Earned Wage Access - Publications - Faculty & Research

02 Jun 2020
Research & Ideas

Coronavirus Careers: Cloud Kitchens Are Now Serving

perceived as a cool phenomenon with a ton of money to be earned if the model can be made to work. Nothing made the point better than former Uber CEO Travis Kalanick’s founding of the startup CloudKitchens. The economics are appetizing... View Details

Keywords: by Lena Ye and Geoffrey Jones; Food & Beverage

Research Summary

Reverse Innovation

VG and Chris Trimble reveal a bold discovery with far-reaching implications in REVERSE INNOVATION: Create Far From Home, Win Everywhere (Harvard Business Review Press; April 10, 2012;... View Details

01 Oct 2001
Research & Ideas

How To Make Restructuring Work for Your Company

expensive legal battle was waged in several courts. FAG Kugelfischer also faced a major battle with its employees over the division of value. Kugelfischer's high labor costs—the average German worker earned... View Details

Keywords: by Stuart C. Gilson

18 Aug 2022
Op-Ed

Your Best Employees Are Burning Out: A Framework for Retaining Talent

lobbyists influenced new policies that ultimately weakened critical union protections and ensured that the minimum wage stagnated, failing to keep up with inflation. Baby Boomers experienced conditions in which corporations began... View Details

Keywords: by Hise Gibson and MaShon Wilson

28 Jan 2008
Research & Ideas

Billions of Entrepreneurs in China and India

School Press on February 1. Each chapter compares China and India on a broad range of factors in entrepreneurship, including access to capital, freedom and reliability of information, governmental involvement, and infrastructure. Khanna... View Details

Keywords: by Martha Lagace

24 Sep 2013
First Look

First Look: September 24

may benefit from limited developer access. Second, an open platform may lead to higher investment than a proprietary platform. Third, opening one side of a proprietary platform may lower incentives to invest in platform quality. Fourth, the structure of View Details

Keywords: Sean Silverthorne

02 Jul 2018
Research & Ideas

Corporate Tax Cuts Don't Increase Middle Class Incomes

average, for more than 10 percent of the meteoric growth in inequality in the last 20 years. Wages remain static despite tax cuts Wage data gleaned from their research shows marked differences for those... View Details

Keywords: by Roberta Holland

19 May 2009
First Look

First Look: May 19, 2009

lives and the very structure and power dynamics of industries can't be managed as "silos," tucked away in corporate, university, or government research labs, in incubators, or within venture capital-funded entrepreneurial start-ups. View Details

Keywords: Martha Lagace

31 Jan 2023
Research & Ideas

It’s Not All About Pay: College Grads Want Jobs That ‘Change the World’

rising inequality over the past 40 years. So, in that sense, there's a little bit of good news in our paper from an inequality perspective,” says Wilmers, who focuses on wage and earnings inequality. “It's... View Details

Keywords: by Rachel Layne

16 Jul 2020
Research & Ideas

Restaurant Revolution: How the Industry Is Fighting to Stay Alive

consumers in the dining area. On average, restaurants spend 30 percent of their revenue on labor. With increasing focus on fair wages and legislated wage increases, restaurants may easily exceed that... View Details

Keywords: by Michael S. Kaufman, Lena G. Goldberg, and Jill Avery; Food & Beverage

06 Jun 2018
Research & Ideas

Cut Salaries or Cut People? The Best Way to Survive a Downturn

because those agents deciding to leave had other options. For instance, customer service reps at a nearby call center for a global entertainment provider earned $15 an hour when first hired, and $.50 raises every six months. “While the... View Details

Keywords: by Rachel Layne

25 Jul 2023
Research & Ideas

Could a Business Model Help Big Pharma Save Lives and Profit?

access to therapies in low- and middle-income countries, told the BiGS Fix: “It is no longer acceptable that these highly innovative medicines and vaccines are only available to high-income countries. The rationale for this dichotomy is... View Details

Keywords: by Esther Schrader; Pharmaceutical; Health

16 Dec 2019
Research & Ideas

Taking on the Taboos That Keep Women Out of India's Workforce

bank account was opened in the name of the woman in the household; the second included an account and basic training in banking; the third included an account and direct deposit of wages earned in a... View Details

Keywords: by Julia Hanna

29 Jul 2022
Research & Ideas

Will Demand for Women Executives Finally Shrink the Gender Pay Gap?

problem, the researchers say. Despite growing awareness and activism, the wage gap has remained largely unchanged for the last 15 years, according to a recent study by the Pew Research Center, which found that in 2020, women View Details

Keywords: by Kristen Senz

21 Nov 2022
Research & Ideas

Buy Now, Pay Later: How Retail's Hot Feature Hurts Low-Income Shoppers

track some 20,000 specific retailers to identify merchants using BNPL, including the top US retailers. Penalizing lower-income consumers The loans create what the authors call the “flypaper effect.” Consumers with healthy access to... View Details

Keywords: by Rachel Layne; Retail; Financial Services; Technology

10 May 2022
Research & Ideas

Being Your Own Boss Can Pay Off, but Not Always with Big Pay

including changes to wage options, the competitive landscape, and financial matters. The researchers ultimately concluded that smaller-scale operations within high-capital industries, such as small Main Street retail stores and... View Details

Keywords: by Jay Fitzgerald

15 Sep 2022
Research & Ideas

Looking For a Job? Some LinkedIn Connections Matter More Than Others

theory, known as the “strength of weak ties,” has been an influential principle in the business world and the practice of networking. Acquaintances, the thinking goes, are more likely to have information that you don’t already have access... View Details

Keywords: by Michael Blanding

01 Jun 2007
What Do You Think?

How Should Pay Be Linked to Performance?

created by the fact that Blake is earning about 70 percent less in base pay than Nardelli, totally aside from the fact that the latter also took home a nine-figure package in incentives. Home Depot's stock has had lackluster performance... View Details

Keywords: by Jim Heskett

13 Nov 2017
Research & Ideas

Want to Be Happier? Spend Some Money on Avoiding Household Chores

makes us happier. To begin their study, the researchers asked more than 6,000 people in North America and Europe, who earned a variety of incomes, whether they spent money on time-saving services. On both continents, those who outsourced... View Details

Keywords: by Dina Gerdeman

07 Nov 2012
HBS Case

HBS Cases: Sir Alex Ferguson--Managing Manchester United

to visit him in Manchester twice: in March, to see him in action during the season, and in July during the summer break to allow ourselves more time to speak with him and learn about his approach to managing the club. The access we were... View Details

Keywords: by Sean Silverthorne; Sports; Entertainment & Recreation

Publications