Insurance Market Regulation - Publications - Faculty & Research

01 Mar 2004
News

The Business of Babies

said Spar. Pricing inequities (90 percent of couples conceive for free), inconsistent insurance coverage for fertility treatments, and ambiguous legislation around property and privacy rights all create a unique View Details

Keywords: Colleges, Universities, and Professional Schools; Educational Services

April 2013 (Revised June 2016)
Case

AIG and the American Taxpayers (A)

By: Karthik Ramanna and Matthew Shaffer

Explores the decision faced by AIG's board on whether to join shareholder and ex-CEO Maurice Greenberg's lawsuit against the U.S. government. The suit, argued by super-lawyer David Boies (of Bush v. Gore and California Gay Marriage fame), claims that in September 2008... View Details

Keywords: Property Rights; Financial Institutions; Financial Markets; Financial Crisis; Property; Insurance Industry; United States

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Vinalhaven: The Downtown Project | Information Technology

the town faced other potentially serious challenges including new regulations that could negatively impact the lobstering industry, which was the major source of income for most island residents. With uncertainty coming from multiple... View Details

01 Sep 2007
News

Last Look - September 2007

Our thanks to MBA 1976 classmates John Adams, Dottie Stephenson (both Section C), Sam Yates (Section D), and many others who provided details about this model rocket launch in Harvard Stadium. Yates wrote: “We had a first-year Marketing... View Details

Keywords: Keith Larson; Business Schools & Computer & Management Training; Educational Services; Space Research and Technology; Government

20 Aug 2018
Research & Ideas

Bargain Hunters Beware: A Store's 'Original Price' Might Not Be After All

tells them so. What if those “original prices” stores base their discounts on aren’t real? That’s the question Donald Ngwe asks in his new working paper, Fake Discounts Drive Real Revenues in Retail. An assistant professor in Harvard Business School’s View Details

Keywords: by Michael Blanding; Advertising; Retail

10 Mar 2014
Research & Ideas

Counting Up the Effects of Sarbanes-Oxley

companies, although it was ultimately deferred for companies with market caps of less than $75 million and made permanent in the Dodd-Frank Act. Audit standards also were modified in 2007, a change that reportedly reduced costs for many... View Details

Keywords: by Julia Hanna; Accounting; Banking

01 Jun 2005
News

Mookerjee Picked as First Director of New HBS India Research Center

After nearly two decades in senior marketing and new venture positions, Ajay Mookerjee (DBA ’88) has returned to HBS as executive director of the new India Research Center. “I’ve had a pent-up desire to get involved in academic work, and... View Details

Keywords: HBS; India Research Center; Colleges, Universities, and Professional Schools; Educational Services

01 Dec 2013
News

Curing Health Care

start-up approach applicable to the health care sector? For heavily regulated drugs, diagnostics, and devices, a 'launch early and often' strategy simply isn't possible, although entrepreneurs can still run lean tests to gauge the level... View Details

Keywords: Ambulatory Health Care Services; Health, Social Assistance; Management; Colleges, Universities, and Professional Schools; Educational Services

21 May 2013
First Look

First Look: May 21

https://www.hbs.edu/faculty/Pages/item.aspx?num=44800 Do Strict Capital Requirements Raise the Cost of Capital? Banking Regulation and the Low Risk Anomaly By: Baker, Malcolm, and Jeffrey Wurgler Abstract—Minimum capital requirements are a central... View Details

Keywords: Sean Silverthorne

29 May 2006
What Do You Think?

How Important Is the “Service Sector Effect” on Productivity?

emphasis on services naturally accompany the growth of a knowledge society, representing an insurance policy for the continuance of innovation and progress necessary to maintain world economic leadership? What do you think? Original... View Details

Keywords: by James Heskett; Service

26 Oct 2009
Lessons from the Classroom

The New Deal: Negotiauctions

negotiations and auctions are the only two ways in which assets get sold in any market economy. There's a deep literature on each of these mechanisms but very little on the interplay between the two—that messy, murky middle ground where... View Details

Keywords: by Julia Hanna

30 May 2018
What Do You Think?

Should Intellectual Property be Protected in International Trade?

Summing Up Does IP Ownership Belong in International Trade Deals? Intellectual property (IP) regulation remains an active issue in trade negotiations between the China and the United States. The most straightforward element of the... View Details

Keywords: by James Heskett; Technology

24 Feb 2014
Research & Ideas

Busting Six Myths About Customer Loyalty Programs

There are three ways to differentiate in retailing: location, location, and location. The problem is that as markets mature, location becomes less potent as a competitive advantage because the consumer has a growing abundance of... View Details

Keywords: by Marcel Corstjens & Rajiv Lal; Retail; Consumer Products

12 Jul 2004
Research & Ideas

Michael Porter’s Prescription For the High Cost of Health Care

in the behaviors of employers purchasing health plans. In addition, some important system infrastructure needs to be put in place—rules and regulations that shift the incentives and create the right types of information. Let's look at... View Details

Keywords: by Michael E. Porter; Health

29 Jun 2007
First Look

First Look: June 29, 2007

(CRM) project would require, the bank decided to explore its benefits with a smaller pilot project. It appointed a CRM project team to design and implement a project focused on credit cards. Describes the challenges of the Spanish credit card View Details

Keywords: Martha Lagace

24 Apr 2012
First Look

First Look: April 24

to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors in the adoption of an innovative rainfall insurance product.... View Details

Keywords: Carmen Nobel

08 Mar 2017
Op-Ed

Op-Ed: Can the Proposed American Health Care Act Improve on 'Obamacare'?

freedom of individual choice should always trump government intervention but, perhaps more so than in other developed countries, this sentiment enjoys widespread support in America. The government should not be able to mandate that I buy health View Details

Keywords: by John Quelch, Dr. Gordon Moore, and Emily Boudreau

13 Apr 2023
Blog Post

Grolsch Brewing Company: Drink Sustainably

companies we visited were supportive of market interventions by government policy and regulation to encourage sustainable investments. For example, Grolsch shared that taxes on landfilling (which is now... View Details

March 2008 (Revised January 2010)
Background Note

Note on Accountability in the U.S. Health Care System

By: Regina E. Herzlinger and Michael Millenson

This note explains how health care providers, health insurers, and consumers are held accountable for their performance and the entrepreneurial opportunities thus created. View Details

Keywords: Entrepreneurship; Ethics; Insurance; Corporate Accountability; Health Care and Treatment; Demand and Consumers; Health Industry; United States