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22 Sep 2014
Op-Ed

Online Banks Fill Funding Needs for Small Business

about $40,000. Lending Club, Prosper, Funding Circle and Fundation are using a peer-to-peer (P2P) model. Backed by individual investors, these companies make loan decisions based on proprietary credit models and typically target mid-prime... View Details

Keywords: by Karen Mills; Banking; Financial Services

11 Sep 2018
First Look

New Research and Ideas, September 11, 2018

government than residents who received no transparency at all. Study 3 leveraged proprietary data from a mobile phone application developed by the city of Boston through which residents can submit service requests; the city’s goal was to... View Details

Keywords: Dina Gerdeman

20 Dec 2016
First Look

December 20, 2016

governments. Using proprietary data, we show that politicians strategically use these products to increase chances of being re-elected. Consistent with greater incentives to hide the cost of debt, toxic... View Details

Keywords: Carmen Nobel

05 Aug 2008
First Look

First Look: August 5, 2008

may not be a pure-strategy equilibria. In the standard case where marginal costs are weakly positive, there is no pure strategy where the lower quality B firm obtains positive market share. We also consider the case where A has negative... View Details

Keywords: Martha Lagace

06 Feb 2018
First Look

First Look at New Research and Ideas: February 6, 2018

communities) and the moderating effects of team leader experience. We test our moderated mediation model in a sample of 121 teams that filed patents in a Fortune 50 company’s India R&D center between 2005 and 2015 using proprietary... View Details

04 Dec 2012
First Look

First Look: December 4

severity of the coordination problem faced by users. Read the paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=38648 The Costs of Ambient Cultural Disharmony: Indirect Intercultural Conflicts in Social Environment Undermine... View Details

Keywords: Carmen Nobel