Saving - Publications - Faculty & Research

17 Oct 2013
Research & Ideas

Reserve Bank Governor Discusses India’s Financial Opportunities

several major financial journals as well as two books, Saving Capitalism from the Capitalists and Fault Lines: How Hidden Cracks Still Threaten the World Economy. Indeed, India is in the midst of a financial losing streak, and industry... View Details

Keywords: by Carmen Nobel

17 Nov 2014
Lessons from the Classroom

Managing the Family Business: Are Optimists or Pessimists Better Leaders?

recovery, for instance, families save money and companies build war chests. When the news is bad and likely to get worse, a pessimist is your best ally because pessimists thrive on fixing errors. To get the most out of the pessimist in... View Details

02 Feb 2012
Op-Ed

Once a Castle, Home is Now a Debtors’ Prison

advantage of this maneuver is real: strategic defaulters save money. Sometimes they can rent a comparable home. But they risk a lower credit rating, which could bar them from buying another home for up to seven years. Understandably, most... View Details

Keywords: by Nicolas P. Retsinas; Financial Services; Construction; Real Estate

15 Mar 2021
Office Hours

Readers Ask: What's the Next 'Big Thing' in Finance?

[technologies]. Keep your eye on how every firm, from Nordstrom to Intel, integrates these into their processes. Keep your ear to the ground and your eyes open on fintech, and that’ll give you a good direction on the future of finance. Question: Is it a good idea to... View Details

Keywords: by Kristen Senz; Financial Services

02 Feb 2015
Research & Ideas

Disruptors Sell What Customers Want and Let Competitors Sell What They Don’t

habits as well, such as a growing preference for sharing items rather than owning them, and encouraging "showrooming" where shoppers visit stores only to test products—then buy them more cheaply online. The user benefits from lower cost, lower effort, or View Details

Keywords: by Michael Blanding

04 Jul 2005
Research & Ideas

Should You Outsource Your Marketing?

outsource most of their marketing activities. The benefits to business include cost savings and improved quality. Additionally, many firms lack "left-brain" analytical skills in-house, even though those skills are becoming more... View Details

Keywords: by Poping Lin

08 Oct 2021
Research & Ideas

How Newspaper Closures Open the Door to Corporate Crime

reputational costs. Saving local newspapers isn’t Heese’s specialty, but he points to a recent trend of hedge funds buying up distressed local media outlets as having the potential to stabilize the market and resurrect local news. And... View Details

Keywords: by Avery Forman

15 Jul 2015
Research & Ideas

Amazon Prime Day: The Logic Behind a Retailer’s Made-up Holiday

forgotten, current Prime subscribers will benefit from large savings on big ticket items. But the company may have other motives in mind, as well, such as fending off up-and-coming online retail competition. Many other companies (Walmart... View Details

Keywords: Re: Sunil Gupta; Retail

16 Dec 2002
Lessons from the Classroom

Marrying Distance and Classroom Education

Traditionally, businesses thought about doing distance learning because it saved money or provided logistics benefits. But your suggestion is that it can be a better way of doing things if you really think it through and set it up right.... View Details

Keywords: by Sean Silverthorne

24 Mar 2022
Research & Ideas

Why Cutting Jobless Aid Isn't the Answer to Worker Shortages

role that savings may play in a person’s decision to return to work, for instance. “It raises the question: What are the other things that are holding people back from employment?” Kluender says. “We're working on a number of things... View Details

Keywords: by Rachel Layne

10 Nov 2020
Sharpening Your Skills

Research News and Tips: Innovating Across Time Zones

Here’s one thing they learned: “Office pairs that lose one or two shared business hours due to [Daylight Savings Time] reduce their total communication volumes by 9.2 percent on average from baseline levels, an effect driven by decreases... View Details

Keywords: by Sean Silverthorne

27 Nov 2017
Research & Ideas

Beware the Lasting Impression of a 'Temporary' Selfie

viewing: 29 percent on Snapchat, 22 percent on Facebook, and a whopping 58 percent on Instagram. Plus, it’s important to note that some supposedly disappearing photos can be saved by the recipient using screen-capture software.... View Details

Keywords: by Rachel Layne

13 May 2014
Op-Ed

The Alibaba Effect

if today's 40 percent personal savings rate is to be reduced, thereby unleashing cash to fuel new growth in consumer spending. Creating this domestic safety net will be crucial to enabling Alibaba to grow even faster. But don't look for... View Details

Keywords: by Bill Kirby & Warren McFarlan; Retail

10 Oct 2005
Research & Ideas

Corporate Responsibility and the Environment: What is the Right Thing To Do?

improvements such as worker protection might be costly to implement, but could save the company money down the line. How should companies think about profit-sacrifice? A: One of the key issues raised in the book, and in the colloquium... View Details

Keywords: by Manda Salls

17 Feb 2003
Research & Ideas

Building Communities as Well as Companies

relationships with people well before I had launched my business. Start planning early. Save money. And go back to your community." Feeling profitable, McMillan said, is not only about economics—it's about earning respect from... View Details

Keywords: by Julia Hanna

06 Dec 2016
First Look

December 6, 2016

value-based reimbursement models, however, such as bundled payments, accountable care organizations, and shared savings plans, provide powerful incentives for physicians to regain control over the quantity and quality of time they spend... View Details

Keywords: Sean Silverthorne

09 Feb 2018
Research & Ideas

Big Hits: The Best of the 2018 Super Bowl Ads

audience’s attention and empathy, but that failed to offer a compelling reason to believe in and purchase the product. A notable exception was an ad for E-Trade that deftly used many Americans’ post-Great Recession concerns about the safety of their retirement View Details

Keywords: Re: Multiple Faculty; Telecommunications

03 Aug 2016
Research & Ideas

Ominous Background Music Is Bad for Sharks

sharks can affect efforts to save them. “Negative public opinion and fear of sharks continues to hinder conservation efforts,” says Elizabeth Keenan, an assistant professor in the Marketing unit of Harvard Business School, and a co-author... View Details

Keywords: by Carmen Nobel; Media & Broadcasting

23 Jul 2024
Research & Ideas

Forgiving Medical Debt Won't Make Everyone Happier

and clothing, with almost half draining their savings to pay the bills, according to a Kaiser Family Foundation survey. Medical debt tends to be a more pervasive problem among those earning less than $40,000 per year and among Black and... View Details

Keywords: by Rachel Layne; Health

24 Sep 2014
Op-Ed

Tackling Climate Change Will Cost Less Than We Think

standards in the design and construction of new buildings increased construction costs by less than 1 percent while reducing energy costs by between 5 and 30 percent over the life of the building. Between 1990 and 2012 IBM reduced electricity consumption by 6.1 billion... View Details

Keywords: by Rebecca Henderson; Energy; Utilities

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