Credit Card - Publications - Faculty & Research

29 Jan 2019
First Look

New Research and Ideas, January 29, 2019

grappling with three questions. First, should GPS create its own mobile app for credit card customers or leverage the bank’s already successful mobile banking app? Second, if a separate app was developed,... View Details

Keywords: Dina Gerdeman

Research Summary

Overview

Grant uses a combination of laboratory and field experiments to harness consumers' cognitive and affective resources to increase their well-being. Consumers make countless daily decisions in the pursuit of happiness -- whether and how to spend or save their money, what... View Details

Keywords: Well-being; Judgment And Decision Making; Health; Prosocial Behavior

21 Nov 2022
Research & Ideas

Buy Now, Pay Later: How Retail's Hot Feature Hurts Low-Income Shoppers

with Gen Z shoppers in their teens and 20s. The payment method made up $97 billion—or 2.1 percent—of total US e-commerce sales in 2020, a figure that is expected to double by 2024. BNPL is so lucrative, merchants are paying fintech companies roughly twice the amount... View Details

Keywords: by Rachel Layne; Retail; Financial Services; Technology

04 Nov 2014
First Look

First Look: November 4

which they arise. We discuss applications to payment card systems, travel reservation systems, rebate services, and various other intermediaries. Download working paper: http://www.benedelman.org/publications/pricecoherence-2014-10-21.pdf... View Details

Keywords: Sean Silverthorne

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Giving - Alumni

field immersions give students insights into global business. Read stories Ways to Give There are many ways to show your support—and have a far-reaching impact. By Credit Card By Check By Wire Transfer With... View Details

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Application Requirements - Doctoral

recommendation (at least one from an academic source). Recommendation letters must be submitted online through the online application system. Hard copy recommendation letters will not be accepted. $105 application fee via credit View Details

22 May 2019
Research & Ideas

Forgiving Student Loan Debt Leads to Better Jobs, Stronger Consumers

largest consumer debt in the US, trailing only mortgage loans—and surpassing car loans, credit card debt, and home equity lines of credit. Source: New York Fed Consumer Credit... View Details

Keywords: by Dina Gerdeman

Sunil Gupta

Co-Chair, Driving Digital Strategy

Sunil Gupta is the Edward W. Carter Professor of Business Administration and co-chair of the executive program on Driving... View Details

Keywords: credit card; credit card; credit card; credit card; credit card; credit card; credit card; credit card; credit card

David A. Moss

David Moss is the Paul Whiton Cherington Professor at Harvard Business School, where he teaches in the Business, Government, and the International Economy (BGIE) unit. He earned his B.A. from Cornell University and his Ph.D. from Yale. In 1992-1993, he served as a... View Details

Keywords: credit card; credit card; credit card; credit card; credit card; credit card; credit card

17 Aug 2023
Research & Ideas

‘Not a Bunch of Weirdos’: Why Mainstream Investors Buy Crypto

School of Management; and Tetyana Balyuk of the Emory University Goizeta Business School. The economists analyzed the bank account and credit card transactions of more than 59 million US consumers between... View Details

Keywords: by Ben Rand

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Ways to Give Today - Alumni

records, you have not made a new gift or pledge in recent years (pledge payments not reflected here). Please consider making a gift today using our online giving form . Thank you in advance. Questions? Email or call 617.495.6207 Give with Your View Details

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Help - Alumni

Relations at 617.495.6889 or kcietanno@hbs.edu . Will I get credit for pledge payments? Donors will be recognized in the School's annual Contributors Report for the full amount of a pledge in the year that it is made, regardless of... View Details

07 Apr 2009
First Look

First Look: April 7, 2009

a self-reported measure. Overall, we find that debt literacy is low: only about one-third of the population seems to comprehend interest compounding or the workings of credit cards. Even after controlling for demographics, we find a... View Details

Keywords: Martha Lagace

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Corporate Strategy - Institute For Strategy And Competitiveness

across divisions (e.g., Mickey’s birthday) – Disney University provides consistent training for employees across the company – Credit card and catalog designed to capture customer data across divisions –... View Details

18 May 2022
Research & Ideas

Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers

overall financial health improved, as well. Two years after high-to-low reordering bans, borrowers’ balances in good standing increased by about $431, credit card limits increased by $190, and their FICO... View Details

Keywords: by Rachel Layne; Financial Services

25 Oct 2020
Research & Ideas

The Dark Side of Fintech Borrowing

from one of the three major credit reporting agencies over several years. This offered an in-depth look at borrowers that either used a fintech company or a bank to obtain a personal loan. (A personal loan is an unsecured loan that is... View Details

Keywords: by Rachel Layne; Financial Services; Banking

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FAQ - Alumni

02241-2275 Federal Tax ID Number : 04–2103580 How can I view my giving history? You can view recent giving history by logging in on the Alumni Home Page . Then click on the “My HBS” tab underneath your name and scroll to “View Giving History.” What are the advantages... View Details

Peter Tufano

Peter Tufano is a Baker Foundation Professor at Harvard Business School and Senior Advisor to the Harvard Salata Institute for Climate and Sustainability. From 2011 to 2021, he served as the Peter Moores Dean at View Details

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ハーバード - Global

Launched in 2002 as non-membership service, the NP Atobarai product has given Japanese consumers an alternative to paying with their credit cards when using ecommerce (EC) websites. Despite having strong... View Details

18 Jun 2020
Research & Ideas

What Is an "Essential" Purchase for a Low-Income Family?

purchases, but there are fewer items that fit within the permissible categorization of 'necessary' in the first place," they write. To illustrate, take the case of the gift card experiment. Participants were shown two gift View Details

Keywords: by Rachel Layne

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