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Publications

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  • All HBS Web  (345)
    • News  (102)
    • Research  (153)
    • Multimedia  (16)
  • Faculty Publications  (140)

Show Results For

  • All HBS Web  (345)
    • News  (102)
    • Research  (153)
    • Multimedia  (16)
  • Faculty Publications  (140)
← Page 8 of 345 Results →
  • 26 Mar 2019
  • News

Rent Control

  • 16 Apr 2019
  • News

Fewer small businesses expected to hire new employees in 2019

    Applications or Approvals: What Drives Racial Disparities in the Paycheck Protection Program?

    We use the 2020 Small Business Credit Survey to study the sources of racial disparities in use of the Paycheck Protection Program (PPP). Black-owned firms are 8.9 percentage points less likely to receive PPP loans than observably similar white-owned firms. About... View Details
    • 2023
    • Working Paper

    Applications or Approvals: What Drives Racial Disparities in the Paycheck Protection Program?

    By: Sergey Chernenko, Nathan Kaplan, Asani Sarkar and David S. Scharfstein
    We use the 2020 Small Business Credit Survey to study the sources of racial disparities in use of the Paycheck Protection Program (PPP). Black-owned firms are 8.9 percentage points less likely than observably similar white-owned firms to receive PPP loans. About 55% of... View Details
    Keywords: Borrowing and Debt; Small Business; Race; Financing and Loans
    Citation
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    Chernenko, Sergey, Nathan Kaplan, Asani Sarkar, and David S. Scharfstein. "Applications or Approvals: What Drives Racial Disparities in the Paycheck Protection Program?" NBER Working Paper Series, No. 31172, April 2023.
    • 17 Apr 2018
    • News

    Financial services firms expecting a hard Brexit, survey shows

    • 04 Oct 2023
    • Blog Post

    HBS Career Journeys | Stéphanie Joseph

    HBS Career & Professional Development sat down with students to talk about their career journeys. Stéphanie Joseph (MBA 2023) talks about the experiences that led her to pursue a career in fintech in emerging markets, and how she used... View Details
    • October 2024
    • Case

    Tonik

    By: Andy Wu, Maliha Malek Quadir and Aticus Peterson
    This case study examines Tonik, the first digital bank in the Philippines, as it navigates the challenges of scaling its lending operations and achieving profitability in an evolving fintech landscape. It explores Tonik's journey from its launch in 2018 to early 2024,... View Details
    Keywords: Business Startups; Financing and Loans; Profit; Governing Rules, Regulations, and Reforms; Growth and Development Strategy; Emerging Markets; Entrepreneurship; Product; Banking Industry; Financial Services Industry; Technology Industry; Philippines
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    Wu, Andy, Maliha Malek Quadir, and Aticus Peterson. "Tonik." Harvard Business School Case 725-404, October 2024.
    • Video

    Vimal Shah

    Vimal Shah, Co-Founder and Chairman of Kenya-based Bidco Africa, outlines his focus on fast-moving consumer goods, emphasizing the importance of adapting to consumer demands and a growing population, while leveraging technologies such as fintech to support sustainable... View Details
    • 08 Apr 2021
    • Blog Post

    HBS Entrepreneurship Immersion - Four Highlights

    Since graduation, I have spent a lot of time in the entrepreneurial space! Currently, I am the CFO at Pilot.com, a $1.2Bn Series C FinTech startup backed by Sequoia Capital, Index Ventures, Stripe, and Bezos Expeditions. Pilot builds... View Details
    • 28 Oct 2019
    • News

    Small Businesses and the Underserved: This Week in the Finovate Podcast

    • 15 Feb 2019
    • News

    Small banks you've never heard of are quietly enabling the tech takeover of the financial industry

    • 04 Oct 2023
    • Blog Post

    HBS Career Journeys | Stéphanie Joseph

    HBS Career & Professional Development sat down with students to talk about their career journeys. Stéphanie Joseph (MBA 2023) talks about the experiences that led her to pursue a career in fintech in emerging markets, and how she used... View Details
    Keywords: All Industries
    • 11 May 2019
    • News

    Weekend Essay: Fintech, Small Business and The American Dream

    • 10 Apr 2023
    • Video

    Career Journeys | Stéphanie Joseph

    • April 2025
    • Teaching Note

    Tabby: Winning Customers' Digital Wallets

    By: Eva Ascarza
    Teaching Note for HBS Case No. 524-056. Tabby, a Saudi-based fintech founded in 2019, rapidly became one of the MENA region’s first unicorns by offering buy-now-pay-later (BNPL) services with a unique twist: instead of charging end consumers, it partnered with... View Details
    Keywords: Business Startups; Marketing; Entrepreneurship; Growth and Development Strategy; Business Strategy; Business Model; Competitive Strategy; Financial Services Industry; Middle East; Saudi Arabia; United Arab Emirates
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    Ascarza, Eva. "Tabby: Winning Customers' Digital Wallets." Harvard Business School Teaching Note 525-057, April 2025.
    • January 2025 (Revised April 2025)
    • Case

    Mercado Libre: The Best Is Yet to Come

    By: Krishna G. Palepu, Fernando Fragueiro, Carla Larangeira and Mariana Cal
    In 2024, Marcos Galperín, CEO and co-founder of Mercado Libre, reflected on its 25-year rise as Latin America’s largest marketplace, fintech leader, and most valuable public company. With operations spanning 18 countries and a robust ecosystem combining e-commerce,... View Details
    Keywords: Entrepreneurship; Multinational Firms and Management; Recruitment; Compensation and Benefits; Innovation Leadership; Innovation Strategy; Leadership Style; Business or Company Management; Management Practices and Processes; Management Succession; E-commerce; Emerging Markets; Distribution; Logistics; Organizational Culture; Organizational Design; Business Strategy; Competition; Growth and Development Strategy; Corporate Strategy; Technology Industry; Financial Services Industry; Retail Industry; Latin America; Mexico; Brazil; Argentina
    Citation
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    Palepu, Krishna G., Fernando Fragueiro, Carla Larangeira, and Mariana Cal. "Mercado Libre: The Best Is Yet to Come." Harvard Business School Case 325-065, January 2025. (Revised April 2025.)
    • February 2024 (Revised April 2024)
    • Case

    Finberg: Corporate Venture Capital in Türkiye

    By: Paul A. Gompers and Namrata Arora
    In December 2021, Murat Özyeğin, Chairman of Fiba Holding, along with Ömer Mert and İhsan Elgin, engaged in discussions about the future of United Payment, a fintech company in which Finberg, a subsidiary of Fibabanka, held a 20% stake. Finberg, established in 2018 as... View Details
    Keywords: Corporate Venture Capital; Technology; Return On Investment; Venture Capital; Investment; Strategy; Technological Innovation; Competition; Valuation; Acquisition; Business Startups; Information Technology Industry; Banking Industry; Middle East; North Africa; Turkey; Ukraine; Romania; Poland
    Citation
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    Gompers, Paul A., and Namrata Arora. "Finberg: Corporate Venture Capital in Türkiye." Harvard Business School Case 824-175, February 2024. (Revised April 2024.)

      Fintech, Small Business & the American Dream: How Technology Is Transforming Lending and Shaping a New Era of Small Business Opportunity

       

      Fintech, Small Business & the American Dream describes the needs of small businesses for capital and demonstrates how technology—novel data sources, artificial intelligence, machine learning—will transform the small business lending market. This market... View Details
      • Research Summary

      Fintech, Small Business & the American Dream: How Technology Is Transforming Lending and Shaping a New Era of Small Business Opportunity

      By: Karen Mills
      Fintech, Small Business & the American Dream describes the needs of small businesses for capital and demonstrates how technology—novel data sources, artificial intelligence, machine learning—will transform the small business lending market. This market has been... View Details
      • 23 Mar 2020
      • News

      Tech lenders push for a piece of the coronavirus, small-business bailout

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