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  • All HBS Web  (4,701)
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  • January 2009
  • Background Note

Financial Networks and Informal Banking in China: From Pawnshops to Private Equity

By: Elisabeth Koll
Provides an analysis of why informal financial networks and institutions still play an extremely important role in China's economy in the 21st century. Although China has emerged as one of the fastest growing economies in the world, it still suffers from a weak... View Details
Keywords: Entrepreneurship; Private Equity; Banks and Banking; Financing and Loans; Governing Rules, Regulations, and Reforms; State Ownership; Business and Government Relations; Networks; China
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Koll, Elisabeth. "Financial Networks and Informal Banking in China: From Pawnshops to Private Equity." Harvard Business School Background Note 809-111, January 2009.

    Institutions, Institutional Change and Economic Performance in Emerging Markets

    Emerging markets play an increasingly important role in the global economy, accounting for 31% of global GDP and more than 50% of global foreign direct investment in 2012. However, doing business in emerging markets remains subject to a high degree of "policy risk,"... View Details

    • March 1994
    • Case

    Fremont Financial Corporation (B)

    Fremont has a third option to finance its loan portfolio, which involves securitizing and selling the small-business loans into the capital markets. Emphasizes asymmetric information and moral hazard problems involved in designing an asset securitization. When used in... View Details
    Keywords: Capital Markets; Financial Markets; Corporate Finance; Financial Services Industry
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    Sirri, Erik R., and Ann Zeitung. "Fremont Financial Corporation (B)." Harvard Business School Case 294-099, March 1994.
    • August 2016
    • Article

    Asymmetric Effects of Favorable and Unfavorable Information on Decision-making Under Ambiguity

    By: Alexander Peysakhovich and Uma R. Karmarkar
    Most daily decisions involve uncertainty about outcome probabilities arising from incomplete knowledge, i.e., ambiguity. We explore how the addition of partial information affects these types of choices using theoretical and empirical methods. Our experiments in both... View Details
    Keywords: Ambiguity; Decision Making; Outcomes; Information; Decision Choices and Conditions; Outcome or Result
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    Peysakhovich, Alexander, and Uma R. Karmarkar. "Asymmetric Effects of Favorable and Unfavorable Information on Decision-making Under Ambiguity." Management Science 62, no. 8 (August 2016).
    • 12 Jul 2018
    • News

    In the Market for Environmental Change

    responsible investing or social responsibility in all corporate affairs. That now lives under the rubric ESG-- Environment, Society, and Governance. “What we've seen in the View Details
    • 24 Apr 2014
    • News

    Unlocking mobile money in emerging markets

    buyers and sellers are currently excluded from global commerce. These individuals, because of their collective size, will likely redefine the concept of banking and financial access in the future.” Working... View Details
    • 23 Jan 2006
    • Research & Ideas

    Financial Reporting Goes Global

    to write about globalization, accounting standards and, in particular, Indian accounting standards? Gregory Miller: Globalization is the major issue in determining the future of View Details
    Keywords: by Cynthia Churchwell; Financial Services; Financial Services
    • 16 Jul 2014
    • HBS Case

    Marketing Obamacare

    that means is that despite the enormous costs—both financial and political—of setting up these exchanges, fewer than 10 percent of uninsured people in the US have so far been insured as a result. “This is... View Details
    Keywords: by Michael Blanding; Health
    • 04 May 2009
    • Research & Ideas

    What’s Next for the Big Financial Brands

    now close to worthless. It drags down Bank of America's brand every time it is mentioned in the same breath. The Merrill Lynch brand is unlikely to ever recover and Bank of America should drop it. Merrill Lynch was one of 25 View Details
    Keywords: by John Quelch; Financial Services; Financial Services
    • 2009
    • Working Paper

    Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?

    By: Shawn A. Cole, Thomas Sampson and Bilal Zia
    Financial development is critical for growth, but its micro-determinants are not well understood. We test leading theories of low demand for financial services in emerging markets, combining novel survey evidence from Indonesia and India with a field experiment. We... View Details
    Keywords: Banks and Banking; Saving; Knowledge Acquisition; Emerging Markets; Motivation and Incentives; Financial Services Industry; India; Indonesia
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    Cole, Shawn A., Thomas Sampson, and Bilal Zia. "Prices or Knowledge? What Drives Demand for Financial Services in Emerging Markets?" Harvard Business School Working Paper, No. 09-117, April 2009. (Revised October 2009, September 2010, October 2010.)
    • 26 May 2003
    • Research & Ideas

    Corporate Transparency Improves For Foreign Firms in U.S. Markets

    Are international firms that interact with U.S. capital, labor, and product markets more likely to be more transparent than companies without those interactions? In this e-mail interview, HBS Suraj... View Details
    Keywords: by Cynthia Churchwell
    • 1998
    • Other Unpublished Work

    Value Reporting in Australia: Improving Competitiveness in Capital Markets

    By: Robert G. Eccles Jr., Greg Morris and Ian Falconer
    Keywords: Capital Markets; Financial Reporting; Competition; Australia
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    Eccles, Robert G., Jr., Greg Morris, and Ian Falconer. "Value Reporting in Australia: Improving Competitiveness in Capital Markets." PricewaterhouseCoopers, January 1998.
    • 05 Sep 2019
    • Working Paper Summaries

    The Value of Intermediation in the Stock Market

    Keywords: by Marco Di Maggio, Mark Egan, and Francesco Franzoni
    • January–February 2019
    • Article

    Corporate Purpose and Financial Performance

    By: Claudine Gartenberg, Andrea Prat and George Serafeim
    We construct a measure of corporate purpose within a sample of U.S. companies based on approximately 500,000 survey responses of worker perceptions about their employers. We find that this measure of purpose is not related to financial performance. However, high... View Details
    Keywords: Corporate Purpose; Purpose; Employee Motivation; Belief Systems; Corporate Performance; Human Capital; Middle Management; Culture; Corporate Culture; Meaning; Mission and Purpose; Organizational Culture; Employees; Perception; Values and Beliefs; Performance Effectiveness
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    Gartenberg, Claudine, Andrea Prat, and George Serafeim. "Corporate Purpose and Financial Performance." Organization Science 30, no. 1 (January–February 2019): 1–18.
    • June 2014
    • Teaching Note

    Steve Carpenter at Cake Financial

    By: Thomas R. Eisenmann
    After investing $9 million of venture capital, Cake Financial had failed to reach critical mass. In early 2010 Cake's assets were sold and the company was dissolved. Founded in 2006, the San Francisco-based Internet company allowed users to monitor their investments... View Details
    Keywords: Corporate Entrepreneurship; Business or Company Management; Business Model; Growth and Development Strategy; Business Strategy; Internet; Financial Services Industry; Financial Services Industry
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    Eisenmann, Thomas R. "Steve Carpenter at Cake Financial." Harvard Business School Teaching Note 814-121, June 2014.
    • June 2019
    • Article

    Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines

    By: Dean Karlan, Sendhil Mullainathan and Benjamin Roth
    A debt trap occurs when someone takes on a high-interest rate loan and is barely able to pay back the interest, and thus perpetually finds themselves in debt (often by refinancing). Studying such practices is important for understanding financial decision-making of... View Details
    Keywords: Borrowing and Debt; Household; Personal Finance; Decision Making; Behavior; India; Philippines
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    Karlan, Dean, Sendhil Mullainathan, and Benjamin Roth. "Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines." American Economic Review: Insights 1, no. 1 (June 2019): 27–42.
    • 2009
    • Article

    An Evolutionary Approach to Financial History

    Financial history is not conventionally thought of in evolutionary terms, but it should be. Traditional ways of thinking about finance, dating back to Hilferding, emphasize the importance of concentration and economies of scale. But these approaches overlook the rich... View Details
    Keywords: History; Transformation; Finance
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    Ferguson, Niall. "An Evolutionary Approach to Financial History." Cold Spring Harbor Symposia on Quantitative Biology, no. 74 (2009): 449–454.
    • 05 Nov 2009
    • Research & Ideas

    A Market for Human Cadavers in All but Name?

    (Editor's Note: In a recent issue, Economic Sociology: The European Electronic Newsletter tackled the controversial issue of "commodification of the body." Harvard Business School professor Michel Anteby contributed the... View Details
    Keywords: by Michel Anteby; Health
    • March 2002
    • Background Note

    Understanding Securities Markets in the United States and Japan

    By: Lynda M. Applegate
    Provides a basic understanding of how securities markets work. View Details
    Keywords: Financial Markets; Financial Services Industry; Japan; United States
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    Applegate, Lynda M. "Understanding Securities Markets in the United States and Japan." Harvard Business School Background Note 802-093, March 2002.
    • 04 Apr 2000
    • Research & Ideas

    The Right Way to Restructure Conglomerates in Emerging Markets

    Western corporate strategies have long been held up as role models for businesses in emerging markets. The reaction to recent financial crises in Asia and Latin America has... View Details
    Keywords: by Tarun Khanna & Krishna Palepu
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