Bad Debt Expense - Publications - Faculty & Research

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Forward Fellowship | MBA

household expenses during that time Provided parents with financial support prior to and/or will provide support during their MBA program We award Forward Fellowships in addition to, not instead of, need-based HBS Scholarships to further... View Details

14 Oct 2013
Research & Ideas

Time that Government Reopens for Business

Gridlock has unfortunately become a way of political life in the nation's capital. But as of midnight on September 30, things went from bad to worse with the shutdown of funding for the federal government. And as if that weren't... View Details

Keywords: by Jim Aisner

25 Mar 2008
News

Whistling Past the Graveyard

overvalued stock market looks like a casino of smoke, mirrors, and all-too-frequent bubbles. Then there’s gasoline, food, and heating, basic expenses that are suddenly breathtaking. Oh, and merchants are refusing dollars in India and... View Details

Keywords: Securities, Commodities, and Other Financial Investments; Finance

06 Apr 2010
First Look

First Look: April 6

ownership and control of 3,694 firms in 22 Western European and East Asian countries during the period from 1996 to 2008, we find that the cost of debt financing is significantly higher for companies with a wider divergence between the... View Details

Keywords: Martha Lagace

01 Mar 2011
News

A Man without a Pause

Schroders, later to become the very successful president and CEO of its New York–based banking arm, known as Schrobanco. He made friends with some of the most powerful businesspeople and artists of the day. He belonged to exclusive clubs, ate in View Details

Keywords: Sean Silverthorne; World Bank; Monetary Authorities-Central Bank; Finance

21 Jan 2015
Lessons from the Classroom

Managing the Family Business: Market Basket’s Lessons About Buyouts

sold in. "Who has the money?" Buyouts are often expensive and either other owners or the company must have the money to buy the shares of the sellers. Sometimes you can bring in external investment or View Details

Keywords: Retail

24 Sep 2024
Blog Post

Climate Finance in Africa: Health, Self-Interest, Avoided Future Cost

But, in contrast, it appears that bad events like droughts or floods may turn the curve very far down bad cost events. What if one invests ahead in defenses like raising bridges, expanding drainage systems,... View Details

05 Jul 2006
Research & Ideas

Reinventing the Dowdy Savings Bond

moderate-income families. Low-risk and low-profile, savings bonds have been around for decades, offering the dual benefit of funding the national debt while acting as a savings vehicle for millions of Americans. In "Reinventing... View Details

Keywords: by Julia Hanna; Banking; Financial Services

30 Nov 2016
Op-Ed

Where Could More Regulation Help Small Businesses? Online Lending.

and purviews. This leaves online small business lenders to be governed by an expensive and time-consuming patchwork of state oversight, often with inconsistent rules that can confine online lending to state-by-state silos, undermining... View Details

Keywords: by Karen Mills and Brayden McCarthy; Financial Services

05 Oct 2010
First Look

First Look: October 5, 2010

and recovery to be associated with increases in orders from Hugo Boss's retailer customers Download the paper: http://www.hbs.edu/research/pdf/11-034.pdf A Comparative-Advantage Approach to Government Debt Maturity Authors:Robin... View Details

Keywords: Sean Silverthorne

07 Dec 2011
Research & Ideas

Are Creative People More Dishonest?

fictional Wall Street villain Gordon Gekko, and real-life Wall Street villain Bernie Madoff, to name a few. Not only were these classic bad guys unquestionably unethical, but all were inarguably creative in carrying out their View Details

Keywords: by Carmen Nobel; Advertising

17 Nov 2015
First Look

November 17, 2015

evolving structure of corporate debt markets—and given rise to new questions about the private and social costs and benefits of leverage and, in particular, the role of leverage in affecting the likelihood and extent of systemic financial... View Details

Keywords: Sean Silverthorne

08 Nov 2024
Op-Ed

How Private Investors Can Help Solve Africa's Climate Crisis

non-viable project into the viable camp. An example might be a community solar project that would not generate enough cash flow on its own to attract bank debt and thus would not get built—unless the additional capital made it work for... View Details

Keywords: by John Macomber; Green Technology; Energy

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From the Chief Financial Officer | Annual Report 2024

offerings. The economic turbulence of the past several years, along with the subdued revenue growth environment, underscores the need for continued vigilance. In fiscal 2024, we saw operating expenses increase by 6%, twice the rate of... View Details

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HBS - Financials | From the Chief Financial Officer

total cost of tuition and course fees for the 10 percent of students with the greatest financial need. Capital Investment (in millions) FY 23 $31 FY 22 $43 FY 21 22 FY 20 43 FY 19 38 IT Investment (in millions, excludes capital expenses) FY 23 112 FY 22 98 FY 21 90 FY... View Details

01 Jul 2014
First Look

First Look: July 1

a mix of both. Wherever clubs fall on this spectrum, having a strategy that recognizes the global importance of stars is critical to long-lasting financial success. August 2013 Journal of Finance A Comparative-Advantage Approach to Government View Details

Keywords: Carmen Nobel

19 Oct 2009
Research & Ideas

Why Are Web Sites So Confusing?

might be interested in ex-post (i.e., once there). Thus, consumers coming to the supermarket to buy daily staples (say, bread and milk) might be induced to also get expensive chocolate if they have to walk past the corresponding aisle... View Details

Keywords: by Andrei Hagiu & Bruno Jullien

02 Feb 2012
Op-Ed

Once a Castle, Home is Now a Debtors’ Prison

very own debtors' prisons. Their task is Sisyphean: they work, pay the monthly debt to the lender, yet see a perpetual gap between payments and value. The payments can seem like an extortion episode from The Sopranos. Exit strategies are... View Details

Keywords: by Nicolas P. Retsinas; Financial Services; Construction; Real Estate

03 Jan 2017
First Look

January 3, 2017

Transparency with Costly Information Processing By: Di Maggio, Marco, and Marco Pagano Abstract—We study a model where some investors (“hedgers”) are bad at information processing, while others (“speculators”) have superior... View Details