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  • 01 Apr 2009
  • News

Professor James Austin Wins Social Entrepreneurship Award

  • 11 Feb 2013
  • News

Ten Questions: Cynthia Montgomery

  • 25 Oct 2021
  • News

What to Know about Investment Banking and the Professionals Driving the Biggest Deals on Wall Street

  • 29 Jul 2021
  • News

Fighting Fauci: From Ridicule to Death Threats, Attacks Continue

  • 04 Sep 2018
  • News

James Sebenius on Office Hours

  • 28 Jan 2019
  • News

An Economy of Talent: Harvard’s Bill Kerr On ‘Talent Immigrants’

  • 10 May 2023
  • Video

Rebuilding Industry and Infrastructure: The Need for a New Climate Workforce

  • 10 Apr 2013
  • News

How to Deal With Your Dead-End Job

    Tiona W. Zuzul

    Tiona Zuzul is an Associate Professor in the Strategy Unit. She teaches the MBA elective Making Difficult Decisions, a PhD seminar in Strategy Research Development, and contributes to various executive education programs. Professor Zuzul studies how leaders’... View Details

    • 2008
    • Working Paper

    A Darker Side to Decentralized Banks: Market Power and Credit Rationing in SME Lending

    By: Rodrigo Canales and Ramana Nanda
    We use loan-level data to study how the organizational structure of banks impacts small business lending. We find that decentralized banks—where branch managers have greater autonomy over lending decisions—give larger loans to small firms and those with "soft... View Details
    Keywords: Organizational Structure; Financing and Loans; Industry Structures; Banks and Banking; Banking Industry; Mexico
    Related
    • August 2012
    • Article

    A Darker Side to Decentralized Banks: Market Power and Credit Rationing in SME Lending

    By: Rodrigo Canales and Ramana Nanda
    We use loan-level data to study how the organizational structure of banks impacts small business lending. We find that decentralized banks-where branch managers have greater autonomy over lending decisions-give larger loans to small firms and those with "soft... View Details
    Keywords: Geographic Location; Customers; Financing and Loans; Credit; Organizational Structure; Banks and Banking; Governance Compliance; Competitive Strategy
    Related
    • 07 Mar 2017
    • News

    How Executives Should Really Respond to Trump’s Controversial Moves

      The push to legalize crowdfunding

      Legislation in Congress could make it easier for everyday people to become investors in small companies. Harvard Business School’s Karim Lakhani and entrepreneur Slava Menn tell Kara why... View Details

        Manuel Sacerdote

        Keywords: Financial Services
        • January 2010 (Revised August 2011)
        • Case

        Ganeden Biotech, Inc.

        By: Robert C. Pozen, Dale Alan Winger and Matthew Kenneth Ahlers
        The CEO of Ganeden Biotech, a small firm with several viable probiotic products but limited resources, must decide what markets to invest in and what intellectual property strategies will best serve its immediate and longer-term business interests. View Details
        Keywords: Entrepreneurship; Investment; Intellectual Property; Market Entry and Exit; Business Strategy; Biotechnology Industry
        Related
        • 22 Apr 2020
        • News

        Oil Prices to Remain Low, Sen Says

        • December 2020
        • Article

        The Employment Effects of Faster Payment: Evidence from the Federal Quickpay Reform

        By: Jean-Noel Barrot and Ramana Nanda
        We study the impact of Quickpay, a federal reform that indefinitely accelerated payments to small business contractors of the U.S. government. We find a strong direct effect of the reform on employment growth at the firm level. Importantly, however, we also... View Details
        Keywords: Small Business; Employment; Business and Government Relations; Governing Rules, Regulations, and Reforms
        Related
        • 19 Mar 2012
        • News

        The push to legalize crowdfunding

          Forest L. Reinhardt

          Forest L. Reinhardt is the John D. Black Professor of Business Administration at Harvard Business School, and HBS’s Senior Associate Dean for Faculty Promotions and Tenure.

          Professor Reinhardt is interested in the relationships between market and nonmarket... View Details

          Keywords: agribusiness; agriculture; beverage; biotechnology; chemical; energy; federal government; food; food processing; forest products; nonprofit industry; oil ＆ gas; paper; petroleum; tourism; transportation

            Gary P. Pisano

            Gary Pisano is the Harry E. Figgie, Jr. Professor of Business Administration at the Harvard Business School where he has been on the faculty since 1988. From 2018-2023, Pisano was Harvard Business School’s Senior Associate Dean for Faculty Promotion and... View Details

            Keywords: biotechnology; electronics; health care; manufacturing; pharmaceuticals