Saving - Publications - Faculty & Research

16 Jul 2007
Research & Ideas

Understanding the ‘Want’ vs. ’Should’ Decision

desires (e.g., spending instead of saving money, eating junk food instead of health food). The should-self, on the other hand, prefers to behave in a way that will maximize long-run benefits. If left to its own devices, the should-self... View Details

Keywords: by Sarah Jane Gilbert; Retail; Entertainment & Recreation

30 Mar 2023
Blog Post

Amager Bakke: A Look into the Future of Waste Incineration

implementing carbon capture at Amager Bakke. Based on a study conducted in 2021, the potential CO2 savings through carbon capture are estimated at 500,000 tons per year. Over the next year, a demo installation will be built to confirm the... View Details

06 Jun 2018
Research & Ideas

Cut Salaries or Cut People? The Best Way to Survive a Downturn

could get up to speed quickly elsewhere. The bottom line So is it wise in a downturn to save expenses by slashing commissions? Depends, Stanton says. If the workers leave during down months, then cutting compensation might work because... View Details

Keywords: by Rachel Layne

18 Apr 2023
Research & Ideas

What Happens When Banks Ditch Coal: The Impact Is 'More Than Anyone Thought'

Consumers who are eager to mitigate climate change can take many actions, such as reducing the number of airline flights they take or installing solar panels on their homes. But the planet is in a race against time, and individual action alone won’t help most countries... View Details

Keywords: by Barbara DeLollis; Financial Services; Mining

18 Jun 2020
Research & Ideas

What Is an "Essential" Purchase for a Low-Income Family?

in Boston. [Image: jetcityimage] Related Reading Corporate Tax Cuts Don't Increase Middle Class Incomes These Entrepreneurs Take a Pragmatic Approach to Solving Social Problems Helping Low-Income Families Save More Share your insights... View Details

Keywords: by Rachel Layne

14 Mar 2023
In Practice

What Does the Failure of Silicon Valley Bank Say About the State of Finance?

a combination of checking and savings deposits, CDs, and debt. Most deposit rates reset fairly often, so they represent relatively short-term borrowing for the bank. The equity receives the net cash flows and realizes the net gains and... View Details

Keywords: by Dina Gerdeman; Financial Services; Banking

18 May 2022
Research & Ideas

Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers

high-to-low reordering saw overdraft revenue decline by $1.3 billion per year, which has translated into $330 in savings per customer, the researchers estimate. "The message is, 'Check your individual bank and look at the fees, and make... View Details

Keywords: by Rachel Layne; Financial Services

January 2015 (Revised April 2015)
Case

Zeal: Launching Personalized and Social Learning

By: John J-H Kim and Christine S. An

Set in 2014, this case follows John Danner and his team at Zeal as they consider their product development strategy. In February 2013, serial entrepreneurs John Danner and Sanjay Noronha co-found Zeal, an education technology start up providing a web-based, mobile... View Details

Keywords: Entrepreneurship; Education Technology; MVP; Product Development; Product Market Fit; Monetization Strategy; SaaS Business Models; Education; Personalized Learning

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01 Jun 2024
News

Alumni Achievement Awards 2024

community and helping women feel confident—because when you feel good, there’s nothing you can’t do.” Carpe diem: “I don’t have a bucket list. In New Orleans we say, ‘I’m saving my groceries,’ meaning putting them away for later. I’m all... View Details

01 Feb 2021
Blog Post

Choosing the Right Student Loan

At HBS, we consider getting your MBA a shared investment in your future. This means that while we offer generous financial aid, we also expect all students to contribute to their education through a combination of savings and student... View Details

Web

Generative AI - Alumni

hiring manager. Read more Of course, ChatGPT won’t replace the cover letter and resume writing process entirely. You should still spend time editing the text outputs for accuracy and to make sure your voice is present. Think of GPT as a way to View Details

16 Jul 2012
Research & Ideas

Are You a Strategist?

wheel," in which purpose is the hub and the supporting factors are the spokes. Drawing from an HBS case study, she shows how Gucci essentially used such an approach to support a purpose--"fashion-forward, high quality, good value"--that View Details

Keywords: by Carmen Nobel

Web

Stata Temporary Files and Stata Tmp - Research Computing Services

possible; others not. Another unsure guarantee. Our additional solution is to redirect where Stata stores its temporary files. The shell environment variable STATATMP , which must be set before Stata launches, can be set to any location, and Stata will View Details

2022
Book

L'entreprise, une affaire de cœur

By: Hubert Joly and Caroline Lambert

A remarkable turnaround by a leader with a remarkable philosophy: Find your noble purpose. Put people at the center. Unleash human magic.
"It was fall in Minnesota. It was getting cold and we were supposed to die." This is how Hubert Joly describes the early,... View Details

Keywords: Capitalism; Leadership; Mission and Purpose; Business and Stakeholder Relations; Leading Change

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Alumni Engagement | Social Enterprise | Harvard Business School

group focuses on facilitating connections and sharing ideas amongst alumni interested in impact investing through regular webinars, live gatherings, and a LinkedIn group . Alumni Stories 01 Jun 2025 | HBS Magazine Forward Thinking: Saving... View Details

06 Jul 2023
News

Home Economics

In a remote village in the Mexican state of Chiapas, 13 women gather in an open-air community space. Each has arrived at their weekly meeting with a small deposit for El Banco—“the bank”—as the women have named the savings club they’ve... View Details

Keywords: April White

24 May 2021
Op-Ed

Can Fabric Waste Become Fashion’s Resource?

COVID-19 has broken fashion’s supply chain. As a result, an already wasteful industry has become more wasteful. Even before the pandemic, the global apparel industry was producing about 92 million tons of textile waste a year. That’s about one garbage truck’s worth of... View Details

Keywords: by Geoffrey Jones and Shelly Xu; Fashion

29 Jul 2021
Blog Post

Exploring the Intersection of Business & Health Care: Summer Fellow Derek Soled (MD/MBA 2022)

business school to potentially save lives. The role requires an understanding of behavioral economics, strategy, organizational behavior, and operations. Thus far in my career, my experiences have primarily been limited to the classroom... View Details

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Online Business Strategy Courses | HBS Online

Specialization. With our past participant discount, you'll receive 30% off your second and third courses for a total savings of $1,110 . Here are three learning pathways we recommend based on your career goals and stage. Strategy... View Details

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Business Fundamentals Course - CORe | HBS Online

Introduction to Credential of Readiness (CORe) CORe INCLUDES Business Analytics, Economics for Managers, Financial Accounting, + final exam. Save $1,790 with this 3-course bundle. Have questions about CORe? Email our program advising team... View Details

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