Small Vs. Large Insurers - Publications - Faculty & Research

30 Jan 2020
Research & Ideas

The Upside of Highlighting a Product's Downsides

largely from cardholders’ interest payments. When credit card customers have all the facts The researchers found that people who opened an account after learning about a card’s downsides spent 10 percent more each month than customers who... View Details

Keywords: by Danielle Kost

12 Nov 2021
News

Alumni Business Leaders on Confronting the Climate Change Challenge

technologies enable remote work environments, our use of large buildings powered by fossil energy is also facing change, with worker preferences for cleaner and more flexible “digital”-enabled work environments. Traditional approaches to... View Details

10 Feb 2003
Research & Ideas

Commodity Busters: Be a Price Maker, Not a Price Taker

with beating Microsoft. His battle was futile. He left the company as Novell began a long downward slide. The fighter pilot mentality of several U.S. airlines led to a price war in which billions of dollars were lost. Even in small... View Details

Keywords: by Benson P. Shapiro

01 Dec 2009
News

One Man Crime Wave

S. McNamara, were few; he apparently did not return for reunions nor did he contribute to the Bulletin’s Class Notes. At graduation, MacDonald requested that his diploma be mailed to him. From Cambridge, MacDonald moved his family back to upstate New York, where he... View Details

Keywords: Garry Emmons; fiction writing; Arts, Entertainment; Publishing Industries (except Internet); Information

19 Sep 2016
Research & Ideas

Why Isn't Business Research More Relevant to Business Practitioners?

work one-on-one to the policy staff trying to apply the ideas,” says Ben Edelman. “It’s a big commitment, but it’s worth it.” Many business professors do occasional consulting work for large companies, which can prove mutually beneficial... View Details

Keywords: by Carmen Nobel; Education

Web

2024 Reunion Presentations - Alumni

large tech companies and retailers are making bold moves into the industry. These health care “entrants” aim to leverage their general skills in serving consumers to address barriers in health care delivery. Will these new entrants be... View Details

Career Coach

Nicole Ledoux

evaluating large vs. small companies and traditional vs. alternative career paths), Networking, Resume and Cover Letter Review, Interviewing Work... View Details

Keywords: Consumer Products; Entrepreneurship; Investment Management; Financial Services (All)

12 Jul 2004
Research & Ideas

Michael Porter’s Prescription For the High Cost of Health Care

will need to be developed. In addition, people in small groups or with individual insurance policies face the likelihood that their premiums will rise sharply if someone in the family actually develops an... View Details

Keywords: by Michael E. Porter; Health

01 Mar 2015
News

Faculty Q&A: Less Risk, More Reward

insurance for my kids? Are there other ways the social safety net can benefit startups? When we think about entrepreneurship, we tend to think about a founder or maybe a couple of partners. But they need a team, in many cases, if they... View Details

Keywords: April White; Business Schools & Computer & Management Training; Educational Services; Private Households; Personal Services; Social Assistance; Health, Social Assistance

15 Aug 2007
Op-Ed

3 Steps to Reduce Financial System Risk

even a small change in correlation specifications can have a large impact on ratings. There has been less discussion about where the transferred risk has ended up and why. Meanwhile, the responsibility for... View Details

Keywords: by Mohamed El-Erian; Financial Services; Banking

27 Oct 2009
First Look

First Look: October 27

households. In contrast, small subsidy payments have a large effect on the likelihood of opening a savings account. These payments are more than two times more cost-effective than the financial literacy... View Details

Keywords: Martha Lagace

07 Mar 2000
Research & Ideas

Putting Health Care Consumers in the Driver’s Seat

available to their workers. The conference's agenda alternated between small breakout sessions that brought together participants from different industry areas and large group discussions where all attendees... View Details

Keywords: by Staff; Health

01 Jun 1998
News

Long-Term Interest: Bill Crozier, a Banker Pegged to the Customer

union of the two banks with an eye to the horizon. "Some years ago, BayBanks might have been seen as big enough to represent the northeastern United States adequately," Crozier explains. "But then so many large mergers started coming... View Details

Keywords: Eileen K. McCluskey

12 Jul 2016
First Look

July 12, 2016

Immigrant Entrepreneurs and the Social Safety Net By: Olds, Gareth Abstract—This paper explores the role of public health insurance in small business ownership among immigrants, a group with high rates of... View Details

Keywords: Sean Silverthorne

23 Dec 2008
First Look

First Look: December 23, 2008

welfare. Yet, our understanding of this decision is limited. Using an instrumental variables strategy and dataset new to this literature, we provide the first precise, causal estimates of the effects of education on financial market participation. We find a View Details

Keywords: Martha Lagace

14 Nov 2016
Op-Ed

5 Lessons I Hope Marketers Don’t Learn from Donald Trump

better health insurance with lower taxes, remember the essence of a brand is promise, large promise. Pin your brand to a dream, yes, but have a plan or today’s happy buyers will become tomorrow’s angry... View Details

Keywords: by John A. Deighton

02 Dec 2002
What Do You Think?

How Will We Respond to the “Moment of Truth” in Option Plans?

expansion may face longer odds in getting approval. This is the result of scandals in executive compensation, many of which are associated with the fruits of large stock option awards. It is reasonable to assume that stock options, which... View Details

Keywords: by James Heskett

06 Mar 2018
News

A Voice for Diversity and Impact at Scale

“you have to engage on a global scale with organizations of all types—governments, private corporations, philanthropic bodies, and small and large businesses.” (Published March 2018) Find HBS alumni at... View Details

01 Feb 2000
News

Executives Convene to Discuss Consumer-Driven Health Care