Personal Finance - Publications - Faculty & Research

2008
Chapter

The Importance of Default Options for Retirement Saving Outcomes: Evidence from the United States

By: John Beshears, James J. Choi, David Laibson and Brigitte C. Madrian

This paper summarizes the empirical evidence on how defaults impact retirement savings outcomes. After outlining the salient features of the various sources of retirement income in the U.S., the paper presents the empirical evidence on how defaults impact retirement... View Details

Keywords: Saving; Financial Condition; Retirement; Investment Funds; Microeconomics; Outcome or Result; Government and Politics; Financial Institutions; Macroeconomics; United States

March 2018 (Revised September 2018)
Case

Gene Lee Navigates the Darden Takeover

By: Joshua D. Margolis, H. Lawrence Culp, James Barnett and Aldo Sesia

Following a full takeover of Darden Restaurant’s Board of Directors, Darden COO Gene Lee is weighing an offer to become interim CEO. View Details

Keywords: Shareholder Activism; Investment Activism; Crisis Management; Personal Development and Career; Decision Choices and Conditions; Food and Beverage Industry; United States

Citation

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June 5, 2015
Article

How Banking Analysts' Biases Benefit Everyone Except Investors

By: George Serafeim, Joanne Horton and Shan Wu

Keywords: Banking; Sell-side Analysts; Financial Analysis; Financial Analysts; Career Management; Career Advancement; Labor Market; Prejudice and Bias; Investment Banking; Personal Development and Career

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2025
Working Paper

The Hidden Costs of Flexible Labor Models: How Working Multiple Jobs Affects Employees

By: Paige Tsai and Ryan W. Buell

As operations increasingly rely upon flexible labor models—such as gig, part-time, and remote work—it has become commonplace for individuals to work multiple jobs. Across three studies, relying on a combination of transaction-level data from 90,548 customers of a... View Details

Keywords: Behavioral Operations; Employee Behavior; Job Design; Sustainable Operations; Job Design and Levels; Personal Finance; Well-being; Happiness; Satisfaction; Wages

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19 Aug 2019
Blog Post

Investing in Breakthrough Technologies to Lead the Energy Transition

sector to include an investing angle. Key M&A workstreams such as due diligence, company valuation, and counterparty negotiation have helped me put into practice many of the core concepts I learned in the first-year Finance... View Details

Keywords: Manufacturing; Technology

01 Feb 2000
News

Breaking Down Barriers: The Electronic Wallet

online consumers about a better deal at another Web site. Originally designed to automatically complete online point-of-sale forms with a single click, the electronic wallet is paving the way for a richer, more personalized online... View Details

Keywords: Judith A. Ross

31 Jan 2017
Blog Post

My Misperceptions about HBS

concerned that my admission was really a fluke and that I would need to prove that I really deserved to be at HBS. I convinced myself that for a variety of reasons (because I got in off the waitlist, my lack of finance or consulting... View Details

30 Mar 2015
News

Leveraging the power of yes

Sasha Dichter (MBA/MPA 2002) is chief innovation officer at Acumen Fund, a nonprofit global venture fund that invests in early-stage companies to solve issues stemming from poverty. “One of the things I’ve learned is how expressive and View Details

October 2018
Supplement

African Bank Investments Limited (B)

By: Lynn S. Paine and Will Hurwitz

Less than a year after joining the board of African Bank Investments Limited (ABIL), the newest director finds himself in difficult discussions with other directors about removing the struggling company’s CEO. The case is set in South Africa in mid-2014 as shares in... View Details

Keywords: Ethics; Personal Finance; Corporate Accountability; Governing and Advisory Boards; Corporate Governance; Crisis Management; Insurance; Leadership; Management; Risk Management; Banking Industry; Financial Services Industry; Insurance Industry; Africa; South Africa

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01 Mar 2012
News

Thinking Green

As part of the cross-University program Harvard Thinks Big, in December six professors from different Harvard schools offered their thoughts on climate change. University Professor Rebecca Henderson and Professor of Management Practice Robert Kaplan joined colleagues... View Details

Keywords: awards; Finance; Finance; Finance; Finance; Finance; Finance; Finance; Finance

Web

Preface - Coin and Conscience – Baker Library | Bloomberg Center, Historical Collections

sixteenth to the nineteenth century. It is divided into the following general subject categories: views of stock exchanges, banks, mints, and treasuries; portraits of bankers, statesmen, and financiers; political and personal satires;... View Details

01 Oct 1996
News

No Bull — Nancy E. Havens-Hasty (MBA 1971)

When Nancy Havens-Hasty stepped onto Wall Street after graduating from HBS, her first account as a corporate finance associate was not one of Kidder Peabody's several computer company clients, despite her background as a physics major at... View Details

Keywords: Linda Goodspeed

09 Jun 2003
Research & Ideas

Around the World of Entrepreneurial Ventures

complexity that is astonishing, said Sahlman. The International Context According to Kuemmerle, there is one central question guiding his IEF research: how do entrepreneurial managers, and those who finance them, make sensible resource... View Details

Keywords: by Martha Lagace

March 2005
Supplement

Anne Mulcahy: Leading Xerox through the Perfect Storm (B)

By: William W. George and Andrew N. McLean

Supplements the (A) case. View Details

Keywords: Financial Liquidity; Insolvency and Bankruptcy; Profit; Leadership Development; Personal Development and Career; Motivation and Incentives; Service Industry; Computer Industry

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01 Mar 2014
News

My HBS Eureka Moment

prepared every day—and that we had better be prepared too. It was an inspired instance of leading by example and one that has long transcended my days at the School. Know Your Market Steve Frenkiel (MBA 2007) I WAS AN ENGINEER BY BACKGROUND, and thus naturally... View Details

Keywords: Walter Frese; Martin V. Marshall; C. Roland Christensen; Lawrence Fouraker; Educational Services

21 Jan 2016
Blog Post

HBS and the Arts

public school students from all over New York City would meet to discuss one or two works of art from the collection in depth. The conversation was moderated by a wonderful museum educator named Rika Burnham, who had a talent for allowing our View Details

Keywords: Nonprofit / Government; Entertainment / Media / Sports

01 Sep 2013
News

A Focus on You

fields ranging from finance to farming. Where did we find these interesting people? Our research into the "how many" question began in the alumni database, where we found stats about your locales, personal... View Details

Keywords: Colleges, Universities, and Professional Schools; Educational Services; Publishing Industries (except Internet); Information; News, Library, Internet, and Other Services; Information

26 Sep 2006
First Look

First Look: September 26, 2006

close, the company has successfully navigated several rounds of VC financing and is weighing harvest strategies and next steps. Purchase this case: http://www.hbsp.harvard.edu/b01/en/common/item_detail.jhtml?id=806073 Codon Devices... View Details

Keywords: Sean Silverthorne

01 Dec 2012
News

Corruption 101

that underlie corruption everywhere. As an emerging professional he must also carefully weigh the trust value of the personal relationships he is forming; his own comfort zone for ethical trade-offs; and the inherent uncertainties of... View Details

Keywords: Finance; Finance; Finance; Finance