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- Faculty Publications (35)
Show Results For
- All HBS Web (106)
- Faculty Publications (35)
- 23 Jan 2018
- First Look
First Look at New Research and Ideas, January 23, 2018
collateral consequences of idle time; when workers expect idle time following a task, their work pace declines and their task completion time increases. This decline reverses the well-documented deadline effect, producing a dead-time... View Details
Keywords: Sean Silverthorne
- 06 Dec 2011
- Op-Ed
Greater Fiscal Integration Best Solution for Euro Crisis
increase in borrowing cost, paralleling that of their respective sovereigns, while their collateral is decreasing in value. Since the amount of leverage in the system is still high, equity valuations and capital ratios are squeezed. The... View Details
Keywords: by Dante Roscini
- 04 Aug 2014
- Op-Ed
Why Small-Business Lending Is Not Recovering
years during the crisis and subsequent recovery. In addition, collateral owned by small businesses lost value during the financial crisis, potentially making small business borrowers less creditworthy today—in fact, small business credit... View Details
- 01 Feb 2002
- News
Web Exclusive: Behind the Scenes with Karen Tumulty
than two weeks old.) Just Show Business 10/28/01 A make-believe bill to save the economy Wartime Recession? 9/23/01 War on terror gives no boost Bush in the Crucible 9/16/01 Is crisis making Bush a leader? The New Kennedys 8/5/01 (Cover story) A third generation takes... View Details
- 01 Mar 2017
- News
In My Humble Opinion: Arunma Oteh (MBA 1990)
communities: “In one instance, I met a couple who, for the first time, owned the title to their newly rebuilt home. As a result, they had enough collateral to start a small business. That is the real change that makes what I do so... View Details
Keywords: Julia Hanna
- 01 Sep 2015
- News
Case Study: Golden Ticket
collateral business. For long-term strategy, the company is weighing two options. One, invest in expanding their client base and extending it beyond the sports market, targeting all kinds of community events like fairs and festivals. The... View Details
- 01 Dec 2008
- News
What Went Wrong?
myself straining to understand not just what was happening but the strange vocabulary used to describe it. I’d never heard of a subprime mortgage. Likewise securitization in all its exotic flavors: collateralized debt obligations,... View Details
- 12 Sep 2007
- Op-Ed
Building Sandcastles: The Subprime Adventure
subprime market, that "somebody else" was the lender. If a borrower defaulted, the bank recouped its investment by foreclosing on the home. The house represented collateral that, ideally, would reimburse the lender. Thanks to... View Details
- 01 Jun 1997
- News
A Better Way to Go on Strike
deprived them of their bargaining power, at least into April when the presidential order expired. There is, however, a better way - one that would permit the contending parties to fight it out while limiting the costs to themselves and avoiding much View Details
- 17 Nov 2022
- News
Blockchain for Good
cash, which is held by a regulated third party in a segregated account. “Holding 100 percent liquid collateral for our stablecoins eliminates any risk of a bank run, which is something no other provider can claim,” she notes. As the... View Details
Keywords: Ralph Ranalli
- 13 Oct 2010
- First Look
First Look: October 13, 2010
and Collateralized Lending Authors:Jakub W. Jurek and Erik Stafford Abstract This paper develops a parsimonious static model for characterizing financing terms in collateralized lending markets. We... View Details
Keywords: Sean Silverthorne
- Web
Buy Now, Pay Later: The Secondary Credit Market
media in addition to founding semi-philanthropic financial institutions that offered loans at favorable rates. 27 Inspired by Europe’s monti di pietà, charitable pawnshops that offered collateral loans at below-market rates, New York’s... View Details
- 06 Oct 2015
- First Look
October 6, 2015
impact on entrepreneurship, using individual- and firm-level micro data from Denmark. The reform allowed entrepreneurs to bypass the project screening function of banks, by instead relying on the value of housing collateral to access... View Details
Keywords: Sean Silverthorne
- 05 Aug 2024
- Research & Ideas
Watching for the Next Economic Downturn? Follow Corporate Debt
says. “Once the bank balance sheet is handicapped, all kinds of other consequences come out. For one, for example, banks are less likely to lend.” Not all countries and sectors relied as heavily on land and buildings to secure debt. Using a measure of real estate View Details
Keywords: by Rachel Layne
- 03 Dec 2008
- What Do You Think?
Can Housing and Credit be “Nudged” Back to Health?
creating "a modern version of alchemy," turning packages of poorly-rated mortgages into triple-A-rated collateral debt obligations, complete with supposed insurance against risk. The problem was that even financial experts... View Details
Keywords: by Jim Heskett
- 28 Aug 2014
- Op-Ed
Government Can Do More to Unfreeze Small Business Credit
was funded with $1.5 billion from SBJA to support state and local programs that provide lending to small businesses and small manufacturers. To date the SSBCI has funded more than 150 programs, including collateral support programs,... View Details
- 09 Apr 2014
- Research & Ideas
A Playbook for Small-Business Job Creation
real estate) used for collateral of would-be small business borrowers," Mills says. "The bankers say they can't find creditworthy borrowers and the borrowers talk about having to go to bank after bank before they find one that... View Details
- 04 Apr 2007
- Research & Ideas
The Business of Global Poverty
Bank he founded in Bangladesh more than two decades ago. With interest rates ranging from zero to 20 percent, Grameen's average loan (no collateral required) is $200. Its repayment rate is about 98 percent. Some 7 million poor people,... View Details
Keywords: by Garry Emmons
- 20 Jan 2009
- Research & Ideas
Risky Business with Structured Finance
In the wake of the financial crisis, many once-esoteric investment terms have become a familiar part of our vocabulary. The role of structured finance securities such as collateralized debt obligations (CDOs), for example, and the part... View Details
- 24 Dec 2013
- First Look
First Look: December 24
incentives of collateralized loan obligations (CLOs). Purchase this case: http://hbr.org/product/note-on-the-leveraged-loan-market/an/214047-PDF-ENG Harvard Business School Case 214-035 Oaktree and the Restructuring of CIT Group (A) CIT's... View Details
Keywords: Carmen Nobel