Household Balance Sheet - Publications - Faculty & Research

04 Apr 2017
First Look

First Look at New Research, April 4

African-American entrepreneur through the process of sourcing a potential acquisition, valuing a company, and securing the funding to purchase the company. This entrepreneur must decide if he should close the deal and which financing term View Details

Keywords: Sean Silverthorne

28 Nov 2005
Research & Ideas

Unilever: Transformation and Tradition

Currently a Unilever brand can be found in one out of every two households in the world. This book has related how these brands came to form part of the everyday life of so many people as the world "globalized" from the 1960s.... View Details

Keywords: by Geoffrey Jones; Consumer Products

09 May 2017
What Do You Think?

Should Management Be Primarily Responsible to Shareholders?

increase short-term profitability (desired by short-term investors who make up an increasing share of the total) over long-term health of the corporation. This includes imprudent downsizing of organizations, spending reduction for long-term R&D, and extreme cases... View Details

Keywords: by James Heskett

05 Oct 2020
Book

Want to Be Happier? Make More Free Time

long commutes, household chores, and mindless scrolling on social media. We must make deliberate, sometimes difficult choices that protect the precious hours in our days, Whillans says, whether it’s a big decision like pursuing a... View Details

Keywords: by Dina Gerdeman

25 Jan 2010
Research & Ideas

A Macroeconomic View of the Current Economy

influencing the cost and availability of money, goods, and services. Macroeconomic forces can conspire to make business more difficult, but they can also present opportunities to executives who know how to, for example, read a country's national income accounts and... View Details

Keywords: by Sean Silverthorne

31 Jan 2023
Op-Ed

Can Insurance Technology Solve the Uninsured Driver Problem?

drumming up hundreds of dollars households may not be able to afford. How technology can help Innovations in insurance technology can address the problems of high fees by automating away many of the transaction costs, indexing the amount... View Details

Keywords: by Ray Kluender; Insurance

23 Jul 2013
First Look

First Look: July 23

attend school by harnessing their love of football. Purchase this case: http://hbr.org/search/913416-PDF-ENG Harvard Business School Case 813-178 Getit Sidharth Gupta, CEO of Getit Infomediary Ltd., had just received a term sheet from... View Details

Keywords: Anna Secino

15 Apr 2015
Research & Ideas

Why Americans Voted for an Income Tax

have long balanced competing notions of fairness when deciding on policy toward the poor. We want everyone to pitch in, to pay their "fair share," so we have moved away from making cash transfers to low-income View Details

Keywords: by Matthew C. Weinzierl

22 Oct 2021
Research & Ideas

Want Hybrid Work to Succeed? Trust, Don’t Track, Employees

get work done." Just how flexible should companies be? That’s a question many business leaders are wrestling with as they try to balance the needs of the business with the preferences of their employees. Applying lessons gleaned from... View Details

Keywords: by Michael Blanding

16 Dec 2022
Research & Ideas

Why Technology Alone Can't Solve AI's Bias Problem

In a cluttered online world, few can resist the convenience of an automated ranking when deciding what movie to watch on Netflix or which seafood restaurant looks promising in a Google search. But when it comes to finding a job candidate or someone to do a basic View Details

Keywords: by Michael Blanding; Technology

14 Feb 2017
Research & Ideas

A Strategy For Steady Leadership in an Unsteady World

external circumstances, without altering strategic course. This is not a time for continuing the financial engineering so prevalent in the past decade. Rather, leaders need multiple contingency plans while preserving strong balance View Details

Keywords: by Bill George

06 Oct 2003
Research & Ideas

The Problem with Hedge Funds

rent the clearing and settling capabilities, the stock loan inventories and balance sheets of the banks. The hedge funds claim to be able to provide substantial returns regardless of the direction of the... View Details

Keywords: by D. Quinn Mills

30 Oct 2019
Research & Ideas

How to Recover Gracefully After Shutting Down Your Startup

the startup approaches its “fume date” —when its bank balance hits zero. In parallel, the founder will probably start to lay off employees, deciding how deeply to cut. And this is just the prelude to a shutdown. Things get worse when it... View Details

Keywords: by Danielle Kost

22 Aug 2022
Research & Ideas

Can Amazon Remake Health Care?

like shopping for the other items that Amazon might be selling.” Chandra: Amazon is an enormous company. I think we’re all excited because it’s Amazon, but the reality is that it’s a $4 billion expense for a company that has $160 billion dollars of current assets on... View Details

Keywords: by Christina Pazzanese, Harvard Gazette; Health

12 Dec 2011
HBS Case

HBS Cases: Clocky, the Runaway Alarm Clock

any entrepreneur looking to build a business around an unconventional product that elicits multiple reactions: How do you balance fun and function in order to avoid the danger of your product becoming a flash-in-the-pan fad? Clocky... View Details

Keywords: by Carmen Nobel; Consumer Products

10 Sep 2020
Research & Ideas

The COVID Two-Step for Leaders: Protect and Pivot

keep the team progressing toward their goal, but to properly address all concerns raised along the way. Use the “clean sheet of paper” exercise to think creatively about company processes Another best practice is to perform the clean... View Details

Keywords: by Boris Groysberg and Katherine Connolly Baden

23 Aug 2006
Op-Ed

The Real Wal-Mart Effect

books that purport to be balanced and coolly analytical raise questions about the company's economic impact. A case in point is Charles Fishman's The Wal-Mart Effect, which describes the company as having a "decidedly mixed economic... View Details

Keywords: by Pankaj Ghemawat & Ken A. Mark; Retail

28 May 2020
Research & Ideas

Coronavirus Could Create a 'Bankruptcy Pandemic'

With a pandemic temporarily closing many businesses and stifling consumer demand, whole industries, especially those that recently leveraged their balance sheets to take advantage of near-zero interest... View Details

Keywords: by Dina Gerdeman; Financial Services; Banking

16 Aug 2022
Op-Ed

Now Is the Time for Entrepreneurs to Play Offense

may be 20-40 percent lower than you had hoped, but you can still raise plenty of money to buttress your balance sheet and execute more vigorously on steps 1-5 of the “play offense” playbook outlined above.... View Details

Keywords: by Jeffrey Bussgang

15 Aug 2007
Op-Ed

3 Steps to Reduce Financial System Risk

and, second, a growing threat of politically motivated changes to regulatory regimes. There has been much talk recently about the extent to which the proliferation of derivative products has allowed banks to manage their balance View Details

Keywords: by Mohamed El-Erian; Financial Services; Banking

Publications