Insurance - Publications - Faculty & Research

02 Mar 2023
Blog Post

Women, Work, and the "M" Word

from their employer (62%) and health insurance carriers (73%). Yet, most US workplaces—unlike their British counterparts—do not offer benefits specifically geared towards menopause. This is exactly the gap that Elektra Health is filling... View Details

March 18, 2009
Article

Regulate, Baby, Regulate

The U.S. today faces its biggest economic crisis since the Great Depression. That is why Barack Obama and his team have been looking to Franklin Delano Roosevelt for help. The stimulus measure passed by Congress in February that includes money for building... View Details

Keywords: Financial Crisis; Management Teams; Infrastructure; Insurance; Negotiation Deal; Government and Politics; Governing Rules, Regulations, and Reforms; Credit; Banks and Banking; Debt Securities; United States

Citation

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05 Jan 2010
First Look

First Look: January 5

policy would be in the best interest of the United States, and what levers (if any) the U.S. government could pull in order to insure that such a policy would be carried out. What would the three actors decide, and how would their... View Details

Keywords: Martha Lagace

21 Sep 2009
Research & Ideas

Excessive Executive Pay: What’s the Solution?

crescendo last March when insurance conglomerate AIG, kept on life support with up to $183 billion in taxpayers' cash, dished out bonuses totaling $165 million to 400 employees in the London office whose derivatives trading nearly... View Details

Keywords: by Roger Thompson

02 Jun 2011
Research & Ideas

Signing at the Top: The Key to Preventing Tax Fraud?

at the beginning of the form with signing at the end. In one experiment, they teamed up with an automobile insurance company, manipulating the signature line on the policy review forms that customers receive at the end of each year. The... View Details

Keywords: by Carmen Nobel; Accounting

22 Dec 2022
Blog Post

Climate Stories Episode #13: Democratizing Climate Returns - Nisha Desai (HBS 1997), Founder and CEO of Invest With Intention

continued, “If we can pool capital and use due diligence on the products, we can insure both high returns and impact. We’re democratizing impact investing, not just for impact but for returns for individual consumers as well.” For now,... View Details

01 Dec 2020
News

Finding The Right Patient-Provider Match

and submit their insurance information. “We don’t define what is right for the patients. Our job is to get the data to help you find the best match for you,” he says, using the example that when patients are looking for a cardiologist,... View Details

Keywords: Susan Young

01 Sep 2016
News

Case Study: Alumni Advice for a Health Care Startup

population like an insurance product. Wellthy is trying to solve a painful problem for employees and employers, not spread the risk of that problem. I suggest charging a fee for service only to active users, and asking employers to... View Details

25 Oct 2016
First Look

October 25, 2016

Bonitas to innovate, grow, and compete with market leader Discovery as well as providers of alternative insurance products. Bonitas must also plan ahead for the rollout of national health insurance—a deeply politicized issue in a country... View Details

Keywords: Sean Silverthorne

22 Apr 2008
First Look

First Look: April 22, 2008

207-075 In May 2006, a resident of Key West, Florida had to decide whether to renew his policy to insure against hurricane damage. The policy would cost $13,000 for one year, $5,000 more than what he paid in 2005. At the same time, a... View Details

Keywords: Martha Lagace

09 Apr 2014
Research & Ideas

A Playbook for Small-Business Job Creation

in the competitiveness discussion, as well. The level of dependence of small firms on bank credit is estimated to be as high as 90 percent, according to separate studies by the Federal Deposit Insurance Commission (FDIC) and National... View Details

Keywords: by Carmen Nobel; Banking; Financial Services

05 Nov 2007
What Do You Think?

Why Is Succession So Badly Managed?

themselves with leadership talent inside the firm? Is the board insuring that the CEO is building a cadre of insiders ready to assume positions of leadership when needed? Has the board encouraged the development of what Bower calls... View Details

Keywords: Re: James L. Heskett

24 Sep 2024
Blog Post

Climate Finance in Africa: Health, Self-Interest, Avoided Future Cost

private money from insurance companies, pension funds, endowments, sovereign funds, and high net worth individuals currently invested in global fixed income securities, mostly earning near zero real yields. How can this capital find... View Details

Web

The Art of "Posting" - The Art of American Advertising

advertising went hand in hand. As one lithographer explained, “True, our pictures are many of them for the soap manufacturer, the insurance companies, and the patent-medicine man; but we try in our way to be educators of the people, and... View Details

19 Jan 2021
In Practice

Leadership Advice for Biden: Restore a Sense of Calm

Confront the powerful divides in America The Public Option health insurance proposed by the Biden campaign will weaken our economic status by adding to the national deficit and to Medicare’s unfunded liability. We should, of course,... View Details

Keywords: by Dina Gerdeman

22 Apr 2014
First Look

First Look: April 22

Publications August 2013 Modernizing Insurance Regulation Comparative Regulation of Market Intermediaries: Insights from the Indian Life Insurance Market By: Anagol, Santosh, Shawn A. Cole, and Shayak... View Details

Keywords: Sean Silverthorne

Web

Seen and Unseen | Baker Library | Bloomberg Center | Harvard Business School

railroads and insurance companies—also issued notes. As historian Stephen Mihm described in his book A Nation of Counterfeiters , “the money supply became a great confluence of more than ten thousand different kinds of paper that... View Details

07 Oct 2015
What Do You Think?

What is the Best Immigration Model for the US?

to represent the best insurance against old-age poverty, even though at a macro level they lead to an economy with more consumption than income, no resulting capital for investment, and so much risk aversion that little innovation and... View Details

Keywords: by James Heskett

06 Jan 2010
What Do You Think?

Is a Stringent Climate Change Agreement a Pot of Gold?

action? That is, in this case, does belief in the need to create the rainbow help insure that the pot of gold is in fact there and is attainable? The question for entrepreneurs, of course, is whether the level of uncertainty argues... View Details

Keywords: by Jim Heskett; Energy; Utilities

26 Jun 2000
Research & Ideas

What’s an Internet Business Model? Ask a Health Care Professional

by health insurance, such as laser eye surgery and infertility counseling. "For the exchange to work, there has to be a value proposition for both sides," Slavitt explained. "Providers today live in a world where people they have commercial relationships with—at View Details

Keywords: by Martha Lagace; Health

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