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  • All HBS Web  (224)
    • News  (45)
    • Research  (139)
    • Events  (1)
  • Faculty Publications  (36)

Show Results For

  • All HBS Web  (224)
    • News  (45)
    • Research  (139)
    • Events  (1)
  • Faculty Publications  (36)
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  • 02 Mar 2021
  • HBS Case

The Tulsa Massacre: Is Racial Justice Possible 100 Years Later?

and property damage to broader notions of racial justice. Some proponents of reparations argue that African Americans deserve compensation for slavery, Jim Crow laws, redlining practices that thwarted lending in Black neighborhoods, and... View Details
Keywords: by Michael Blanding
  • 28 May 2020
  • Research & Ideas

Coronavirus Could Create a 'Bankruptcy Pandemic'

capital structure, as permitted under the Bankruptcy Code. In general, this is how Chapter 11 gives new lenders the incentive to lend to a financially distressed business; even if the company ultimately fails and is liquidated, the senior... View Details
Keywords: by Dina Gerdeman; Financial Services; Banking
  • 19 Nov 2019
  • Op-Ed

Gender Bias Complaints against Apple Card Signal a Dark Side to Fintech

Hansson tweeted that after both he and his wife Jamie applied for the Apple Card with much of the same or shared financial information, he was astonished to receive a credit limit 20 times higher, despite his wife’s higher credit score.... View Details
Keywords: by Karen G. Mills; Financial Services
  • 21 Jul 2014
  • Research & Ideas

Is a Gap in Small-Business Credit Holding Back the American Economy?

patents per employee than larger firms, and employ more than 40 percent of high-tech workers in America. “Small business owners feel that despite being creditworthy today, banks remain either wary or entirely unwilling to lend to them.”... View Details
Keywords: by Karen Mills; Manufacturing
  • 05 Aug 2024
  • Research & Ideas

Watching for the Next Economic Downturn? Follow Corporate Debt

crisis of 1994 The Asian financial crises of 1996 and 1997 The Argentinian crisis of 2001 The Eurozone crisis of 2009 and 2010 The authors parsed the in-depth data by industry. They focus on lending to: Agriculture, manufacturing, retail,... View Details
Keywords: by Rachel Layne
  • 20 Sep 2011
  • First Look

First Look: September 20

associated with risky lending in the corporate loan market by examining the performance of individual loans held by CLOs. We employ two different datasets that identify loan holdings for a large set of CLOs and find that adverse selection... View Details
Keywords: Sean Silverthorne
  • 25 Aug 2009
  • First Look

First Look: August 25

physically and organizationally divided into autonomous operations. Many organizations—from airlines to hospitals to department stores—have since adopted the model, in the form of focused units that share people, equipment, and other... View Details
Keywords: Martha Lagace
  • 07 Sep 2011
  • First Look

First Look: Sept. 7

virtually all of them shared a deep concern for the sustainability of the market system, but their beliefs about how to respond varied widely. Some said that changing their behavior would be unnecessary or even inappropriate. Others were... View Details
Keywords: Sean Silverthorne
  • 20 Nov 2007
  • First Look

First Look: November 20, 2007

ownership patterns across different towns, allowing credible identification of the effects of bank ownership on financial development, lending rates, and the quality of intermediation, as well as employment and investment. Credit markets... View Details
Keywords: Martha Lagace
  • 31 May 2023
  • Research & Ideas

With Predictive Analytics, Companies Can Tap the Ultimate Opportunity: Customers’ Routines

from streaming video to online retailing might profit from using the model because detailed data can be closely tracked and parsed to detect routines,” Ascarza says. More services and products than ever are now sold online. That means the method View Details
Keywords: by Rachel Layne; Transportation
  • 18 Dec 2007
  • First Look

First Look: December 18, 2007

increases repayment rates, as borrowers anticipate that a good credit record improves their access to credit. This incentive effect of information sharing is substantial when repayment is not third party enforceable and View Details
Keywords: Martha Lagace
  • 17 Nov 2009
  • First Look

First Look: Nov. 17

only 14% in the last quarter of 2008 but contracted nearly as much as new lending for restructuring (LBOs, M&A, share repurchases) relative to the peak of the credit boom. After the failure of Lehman... View Details
Keywords: Martha Lagace
  • 24 Sep 2020
  • Research & Ideas

Financial Meltdowns Are More Predictable Than We Thought

preceded almost two-thirds of the crises that the group studied. [div class=infogram-embed data-id=_/osdbisc0IhavYSXnpdhr][/div] Hanson says that understanding the R-zone could help policymakers take steps to cool down financial markets that are overheating, such as... View Details
Keywords: by Danielle Kost; Financial Services
  • 24 Jul 2012
  • First Look

First Look: July 24

an Experiment with Commercial Bank Loan Officers Authors:Shawn Cole, Martin Kanz, and Leora Klapper Abstract This paper uses a series of experiments with commercial bank loan officers to test the effect of performance incentives on risk-assessment and View Details
Keywords: Sean Silverthorne
  • 11 Jun 2014
  • Research & Ideas

In the Future of Sports Investing, Media Is the Best Bet

investments by sharing in the profits generated by broadcasting rights and advertising revenues. The founders initially placed a $100 million fundraising target on the fund, which will invest in young growth-stage companies. Causeway has... View Details
Keywords: by Carmen Nobel; Sports; Financial Services
  • 22 Oct 2012
  • Research & Ideas

Not Your Father’s State-Run Capitalism

enterprises” Never mind whether this was ever truly so black and white—Western countries certainly had their share of state-owned businesses back in the 1970s—but what is clear is that times have changed. Liberalization of markets in many... View Details
Keywords: by Michael Blanding
  • 16 Oct 2007
  • First Look

First Look: October 16, 2007

http://www.hbsp.harvard.edu/b01/en/common/item_detail.jhtml?id=808025   PublicationsRelated Lending and Economic Performance: Evidence from Mexico Authors:Noel Maurer and Stephen Haber Publication:Journal of Economic History 67, no. 3... View Details
Keywords: Sean Silverthorne
  • 29 May 2008
  • Research & Ideas

Global Change in the Built Environment

leadership of the real estate industry around the world. I also was able to share what we are trying to teach in our real estate MBA curriculum and get feedback on what we now teach or might teach in the future. Several alumni proposed... View Details
Keywords: by Arthur Segel; Construction; Real Estate
  • 23 Jan 2008
  • Op-Ed

A House Divided: Investment or Shelter?

country, they yearned for shelter, a sanctuary in a new land. That shelter could be a tenement, a farmstead, a ramshackle cottage. For families, home had a connotation of safety and stability. Banks did not lend with 30-year amortizing... View Details
Keywords: by Nicolas P. Retsinas; Banking; Construction; Real Estate
  • 04 Apr 2017
  • First Look

First Look at New Research, April 4

to a disproportionate rise in innovations where information on future prospects is revealed quickly and cheaply and has reduced the relative share of innovation in complex technologies where initial experiments cost more and reveal less.... View Details
Keywords: Sean Silverthorne
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