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  • All HBS Web  (2,884)
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  • 05 Feb 2007
  • Research & Ideas

Business and the Global Poor

role of social capital is also key to overcoming obstacles related to weak economic institutions. In the absence of formal credit bureaus, many micro-credit organizations, for example, rely on the self-selection and mutual monitoring of a... View Details
Keywords: by Sean Silverthorne
  • 29 Oct 2000
  • Research & Ideas

Building a Powerful Prestige Brand

advantage. Most of these retailers allowed consumers to buy on credit. Many, such as Marshall Field's, issued a store charge card to good customers. Charge cards and other possibilities for buying cosmetics on credit were particularly... View Details
Keywords: by Nancy F. Koehn; Beauty & Cosmetics; Consumer Products; Retail
  • 09 Nov 2010
  • First Look

First Look: November 9, 2010

  PublicationsDid Increased Competition Affect Credit Ratings? Authors:Bo Becker and Todd Milbourn Publication:Journal of Financial Economics (forthcoming) Abstract The credit rating industry has... View Details
Keywords: Sean Silverthorne
  • 09 Jul 2014
  • Research & Ideas

How Business Leaders Can Strengthen American Schools

productive partnership: Business leaders tend to give themselves more credit for being informed about education than superintendents do. Rivkin notes that in the survey of superintendents, the qualitative comments section also showed a... View Details
Keywords: by Julia Hanna; Education
  • 17 Sep 2020
  • Research & Ideas

Many Small-Business Employees May Be Close to Losing Health Insurance

overwhelmingly reported they would pay wages first, but health care premiums were the second-most critical bill overall, and clearly ahead of rent,” the researchers write. “As one respondent put it, ‘[h]ealth insurance is so important to my employees that I would even... View Details
Keywords: by Rachel Layne; Health
  • 23 Jan 2008
  • Op-Ed

A House Divided: Investment or Shelter?

evolved to let everybody, even people with shaky credit and no savings, sign on the dotted line. Some people made their living by buying and selling homes. "Flipper" entered the lexicon. Home might or might not be where the... View Details
Keywords: by Nicolas P. Retsinas; Banking; Construction; Real Estate
  • 26 Jun 2018
  • First Look

New Research and Ideas, June 26, 2018

https://www.hbs.edu/faculty/Pages/item.aspx?num=54634 forthcoming Journal of Finance Limited Investment Capital and Credit Spreads By: Siriwardane, Emil N. Abstract—Using proprietary credit default swap... View Details
Keywords: Dina Gerdeman
  • 03 Oct 2018
  • What Do You Think?

How Should Managers Deal with the Challenges of Building an Inclusive Workplace?

ideas, empowering team members to make decisions, taking advice and implementing feedback, giving actionable feedback, and sharing credit for team success.” "There are others ... who apparently fear that a more diverse and inclusive... View Details
Keywords: by James Heskett
  • 02 Mar 2016
  • What Do You Think?

Is Apple’s Real Privacy Challenge Technology Innovation Itself?

application for commercial credit and other data points (is) right there on the first page of the Apple user contract--there for all to see. It would seem that this privacy gate is down for the FBI alone.” Slcharles proposed that, “It... View Details
Keywords: by James Heskett; Technology
  • 13 Jan 2014
  • Research & Ideas

How Government Can Restore the Faith of Citizens

service." When asked if "Government often does a better job than given credit for," only 34 percent of people agreed after viewing the first case; but some 57 percent agreed after the second case. Seeing the visual evidence... View Details
Keywords: by Michael Blanding
  • 02 Jan 2013
  • What Do You Think?

Should We Rethink the Promise of Teams?

objectively (be) willing to learn continuously . Not be afraid to fail accept responsibility for failures as a team leader and accept credit for success as a team." Regarding the use of teams in the innovation process, Vimi Jain suggested... View Details
Keywords: by James Heskett
  • 24 Jul 2012
  • First Look

First Look: July 24

high-powered incentives lead to greater screening effort and more profitable lending, their power is muted by both deferred compensation and the limited liability typically enjoyed by credit officers. Second, we present direct evidence... View Details
Keywords: Sean Silverthorne
  • 03 Mar 2010
  • What Do You Think?

To What Degree Does “Identity” Affect Economic Performance?

people, society and government is required." David Cawlfield, citing his experiences in what he believes is a high-identity organization, credits this to "Consistent discussion and communication of 'corporate values' (that) help... View Details
Keywords: by Jim Heskett
  • 22 Jan 2013
  • First Look

First Look: Jan. 22

questions, we must first ask, "increase (or decrease), measured on what basis?" There are, in fact, two distinct conceptual frameworks through which one can assess the impact of foreign bank entry. One is concerned with measuring the short-run impacts of... View Details
Keywords: Sean Silverthorne
  • 06 Dec 2011
  • First Look

First Look: Dec. 6

http://hbr.org/product/flying-without-a-net-turn-fear-of-change-into-fuel/an/10297-HBK-ENG The Real Consequences of Market Segmentation Authors:Sergey Chernenko and Adi Sunderam Publication:Review of Financial Studies (forthcoming) Abstract We study the real effects of... View Details
Keywords: Sean Silverthorne
  • 25 Oct 2017
  • Research & Ideas

Will Machine Learning Make You a Better Manager?

stock and see if it is positive or negative.” Finance is another field in which Teodorescu predicts that machine learning will become more common, as banks and financial companies will use data about how customers use money to predict future patterns. “If you are a... View Details
Keywords: by Michael Blanding; Information Technology
  • 22 Sep 2003
  • Research & Ideas

When Protestors Knock at Your Door

a productive way for a company to respond? Spar: To be targeted is to be chosen by an NGO (or group of NGOs) for specific attack. When this occurs, NGOs use a range of tactics, from pickets to boycotts to "cut up your credit... View Details
Keywords: by Cynthia Churchwell
  • 26 Feb 2019
  • First Look

New Research and Ideas, February 26, 2019

https://www.hbs.edu/faculty/Pages/item.aspx?num=55694 forthcoming Journal of Monetary Economics U.S. Monetary Policy and Emerging Market Credit Cycles By: Bräuning, Falk, and Victoria Ivashina Abstract— Foreign banks’ lending to firms in... View Details
Keywords: Dina Gerdeman
  • 08 Aug 2017
  • First Look

First Look at Research and Ideas, August 8, 2017

(Yu’e Bao), wealth management (Ant Fortune), digital-only banking (MYbank), credit scoring (Zhima Credit), and consumer credit portal (Ant Credit Pay) among others. After... View Details
Keywords: Sean Silverthorne
  • 31 Oct 2014
  • Op-Ed

Ebola’s Call To Arms About Disaster Preparedness

it is self-limiting. It is chiefly a disease of caregivers for that very reason. In that regard, we must give the doctors and nurses on the front lines credit for being willing to take significant risks to help and treat others afflicted... View Details
Keywords: by Gautam Mukunda; Health
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