Savings - Publications - Faculty & Research

Female "empowerment" has increasingly become a policy goal, both as an end to itself and as a means to achieving other development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering women. Here, using a... View Details

Keywords: Saving; Microfinance; Personal Finance; Decision Making; Microeconomics; Gender; Power and Influence; Philippines

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Liquidity in Retirement Savings Systems: An International Comparison

By: John Beshears, James J. Choi, Joshua Hurwitz, David Laibson and Brigitte C. Madrian

We compare the liquidity that six developed countries have built into their employer-based defined contribution (DC) retirement schemes. In Germany, Singapore, and the UK, withdrawals are essentially banned no matter what kind of transitory income shock the household... View Details

Keywords: Saving; Financial Liquidity; Retirement; Canada; Germany; Australia; United Kingdom; United States; Singapore

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May 2006
Article

Tying Odysseus to the Mast: Evidence from a Commitment Savings Product in the Philippines

By: Nava Ashraf, Dean Karlan and Wesley Yin

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who were sophisticated enough to... View Details

Keywords: Information; Product; Philippines

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January 2024
Supplement

Saving a Sinking Ship: Product Direction Pitch Exercise

By: Sara McKinley Torti

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14 Nov 2014
News

This Mother-Daughter Duo Wants to Save China's Environment

Keywords: Apparel Manufacturing; Manufacturing

February 1992 (Revised February 1993)
Case

Homestead Savings, a Federal Savings and Loan Association

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October 1984 (Revised July 1985)
Case

First Federal Savings and Loan Association of Chicago

By: Dwight B. Crane

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June 12, 2019
Article

Business as Usual Will Not Save the Planet

By: Mark R. Kramer, Rishi Agarwal and Aditi Srivinas

The United Nations’ 17 sustainable development goals (SDGs) were explicitly designed to engage the private sector in addressing the world’s most pressing challenges. Four years into the UN’s 15-year timeline, the question is whether companies are advancing serious... View Details

Keywords: Sustainable Development; Environmental Sustainability; Goals and Objectives; Corporate Social Responsibility and Impact; Planning

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March 2006
Teaching Note

The Harmonized Savings Plan at BP Amoco (TN)

By: Luis M. Viceira

Keywords: Energy Industry

Citation

Purchase

20 Jul 2009
News

Using the Lottery Effect to Make People Save

09 Dec 2021
News

How to Save Major League Baseball from Itself

01 Sep 2016
News

Explosives Saved an American Company From Chinese Competition

01 Jun 2013
News

Can Business Smarts Save the Charter School Revolution?

The charter school movement was supposed to transform American public education. So far, though, the results have been mixed. But HBS grads nationwide are offering new approaches, innovative methods, unique models—all of them begging the same question. When President... View Details

Keywords: David McKay Wilson; charter schools; Elementary and Secondary Schools; Educational Services