Saving - Publications - Faculty & Research

24 Jan 2005
Research & Ideas

Rethinking Activity-Based Costing

resource capacity during this period, representing opportunities for savings or growth depending on the company's circumstances. Activity Quantity Unit Time Total Time Used (in minutes) Cost-Driver Rate Cost Assigned Process customers... View Details

Keywords: by Robert S. Kaplan & Steven R. Anderson

06 Jun 2018
Research & Ideas

Cut Salaries or Cut People? The Best Way to Survive a Downturn

could get up to speed quickly elsewhere. The bottom line So is it wise in a downturn to save expenses by slashing commissions? Depends, Stanton says. If the workers leave during down months, then cutting compensation might work because... View Details

Keywords: by Rachel Layne

14 Mar 2023
In Practice

What Does the Failure of Silicon Valley Bank Say About the State of Finance?

a combination of checking and savings deposits, CDs, and debt. Most deposit rates reset fairly often, so they represent relatively short-term borrowing for the bank. The equity receives the net cash flows and realizes the net gains and... View Details

Keywords: by Dina Gerdeman; Financial Services; Banking

Web

Academics - Health Care

fibrosis. A goal of the program is to draw out some key debates that are more broadly relevant to life sciences, such as: the value of early detection, the pricing of life saving drugs, the incentives for innovation, and the speed of FDA... View Details

18 May 2022
Research & Ideas

Are Banks the ‘Bad Guys’? Overdraft Fees Are Crushing Low-Income Customers

high-to-low reordering saw overdraft revenue decline by $1.3 billion per year, which has translated into $330 in savings per customer, the researchers estimate. "The message is, 'Check your individual bank and look at the fees, and make... View Details

Keywords: by Rachel Layne; Financial Services

04 Sep 2007
Working Paper Summaries

Why Do Intermediaries Divert Search?

Keywords: by Andrei Hagiu & Bruno Jullien

19 Sep 2023
Research & Ideas

What Chandrayaan-3 Says About India's Entrepreneurial Approach to Space

appeared in the Harvard Gazette. Interview has been edited for clarity and length. You Might Also Like: 5 Qualities That Help Companies Thrive for Decades—Even Centuries When Experts Play It Too Safe: Innovation Lessons from a NASA Experiment Could a Business Model... View Details

Keywords: by Clea Simon, Harvard Gazette; Aerospace

Web

Topics - HBS Working Knowledge

Uncertainty (36) SWOT Analysis (5) Safety (13) Salesforce Management (18) Sales (30) Satisfaction (11) Saving (5) Science-Based Business (7) Science (237) Search Technology (22) Segmentation (1) Selection and Staffing (10) Service... View Details

18 Aug 2022
Op-Ed

Your Best Employees Are Burning Out: A Framework for Retaining Talent

past four decades, organizations ranging from Fortune 500 companies to federal, state, and local governments have slashed benefits, retirements, job security, and labor protections. These actions have saved companies trillions of dollars... View Details

Keywords: by Hise Gibson and MaShon Wilson

06 Aug 2020
Blog Post

My HBS Financial Aid Story: Why I Chose to Invest in My Future

family circumstances had prevented me from saving as much as I could have otherwise. I was both unsure of how to convey this in my application and embarrassed to have to ask for more money. I was not embarrassed that I had been fortunate... View Details

16 Jul 2012
Research & Ideas

Are You a Strategist?

wheel," in which purpose is the hub and the supporting factors are the spokes. Drawing from an HBS case study, she shows how Gucci essentially used such an approach to support a purpose--"fashion-forward, high quality, good value"--that View Details

Keywords: by Carmen Nobel

Research Summary

Putting Patients First: Marketing Strategies for Treating HIV in Developing Nations

It is more than mere coincidence that the highest rates of HIV occur in the world’s poorest countries. Of the over 40 million people currently living with HIV, 95 percent are in the developing world. The first half of this paper explores the economics of HIV and... View Details

09 Mar 2016
HBS Seminar

Katja Seim of The Wharton School, University of Pennsylvania

19 Jul 2017
Research & Ideas

Why Government 'Nudges' Motivate Good Citizen Behavior

to do, like save for retirement—which are both for the good of society and for their own good. Here’s an example. On the first day of a new job, the paperwork is coming at you fast and furious, including a packet of information about how... View Details

Keywords: by Michael Blanding

07 Mar 2023
Blog Post

Deconstructing LEGO’s Decarbonization

and capturing future cost savings that expand beyond its own operations, particularly in a regulatory environment that could become more stringent over time. Role in an ecosystem: Besides thinking about the inputs and outputs of its... View Details

18 Jun 2020
Research & Ideas

What Is an "Essential" Purchase for a Low-Income Family?

in Boston. [Image: jetcityimage] Related Reading Corporate Tax Cuts Don't Increase Middle Class Incomes These Entrepreneurs Take a Pragmatic Approach to Solving Social Problems Helping Low-Income Families Save More Share your insights... View Details

Keywords: by Rachel Layne

09 Nov 2023
News

From the Brink

Antonio Weiss (MBA 1994), Adam Chepenik (MBA 2010), Sebastián Negrón-Reichard (JD/MBA 2024) As the senior top official in the US Treasury Department on domestic finance issues, Antonio Weiss (MBA 1994) could see Puerto Rico’s financial meltdown coming, like watching a... View Details

Keywords: Ralph Ranalli

January 2015 (Revised April 2015)
Case

Zeal: Launching Personalized and Social Learning

By: John J-H Kim and Christine S. An

Set in 2014, this case follows John Danner and his team at Zeal as they consider their product development strategy. In February 2013, serial entrepreneurs John Danner and Sanjay Noronha co-found Zeal, an education technology start up providing a web-based, mobile... View Details

Keywords: Entrepreneurship; Education Technology; MVP; Product Development; Product Market Fit; Monetization Strategy; SaaS Business Models; Education; Personalized Learning

Citation

Educators

Purchase

Web

Alumni Engagement | Social Enterprise | Harvard Business School

group focuses on facilitating connections and sharing ideas amongst alumni interested in impact investing through regular webinars, live gatherings, and a LinkedIn group . Alumni Stories 01 Jun 2025 | HBS Magazine Forward Thinking: Saving... View Details

03 Oct 2005
Research & Ideas

The Truck Driver Who Reinvented Shipping

mail carrier to supplement the family's income. Even so, when young Malcolm graduated from high school in 1931, the country was in the midst of the Depression and further schooling was simply not an option. Pumping gas at a service station near his hometown, McLean... View Details

Keywords: by Anthony J. Mayo & Nitin Nohria; Manufacturing; Transportation; Aerospace

Publications