Savings - Publications - Faculty & Research

30 Jul 2013
First Look

First Look: July 30

labor force attachment than accepted applicants. These findings are consistent with the theoretical prediction that disability insurance may encourage individuals to save more in the present and plan to apply for disability benefits in... View Details

Keywords: Anna Secino

02 Sep 2008
Research & Ideas

Indulgence vs. Regret: Investing in Future Memories

We all know the moral of Aesop's fable about the industrious ant and the fun-loving grasshopper: Work now and save for the future, or else regret the consequences. And who hasn't been confronted with a similar dilemma? You know you should... View Details

Keywords: by Julia Hanna

10 Jan 2005
What Do You Think?

Public Pension Reform: Does Mexico Have the Answer?

in my retirement, or 2) It is money I put in now to pay people who are already retired. I prefer the first view ... ." There was support for forced savings programs. Bill Bittner said, "[Without one] I am afraid a large portion... View Details

Keywords: by James Heskett; Financial Services

16 Oct 2012
First Look

First Look: October 16

Pressure as a Savings Commitment Device Authors:Felipe Kast, Stephan Meier, and Dina Pomeranz Abstract We test the effectiveness of self-help peer groups as a commitment device for precautionary savings, through two randomized field... View Details

Keywords: Sean Silverthorne

02 Mar 2015
Research & Ideas

‘Retail Revolution’ Excerpt: The Scale of the Ecommerce Threat

matter if they come from pure-play online retailers or omnichannel retailers, suck volume out of a store and often lead to more intense price competition. For reasons we'll cover later in this book, neither buy-online-pick-up-in-store nor ship-from-store are enough to... View Details

Keywords: Re: Rajiv Lal; Retail

22 Feb 2011
Research & Ideas

Most Popular Articles, Papers of the Decade

and its most likely future rival. For China, the key attraction of the relationship was its potential to propel the Chinese economy forward by means of export-led growth. For the United States, Chimerica meant being able to consume more, View Details

Keywords: by Sean Silverthorne

19 Jul 2004
Research & Ideas

Why Innovations Sit on the Shelf

outlet innovation only after sales, distribution, and the other departments had an open, fact-based discussion of their issues. At that point, they realized that the outlet store would benefit all of them. Sales could maintain better margins by avoiding discounting,... View Details

Keywords: by Michael Beer, Russell Eisenstat & Derek Schrader

19 Apr 2011
First Look

First Look: April 19

saved customers money and their strong brands generated more traffic and sales but that most retailers, looking only at gross margins, missed this added value. Pepsi managers struggled to craft a strategy that would convince retailers to... View Details

Keywords: Sean Silverthorne

24 Feb 2009
First Look

First Look: February 24, 2009

conditions in which an advertising principal can set its payment delay to deter rogue agents and to attract solely or primarily good-type agents. Through the savings from excluding rogue agents, the principal can increase its profits... View Details

Keywords: Martha Lagace

23 Apr 2020
Research & Ideas

This Crisis Loan Program Preserved Jobs—and Made Money

more stable career path. The firms themselves also grew stronger, and the French government eventually saved more in unemployment benefits than the program cost, according to the study, Employment Effects of Alleviating Financing... View Details

Keywords: by Rachel Layne; Financial Services

27 Sep 2024
Research & Ideas

Charting 'Cheapflation': How Budget Brands Got So Pricey

Surging inflation drove many consumers to cheaper brands or lower-quality products, but new data suggests that switching might not have saved them as much as they might have expected. During the most recent period of high inflation,... View Details

Keywords: by Ana Elena Azpúrua

17 Mar 2015
Research & Ideas

Where Did My Shopping Mall Go?

not all equal in facing these threats. While some retailers will manage through this revolution, many will perish. The old strategy of containing shrink and growing incremental store traffic two percent per year will not save stores.... View Details

Keywords: by Sean Silverthorne; Retail

30 Apr 2001
Research & Ideas

Entering the Age of Alliances

largest producer of pet foods, to join forces to create the Pets for People program, which aims to increase pet adoptions and thereby save thousands of animals that would otherwise have been euthanized for lack of homes. A common... View Details

Keywords: by James Austin

05 Aug 2002
Research & Ideas

Are Consumers the Cure for Broken Health Insurance?

and returns were determined by employers; workers were given no choice, no control, and very little information. When employees began to manage their retirement savings using 401(k)s and other defined contribution plans that allowed them... View Details

Keywords: by Regina E. Herzlinger

31 Aug 2020
Research & Ideas

State and Local Governments Peer Into the Pandemic Abyss

state and local governments, balanced budget requirements force them to save up in advance or beg Congress for federal support.” Most states are required by law to carry balanced budgets and can only borrow to fund capital projects, such... View Details

Keywords: by Kristen Senz

29 Sep 2008
Research & Ideas

Financial Crisis Caution Urged by Faculty Panel

income remained relatively stable, about 3 to 1. Over the last 20 years, however, the financial markets that financed the housing system in the United States changed remarkably. Local markets once dominated by tightly regulated savings... View Details

Keywords: by Martha Lagace; Financial Services

14 Dec 2009
Research & Ideas

Can Entrepreneurs Drive People Movers to Success?

these charges removed from the credit card ecosystem. Meanwhile, this holiday shopping season users ought to exercise special caution. A link promising extra savings may not be what it seems. Be careful even at trusted sites: Sites as... View Details

Keywords: by Martha Lagace; Transportation

13 Dec 2004
Research & Ideas

How Leaders Create Winning Streaks

on-time performance, and offered to share equally with all employees 50 percent of the cost savings achieved by better service. Employees were motivated to achieve this goal and showed initiative in taking actions that helped the company... View Details

Keywords: by Rosabeth Moss Kanter & Walter Kiechel

10 Jul 2000
Research & Ideas

Cable TV: From Community Antennas to Wired Cities

converted from hot-to cold-type printing technologies, and captured the labor cost savings afforded by new techniques. Nieva de Figueiredo, in her study of the post-war U.S. newspaper industry, explains that the demands of managing... View Details

Keywords: by Thomas R. Eisenmann; Media & Broadcasting; Consumer Products; Entertainment & Recreation

30 May 2005
Research & Ideas

Germany’s Pioneering Corporate Managers

literature, we still operate with a sort of history of the commanding heights of German capitalism. For instance, we all know about the Deutsche Bank, Dresdner, or Commerzbank. Yet the Big Four banks have a market share (measured on total assets) around 14 percent. The... View Details