Savings - Publications - Faculty & Research

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Student Research - Doctoral

advantageous as previously assumed. We... 2025 Book Chapter Employer-Based Short-Term Savings Accounts By: Sarah Holmes Berk, John Beshears , Jay Garg , James J. Choi and David Laibson We study the introduction of a choice architecture... View Details

16 Jul 2012
Research & Ideas

Are You a Strategist?

wheel," in which purpose is the hub and the supporting factors are the spokes. Drawing from an HBS case study, she shows how Gucci essentially used such an approach to support a purpose--"fashion-forward, high quality, good value"--that View Details

Keywords: by Carmen Nobel

15 Jan 2013
First Look

First Look: January 15

installments are 11 percent less likely to be missed under the group liability setting in comparison with individual liability. In addition, compulsory savings deposits are 20 percent less likely to be missed under group liability... View Details

Keywords: Sean Silverthorne

07 Feb 2023
Research & Ideas

Supervisor of Sandwiches? More Companies Inflate Titles to Avoid Extra Pay

the cash registers, unloading trucks, and cleaning the parking lots, floors, and bathrooms,” the study notes, citing the original lawsuit. They weren’t actually managing people. Phony titles, big corporate savings This is no niche... View Details

Keywords: by Scott Van Voorhis

28 Nov 2023
Book

Economic Growth Draws Companies to Asia. Can They Handle Its Authoritarian Regimes?

call it “looting,” drawing on a well-known paper on US firms in the savings and loan crisis, among other episodes. That paper shows that firms loot their own assets in expectations of bailout, but I show that expectations of vulnerability... View Details

Keywords: by Sean Silverthorne

25 Aug 2014
HBS Case

Starbucks Reinvented

conference of that size is such an unusual thing to do when faced with a cash crunch," Koehn says. "Schultz understood that what saves and breaks businesses is much more than cash. In the midst of so much turbulence, it's all... View Details

Keywords: by Julia Hanna; Food & Beverage

07 Mar 2023
Blog Post

Deconstructing LEGO’s Decarbonization

and capturing future cost savings that expand beyond its own operations, particularly in a regulatory environment that could become more stringent over time. Role in an ecosystem: Besides thinking about the inputs and outputs of its... View Details

09 Nov 2023
News

From the Brink

Antonio Weiss (MBA 1994), Adam Chepenik (MBA 2010), Sebastián Negrón-Reichard (JD/MBA 2024) As the senior top official in the US Treasury Department on domestic finance issues, Antonio Weiss (MBA 1994) could see Puerto Rico’s financial meltdown coming, like watching a... View Details

Keywords: Ralph Ranalli

15 Jul 2013
Research & Ideas

Five Imperatives for Improving Health Care

pharmaceuticals, electronic medical records, and basic research. "We can't just wait for decentralized approaches to come and save us," Huckman says. "At some point we need to go to the large medical centers, group... View Details

Keywords: by Carmen Nobel; Health

2012
Other Unpublished Work

Towards Efficiencies in Canadian Internet Traffic Exchange

By: Benjamin Edelman and Bill Woodcock

Canadian Internet access is heavily and unnecessarily dependent upon foreign infrastructure, especially U.S. infrastructure. This dependence imposes significant burdens upon Canadian Internet users:

* Service prices are higher than would be the case if... View Details

Keywords: Networks; Canada; Privacy; Technology Networks; Rights; Communication Technology; Internet; Ethics; Telecommunications Industry; Canada

Citation

Read Now

01 Oct 2001
Research & Ideas

How To Make Restructuring Work for Your Company

companies recognize the need to restructure too late, when fewer options remain and saving the company may be more difficult. Scott Paper's new CEO was widely criticized in the news media for the magnitude of the layoffs he ordered.... View Details

Keywords: by Stuart C. Gilson

Web

Alumni Engagement | Social Enterprise | Harvard Business School

group focuses on facilitating connections and sharing ideas amongst alumni interested in impact investing through regular webinars, live gatherings, and a LinkedIn group . Alumni Stories 01 Jun 2025 | HBS Magazine Forward Thinking: Saving... View Details

31 Oct 2018
What Do You Think?

What is the Function of Fear in Leadership?

up saving the life of the potential victim The trigger for achieving the desired outcome: instilling the sense of fear in the subordinate. Accordingly, can an argument be made that at times and under certain circumstances fear might be... View Details

Keywords: by James Heskett

January 2015 (Revised April 2015)
Case

Zeal: Launching Personalized and Social Learning

By: John J-H Kim and Christine S. An

Set in 2014, this case follows John Danner and his team at Zeal as they consider their product development strategy. In February 2013, serial entrepreneurs John Danner and Sanjay Noronha co-found Zeal, an education technology start up providing a web-based, mobile... View Details

Keywords: Entrepreneurship; Education Technology; MVP; Product Development; Product Market Fit; Monetization Strategy; SaaS Business Models; Education; Personalized Learning

Citation

Educators

Purchase

06 Jul 2023
News

Home Economics

In a remote village in the Mexican state of Chiapas, 13 women gather in an open-air community space. Each has arrived at their weekly meeting with a small deposit for El Banco—“the bank”—as the women have named the savings club they’ve... View Details

Keywords: April White

16 Jul 2007
Research & Ideas

Understanding the ‘Want’ vs. ’Should’ Decision

desires (e.g., spending instead of saving money, eating junk food instead of health food). The should-self, on the other hand, prefers to behave in a way that will maximize long-run benefits. If left to its own devices, the should-self... View Details

Keywords: by Sarah Jane Gilbert; Retail; Entertainment & Recreation

Research Summary

Putting Patients First: Marketing Strategies for Treating HIV in Developing Nations

It is more than mere coincidence that the highest rates of HIV occur in the world’s poorest countries. Of the over 40 million people currently living with HIV, 95 percent are in the developing world. The first half of this paper explores the economics of HIV and... View Details

09 Mar 2016
HBS Seminar

Katja Seim of The Wharton School, University of Pennsylvania

07 Jul 2021
Book

Good News for Disgraced Companies: You Can Regain Trust

sustainability. He sounded great! He was well versed in the vocabulary and actions of the fight to save the environment, using terms like “clean energy” and “going green,” and discussed how his company was committed to sustainability... View Details

Keywords: by Lane Lambert

18 Apr 2023
Research & Ideas

What Happens When Banks Ditch Coal: The Impact Is 'More Than Anyone Thought'

Consumers who are eager to mitigate climate change can take many actions, such as reducing the number of airline flights they take or installing solar panels on their homes. But the planet is in a race against time, and individual action alone won’t help most countries... View Details

Keywords: by Barbara DeLollis; Financial Services; Mining

Publications