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  • All HBS Web  (1,736)
    • People  (2)
    • News  (377)
    • Research  (1,099)
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  • Faculty Publications  (791)
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  • May 2019 (Revised May 2020)
  • Case

fidentiaX: The Tradable Insurance Marketplace on Blockchain

By: Alexander Braun, Lauren H. Cohen and Jiahua Xu
Three years ago, Alvin Ang and his partner founded fidentiaX in Singapore, with the ambition to create the world’s first marketplace for tradable insurance policies on blockchain. With a 26-page white paper, the start-up closed a successful fundraising round through an... View Details
Keywords: Blockchain; Insurance; Corporate Entrepreneurship; Technology Adoption; Business Strategy; Insurance Industry; Insurance Industry; Singapore
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Braun, Alexander, Lauren H. Cohen, and Jiahua Xu. "fidentiaX: The Tradable Insurance Marketplace on Blockchain." Harvard Business School Case 219-116, May 2019. (Revised May 2020.)
  • May 1987 (Revised January 1988)
  • Case

Crown Life Insurance Co.

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Mead, Melissa J. "Crown Life Insurance Co." Harvard Business School Case 187-181, May 1987. (Revised January 1988.)
  • November 1987
  • Case

Fidelity Security Insurance Co.

By: David F. Hawkins
Keywords: Insurance Industry
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Hawkins, David F. "Fidelity Security Insurance Co." Harvard Business School Case 187-078, November 1987.
  • June 2023
  • Teaching Note

From Cradle to Heaven: Taikang Insurance Group

By: William C. Kirby and Noah B. Truwit
Teaching Note for HBS Case No. 320-088. The case explores the rise of Taikang Insurance Group and its quest to be a leader of one of China's fastest-growing industries. Due to China's underdeveloped social welfare state, Taikang saw an opportunity for the private... View Details
Keywords: Health Care and Treatment; Government and Politics; Health Industry; China
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Kirby, William C., and Noah B. Truwit. "From Cradle to Heaven: Taikang Insurance Group." Harvard Business School Teaching Note 323-126, June 2023.
  • 20 Apr 2017
  • Cold Call Podcast

Making Health Insurance That Consumers Actually Like

Keywords: Re: Regina E. Herzlinger; Insurance; Insurance
  • 2024
  • Working Paper

When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets

By: Ishita Sen, Pari Sastry and Ana-Maria Tenekedjieva
This paper studies how homeowners insurance markets respond to growing climate losses and how this impacts mortgage market dynamics. Using Florida as a case study, we show that traditional insurers are exiting high risk areas, and new lower quality insurers are... View Details
Keywords: Insurance; Natural Disasters; Governing Rules, Regulations, and Reforms; Insurance Industry; Florida
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Sen, Ishita, Pari Sastry, and Ana-Maria Tenekedjieva. "When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets." Harvard Business School Working Paper, No. 24-051, February 2024. (Revise & Resubmit, Quarterly Journal of Economics.)
  • June 2024
  • Supplement

Zurich Insurance (ZI) (A-C)

By: Ramon Casadesus-Masanell and Claudio Feser
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Casadesus-Masanell, Ramon, and Claudio Feser. "Zurich Insurance (ZI) (A-C)." Harvard Business School PowerPoint Supplement 724-449, June 2024.
  • 1986
  • Other Unpublished Work

Constant Proportion Portfolio Insurance

By: André Perold
Keywords: Investment Portfolio; Strategy
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Perold, André. "Constant Proportion Portfolio Insurance." August 1986.
  • December 1993 (Revised December 1994)
  • Case

Patriot National Insurance Company

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Hammond, John S., and Marjorie Corman Aaron. "Patriot National Insurance Company." Harvard Business School Case 394-096, December 1993. (Revised December 1994.)
  • January 2012
  • Case

Taikang Insurance: Standing Out In China's Crowded Insurance Market

By: William C. Kirby and Tracy Yuen Manty
As a joint-stock insurance company in China, with both state-owned enterprises and foreign firms as investors, Taikang Insurance was becoming a force in the industry. It not only competed with well-entrenched state-owned rivals, but it was also seen as an... View Details
Keywords: Insurance; Industry Structures; Insurance Industry; China
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Kirby, William C., and Tracy Yuen Manty. "Taikang Insurance: Standing Out In China's Crowded Insurance Market." Harvard Business School Case 312-109, January 2012.
  • January 2024
  • Case

Net Zero Insurance Alliance: An Alliance in Crisis

By: Peter Tufano and Karina Val
The Net Zero Insurance Alliance (NZIA), a UN-convened alliance of major global insurers, was formed in 2021, but by 2023 had lost over 60% of its members. While NZIA had enjoyed a rapid and productive start by setting standards for the industry and sharing best... View Details
Keywords: Climate Change; Insurance; Standards; Alliances; Business and Government Relations; Cooperation; Insurance Industry
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Tufano, Peter, and Karina Val. "Net Zero Insurance Alliance: An Alliance in Crisis." Harvard Business School Case 324-063, January 2024.
  • December 2021 (Revised February 2023)
  • Teaching Note

Value-Based Insurance Design at Onex

By: Joshua Schwartzstein, Amitabh Chandra and Amram Migdal
Teaching Note for HBS Case No. 921-023. View Details
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Schwartzstein, Joshua, Amitabh Chandra, and Amram Migdal. "Value-Based Insurance Design at Onex." Harvard Business School Teaching Note 922-030, December 2021. (Revised February 2023.)
  • 2010
  • Working Paper

The Insurance Industry in Brazil: A Long-term View

By: Marcelo de Paiva Abreu and Felipe Tamega Fernandes
This paper surveys the formation and development of insurance business in Brazil. It describes its origins, from the colonial times and imperial era to recent events. Particular attention is given to regulatory changes, showing how they evolved in response to... View Details
Keywords: History; Insurance; Insurance Industry; Brazil
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Abreu, Marcelo de Paiva, and Felipe Tamega Fernandes. "The Insurance Industry in Brazil: A Long-term View." Harvard Business School Working Paper, No. 10-109, June 2010.
  • July 1987
  • Case

Prudential Insurance Co. of America--1985

By: Andre F. Perold
Keywords: Insurance Industry; United States
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Perold, Andre F. "Prudential Insurance Co. of America--1985." Harvard Business School Case 288-007, July 1987.
  • March 1987 (Revised January 1988)
  • Case

Paul Revere Insurance Co. (B)

Describes a program of value-analysis workshops undertaken by this company as part of its massive effort to regain the number one position in its industry. The value-analysis workshops are the second half of the company's two-part Quality Has Value process. The focus... View Details
Keywords: Quality; Valuation; Competitive Strategy; Insurance Industry; United States
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Hart, Christopher. "Paul Revere Insurance Co. (B)." Harvard Business School Case 687-033, March 1987. (Revised January 1988.)
  • February 2016
  • Article

Labor Unemployment Insurance and Earnings Management

By: Yiwei Dou, Mozaffar N. Khan and Youli Zou
There is relatively little prior evidence on the potential impact of rank and file employees on financial reporting choices outside union negotiations. We contribute to the literature by providing new evidence that firms appear to manage long-run earnings upward in... View Details
Keywords: Earnings Management; Employment; Insurance; Financial Reporting
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Dou, Yiwei, Mozaffar N. Khan, and Youli Zou. "Labor Unemployment Insurance and Earnings Management." Journal of Accounting & Economics 61, no. 1 (February 2016): 166–184.
  • February 1994 (Revised September 1995)
  • Case

Leland O'Brien Rubinstein Associates, Inc.: Portfolio Insurance

By: Peter Tufano
Leland O'Brien Rubinstein Associates, a small financial advisory firm founded in 1980, has created a successful business by selling a product commonly known as portfolio insurance. Portfolio insurance is a trading strategy that institutional investors use to establish... View Details
Keywords: Investment Portfolio; Insurance; Product; Financial Services Industry
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Tufano, Peter, and Barbara Kyrillos. "Leland O'Brien Rubinstein Associates, Inc.: Portfolio Insurance." Harvard Business School Case 294-061, February 1994. (Revised September 1995.)
  • August 1973
  • Case

Northwestern Mutual Life Insurance Co. (B)

By: Stephen A. Greyser
Keywords: Insurance; Insurance Industry
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Greyser, Stephen A. "Northwestern Mutual Life Insurance Co. (B)." Harvard Business School Case 574-021, August 1973.
  • Article

Theory of Constant Proportion Portfolio Insurance

By: André Perold and Fischer Black
Keywords: Theory; Insurance; Investment
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Perold, André, and Fischer Black. "Theory of Constant Proportion Portfolio Insurance." Journal of Economic Dynamics & Control 16, nos. 3-4 (July–October 1992): 403–426.
  • August 2019 (Revised March 2022)
  • Case

Lemonade: Disrupting Insurance with Instant Everything, Killer Prices, and a Big Heart

By: Elie Ofek and Danielle Golan
Launching its first products in the fall of 2016 in New York, insurtech startup Lemonade was on a mission to disrupt the insurance market by using AI and behavioral economics principles. The company offered renters, homeowners, and condo insurance and mainly targeted... View Details
Keywords: AI; Business Startups; Insurance; Technological Innovation; Business Model; Disruption; Brands and Branding; Growth and Development Strategy; Global Strategy; Decision Making; Insurance Industry; Insurance Industry
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Ofek, Elie, and Danielle Golan. "Lemonade: Disrupting Insurance with Instant Everything, Killer Prices, and a Big Heart." Harvard Business School Case 520-020, August 2019. (Revised March 2022.)
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