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  • 03 Apr 2019
  • Book

Fintech's Game-Changing Opportunities for Small Business

devastating it was when lending froze, and how much of a lifeline it was when we could revitalize the lending marketplace. When I came to Harvard and began to study small-business lending, it was clear there were structural issues. It was not cost View Details
Keywords: by Martha Lagace; Banking; Financial Services
  • 09 Sep 2009
  • First Look

First Look: September 9

Regulation, edited by David Moss and John Cisternino, 87-109. Cambridge, Mass.: The Tobin Project, 2009 Abstract We explain the four basic ways to manage risk: prevention, risk shifting, risk spreading, and loss control. We set out five principles of View Details
Keywords: Martha Lagace
  • 12 Sep 2011
  • Research & Ideas

The Untold Story of ‘Green’ Entrepreneurs

another influential factor in the development of the wind turbine business following the oil shocks of the 1970s. Suddenly faced with the end of the cheap oil era, the United States, Denmark, and Germany made significant investments in subsidies, View Details
Keywords: by Sean Silverthorne
  • 13 Sep 2004
  • Research & Ideas

Cash and the Woman-Owned Business

financial circumstances? Women have made extraordinary progress, but they still have much to learn. Our research indicates that women invest in their enterprises at a lower rate than men do, not because they do not believe in their... View Details
Keywords: by Candida Brush, Nancy M. Carter, Elizabeth Gatewood, Patricia G. Greene & Myra M. Hart
  • 02 Jan 2012
  • Research & Ideas

Most Popular Articles of 2011

through advertising, simply by informing consumers of a merchant's existence via e-mail. For some merchants, the benefits of offering discount vouchers are sharply reduced if individual customers buy multiple vouchers. As a marketing tool, discount vouchers are likely... View Details
Keywords: by Staff
  • 29 May 2006
  • What Do You Think?

How Important Is the “Service Sector Effect” on Productivity?

sides can't win, with better service and more satisfied employees." On the other hand, E. Hassen cautioned, that "Before criticizing, we should examine carefully the social sector effects of wage deflation and higher... View Details
Keywords: by James Heskett; Service
  • 11 Oct 2022
  • Research & Ideas

Shrinking the Racial Wealth Gap, One Mortgage at a Time

and approved, but when minority loan officers shepherd those applications, approval rates increase significantly, says Adi Sunderam, the Willard Prescott Smith Professor of Corporate Finance at Harvard Business School, in the working... View Details
Keywords: by Rachel Layne; Financial Services
  • 02 May 2016
  • Research & Ideas

Why People Don’t Vote--and How a Good Ground Game Helps

what can be done to reverse that trend. In doing so, they take aim at some misconceptions about what keeps voters home, and show the surprising effectiveness of door-to-door canvassing at getting more people to the polls. Voting is not... View Details
Keywords: by Michael Blanding; Communications; Public Relations
  • 08 Nov 2017
  • Research & Ideas

Handgun Waiting Periods Prevent Hundreds of Homicides Each Year

the visceral state passes, and they make different judgments and decisions.” Source: Deepak Malhotra, Michael Luca, and Christopher Poliquin To investigate the effects of waiting periods, the researchers did two analyses. First, they... View Details
Keywords: by Dina Gerdeman
  • 02 Mar 2010
  • First Look

First Look: March 2

former. This effect cannot be explained by several potential alternative hypotheses, including differential changes to the preferences of American investors, differential changes in investment opportunities, differential time trends in... View Details
Keywords: Martha Lagace
  • 13 Jan 2003
  • Research & Ideas

Making Biotech Work as a Business

and large the industry is still characterized by significant rates of entry." The monetization of IP and the success of Genentech had another effect for business: a powerful impact on the new firms'... View Details
Keywords: by Martha Lagace; Biotechnology; Health; Technology
  • 18 May 2010
  • First Look

First Look: May 18

I. Norton Abstract Three studies demonstrate how culture shapes the contents of gender stereotypes, such that men are perceived as possessing more of whatever traits are culturally valued. In Study 1, Americans rated men as less... View Details
Keywords: Martha Lagace
  • 19 Jan 2011
  • First Look

First Look: Jan. 18

Grant, F. Gino, and D. A. Hoffman Publication:Harvard Business Review 88, no. 12 (December 2010) Abstract The article discusses research that identified situations where introverts are more apt to be effective leaders than extroverts.... View Details
Keywords: Sean Silverthorne
  • 23 Mar 2010
  • First Look

First Look: March 23

United States. In recent years, however, this centralized approach to the collection and analysis of adverse events through doctor-initiated case reports has been superseded by innovative, though episodic, pharmacoepidemiological studies of large databases that... View Details
Keywords: Martha Lagace
  • 26 Jan 2010
  • First Look

First Look: Jan. 26

When participation costs are large relative to the volume of traffic an ad platform can offer, an advertiser may forego use of an ad platform that the advertiser otherwise finds profitable. Mergers between ad platforms can increase advertiser welfare if the resulting... View Details
Keywords: Martha Lagace
  • 12 Oct 1999
  • Research & Ideas

What It Takes: Minorities in the Executive Suite

significantly slower rate than their white counterparts as they ascended to middle management, moved more quickly from middle to upper management as they passed plateauing fast-starters, and finally marched in step with whites who were... View Details
Keywords: by Judith A. Ross
  • 07 Dec 2009
  • Research & Ideas

Government’s Positive Role in Kick-Starting Entrepreneurship

soil that encourages entrepreneurial growth? Tax breaks? Research? Access? Protection? A: Policies that governments employ to encourage venture capital and entrepreneurial activity take two broad forms: those that ensure that the economic... View Details
Keywords: by Sean Silverthorne; Technology
  • 01 Jan 2020
  • What Do You Think?

Why Not Open America's Doors to All the World’s Talent?

Laurence Dutton SUMMING UP How Should America Admit Talented Workers of the World? The notion of attracting talented workers to the United States deserves support, especially at times when the unemployment rate is low. But the H-1B... View Details
Keywords: by James Heskett; Technology
  • 08 Jan 2008
  • First Look

First Look: January 8, 2008

comprehensive micro-data allow us to study how the entry rate, the distribution of entry sizes, and survival rates for firms responded to changes in banking competition. We also distinguish the relative View Details
Keywords: Martha Lagace
  • 02 Jan 2018
  • First Look

First Look at New Research and Ideas, January 3, 2018

Sources of Inefficiency in Health Care By: Chandra, Amitabh, and Douglas O. Staiger Abstract—In medicine, the reasons for variation in treatment rates across hospitals serving similar patients are not well understood. Some interpret this... View Details
Keywords: Sean Silverthorne
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