused on two definitions of net neutrality. The most basic definition of net neutrality is to prohibit payments from content providers to internet... View Details
Greenstein, Shane, Martin Peitz, and Tommaso Valletti. "Net Neutrality: A Fast Lane to Understanding the Tradeoffs." Journal of Economic Perspectives 30, no. 2 (Spring 2016): 127–150.
- 21 Oct 2014
- First Look
First Look: October 21
& Course Materials Harvard Business School Case 915-001 Pivots and Incentives at LevelUp LevelUp's mobile payments service lets users scan a smartphone barcode rather than swipe a credit card. Will consumers embrace the service? Will... View Details
Keywords: Sean Silverthorne
- 31 Jul 2013
- Working Paper Summaries
Learning from Double-Digit Growth Experiences
Keywords: by Eric D. Werker
- Web
3.1 Student Accounts - MBA
Harvard Key. Payments may be made electronically or by check. Credit cards are not accepted. Charges for tuition and fees and all other charges such as rent, pharmacy charges, parking fees must be paid in full by the due dates indicated... View Details
- 16 Jul 2020
- Research & Ideas
Restaurant Revolution: How the Industry Is Fighting to Stay Alive
restaurants typically purchase without the ability to hedge or otherwise lock in pricing, and so are at the mercy of supply-price fluctuations. A third cost challenge for restaurants is occupancy. Locations are generally leased on a triple net fixed View Details
- Web
Buy Now, Pay Later &mdash Easy Payments: The Rise of Installment Selling
The Rise of Installment Selling Home Finance Cars on Time The Secondary Credit Market The Usurer's Grip Research Links Credits “Why not rent a sewing machine to the housewife and apply the rental fee to the purchase price of the machine?”... View Details
- 12 Mar 2006
- Research & Ideas
New Research Explores Multi-Sided Markets
running on microprocessors; NTT DoCoMo, Japan's leading mobile phone operator and creator of the pioneering i-mode mobile Internet platform, has expanded i-mode from communications and mobile Internet content to mobile payment systems and... View Details
- 25 Oct 2020
- Research & Ideas
The Dark Side of Fintech Borrowing
fintech lenders harvest deeper insight into those borrowers that banks typically reject after running a standard credit check. Fintech lenders claim to consult additional metrics like utility bills or rent View Details
- 27 Mar 2017
- Blog Post
Should Entrepreneurs Get an MBA?
I’m happy to concede some territory here: I’m not convinced it’s essential to running the company that I can derive WACC or read Balance of Payments statements. This argument does, though, undervalue the soft stuff that is taught and I... View Details
- Web
HBS - Financials | Supplemental Financial Information
2021. Total cash received from gifts in fiscal 2021, including new endowment gifts and gifts for capital construction projects, payments on prior years' pledges, and restricted and unrestricted current use giving, was $149 million,... View Details
- 14 Jul 2020
- Research & Ideas
Restarting Under Uncertainty: Managerial Experiences from Around the World
payments to support clients’ liquidity; helped salons apply to crisis relief funding such as unemployment support and rent postponement; hired consultants to create guidelines for safety measures in the... View Details
- 02 Feb 2012
- Op-Ed
Once a Castle, Home is Now a Debtors’ Prison
very own debtors' prisons. Their task is Sisyphean: they work, pay the monthly debt to the lender, yet see a perpetual gap between payments and value. The payments can seem like an extortion episode from The... View Details
- Portrait Project
Sam Li
“I hate technology!” said Michael, 67, a former high-school English teacher. This was a Saturday afternoon in a university library. After spending hours on his own, Michael turned to me - a stranger - to help him set up online rent View Details
- 23 Apr 2020
- Research & Ideas
This Crisis Loan Program Preserved Jobs—and Made Money
As the US Congress prepares to replenish its Paycheck Protection Program for small businesses, questions still linger: Do guaranteed loans for small businesses work in the long term? Who wins? Employees? Businesses? Taxpayers? The answer appears to be yes for all... View Details
- 01 Jun 2016
- News
Case Study: On the Table
choices among payment vendors and difficulties finding employees with e-commerce experience, necessitating extensive training. The Question: Cahuzac and his cofounders had planned to run a furniture company, not a logistics one. How can... View Details
- 01 Sep 2017
- News
A Jolt for the African Coffee Industry
of them from Rwanda. A local Nigerian factory, Kaldi Africa, roasts the beans to produce a stronger brew than what Starbucks pours. Many of the other barriers to developing a coffeehouse culture that Dozie has encountered are simple retail challenges. Landlords require... View Details
- 14 Aug 2018
- First Look
First Look at New Research and Ideas, August 14, 2018
Payment: Evidence from the Federal Quickpay Reform By: Barrot, Jean-Noel, and Ramana Nanda Abstract—We study the impact of Quickpay, a federal reform that indefinitely accelerated payments to small business contractors of the U.S.... View Details
Keywords: by Sean Silverthorne