Consumer Finance - Publications - Faculty & Research

August 2014 (Revised September 2016)
Case

ANA (A)

By: Doug J. Chung and Mayuka Yamazaki

All Nippon Airways (ANA) became the largest airline in Japan in 2013. Having been designated as a domestic carrier by the Japanese government till the mid-1980s and Japan being the sixth largest domestic airline market, two-thirds of ANA’s passenger revenue came from... View Details

Keywords: Demand and Consumers; Analysis; Economics; Price; Marketing Strategy; Competitive Strategy; Product; Policy; Air Transportation Industry; Japan

Citation

Educators

Purchase

08 Nov 2016
First Look

November 8, 2016

with oversupply and declining demand and to New World winemakers faced with rising costs and a deteriorating image. But changing Chinese market conditions and consumer preferences required both sets of players to devise new strategies to... View Details

Keywords: Sean Silverthorne

21 Dec 2010
First Look

First Look: December 21

insight of that paper, which is that a demand for fairness could lead to different economic systems such as those observed in France versus the U.S. (multiple equilibria). Download the paper: http://www.hbs.edu/research/pdf/11-059.pdf A Brief Postwar History of U.S.... View Details

20 May 2014
First Look

First Look: May 20

(inflows minus outflows of private capital) are positively correlated with countries' productivity growth; (2) net sovereign debt flows (government borrowing minus reserves) are negatively correlated with growth only if net public debt is View Details

Keywords: Sean Silverthorne

13 May 2014
First Look

First Look: May 13

Materials Harvard Business School Case 814-073 Entrepreneurial Finance Lab: Scaling an Innovative Start-up Financing Venture Entrepreneurial Finance Lab provides credit-scoring... View Details

Keywords: Sean Silverthorne

06 Dec 2011
First Look

First Look: Dec. 6

2008, the company switched gears and began offering solar installations to local residential customers. Aided by favorable regulatory changes and a consumer financing partnership, Verengo's solar business... View Details

Keywords: Sean Silverthorne

01 Jun 2017
News

Better Hiring Through Brain Science

the difference between consulting and finance and marketing and entrepreneurship,” says Polli. Career paths in accounting or consulting, for example, usually correlated to attention to detail and a lack of impulsive behavior, she says;... View Details

Keywords: Dan Morrell

29 Jun 2007
First Look

First Look: June 29, 2007

under severe economic conditions. We show that many structured finance instruments can be characterized as economic catastrophe bonds, but offer far less compensation than alternatives with comparable payoff profiles. We argue that this... View Details

Keywords: Martha Lagace

19 Jan 2016
First Look

January 19, 2016

stages and later in its subsequent growth into a diversified business group. Publisher's link: https://www.hbs.edu/faculty/Pages/item.aspx?num=50341 November 2015 Annual Review of Financial Economics Financing Innovation By: Kerr, William... View Details

Keywords: Sean Silverthorne

01 Mar 2016
News

Feedback

December 2015 Deconstructing Draper Re: Golden State of Mind I admire Tim Draper (MBA 1984) for his sustained interest in rebooting public education in California. Too few HBS alums are engaged with public education, no doubt because of the complexity, bureaucracy, and... View Details

01 Mar 2007
News

The Plight of the Global Poor

approaches, distribution networks, product packaging, and financing instruments to meet the needs and requirements of very poor customers. As members of the School’s Global Poverty Project (GPP), Kash Rangan, John Quelch, and other... View Details

Keywords: Garry Emmons; bottom of the pyramid (BOP); Colleges, Universities, and Professional Schools; Educational Services; Social Assistance; Health, Social Assistance

15 Jan 2019
First Look

New Research and Ideas, January 15, 2019

transform traditional industries such as banking, real estate, and healthcare. More recently, it has gained attention as a way to finance new ventures, through what is known as an Initial Coin Offering (ICO). Less noticed, though, is ICOs... View Details

Keywords: Dina Gerdeman

Student-Profile

Rohan Kekre

and corporate finance (particularly financial intermediation). I’m currently engaged in research on both fronts: the macroeconomic consequences of heterogeneity in labor market institutions across the Eurozone, and the causes and... View Details

Web

Managing and Innovating in Financial Services - Course Catalog

HBS Course Catalog Managing and Innovating in Financial Services Course Number 1509 Professor David Scharfstein Spring; Q3Q4; 3.0 credits 28 Sessions Exam Financial services firms play a critically important role in the global economy. They View Details

Web

Entrepreneurship Outside the Valley - Course Catalog

of context that affect the decisions of players in the sector. These areas will be highlighted in six modules which include differences in industry structure and the macroeconomy, availability and access to talent, financing sources,... View Details

17 Oct 2006
First Look

First Look: October 17, 2006

http://www.hbsp.harvard.edu/b01/en/common/item_detail.jhtml?id=407025 Finance Leadership in Novartis Consumer Health Businesses Harvard Business School Case 406-102 Describes and contrasts the roles and... View Details

Keywords: Sean Silverthorne

July 2010 (Revised March 2012)
Case

China 'Unbalanced'

By: Diego A. Comin and Richard H.K. Vietor

In 2010, Wen Jiabao looked back at the financial crisis with some satisfaction. Using aggressive fiscal and monetary policy, China had weathered the crisis successfully, growing 8.7% annually in 2010. Most of the unemployed workers had returned to work, often... View Details

Keywords: Economic Growth; Financial Crisis; Trade; Currency Exchange Rate; Investment; Local Range; Growth and Development Strategy; Demand and Consumers; China

Citation

Educators

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August 1999 (Revised January 2002)
Case

Brita Products Company, The

By: John A. Deighton

Clorox's Brita skillfully exploits a tide of water safety concerns, growing a home water (filtration) business from inception to a 15% U.S. household penetration in ten years. The dilemma in the case arises as the period of increasing returns seems to be drawing to a... View Details

Keywords: Customer Value and Value Chain; Acquisition; Retention; Safety; Natural Environment; Emerging Markets; Investment Return; Equity; Demand and Consumers; United States

Citation

Educators

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21 Jul 2014
Research & Ideas

Is a Gap in Small-Business Credit Holding Back the American Economy?

access to public institutional debt and equity capital markets and the uncertainty of small business profits makes retained earnings a necessarily less stable source of capital. About 48 percent of business owners report a major bank as their primary View Details

Keywords: by Karen Mills; Manufacturing