Savings - Publications - Faculty & Research

08 Jan 2018
Research & Ideas

The Startling Percentage of Financial Advisors with Misconduct Records

consumers are saved unnecessarily high fees. Opponents argue the rule would create an uneven playing field between products and raise fees. Related Reading: Are Stockbrokers Illegally Leaking Confidential Information to Favored Clients?... View Details

Keywords: by Michael Blanding; Financial Services

24 May 2004
Research & Ideas

The Watsons: IBM’s Troubled Legacy

pavilions and exhibits clustered around the "Court of Peace" on the fairgrounds. Every major country was represented save Germany. New York's mayor, Fiorello H. La Guardia, had suggested in 1937 that a "Chamber of... View Details

Keywords: by Richard S. Tedlow

06 Apr 2016
Research & Ideas

Should Entrepreneurs Pitch Products or Ideas for Products?

more complete idea signals to the buyer that the writer/inventor is confident enough to make a real investment in the idea before trying to sell it. This is especially important for relatively inexperienced sellers, helping them break through the access barrier to the... View Details

Keywords: by Carmen Nobel; Motion Pictures & Video; Entertainment & Recreation; Banking

13 Jul 2009
Research & Ideas

Diagnosing the Public Health Care Alternative

from real reform of the health care delivery system. The "cost savings" a public plan might achieve through volume discounts due to its scale are one-time savings and not true ongoing outcome or efficiency improvements. Instead, costs are... View Details

Keywords: by Staff; Health

05 Feb 2001
Research & Ideas

The Ten Deadly Mistakes of Wanna-Dots

"yawner app." (That will save time and money. And that way, you can cross the Internet off your to-do list quickly.) To build the site, choose the vendors that are the most dismissive of your traditional business (they think... View Details

Keywords: by Rosabeth Moss Kanter

09 Sep 2013
Lessons from the Classroom

Teaching Climate Change to Skeptics

presentation with a list of legislative principles or actions for the committee to consider. Cases In Point In addition to risk assessment, addressing climate change can be good for business in that it can help build a strong brand, reduce negative publicity, and... View Details

Keywords: by Carmen Nobel

07 Sep 2019
Op-Ed

Even for Non-Believers, These Are the Next Steps on Climate Change

More Than 900 Examples of How Climate Change Affects Business The Business of Saving the Planet What do you think are the next steps to prepare for the risk of climate change? Share your insights below. View Details

Keywords: by John Macomber

17 Apr 2017
HBS Case

This Turkish Debt Collector Is Customer-friendly

turn-around artist who had saved many companies from financial distress, Guvenal started by learning as much as he could about Turkasset’s debtors. He and his team discovered many of them were small-business owners suffering from poor... View Details

Keywords: by Michael Blanding; Financial Services

24 Sep 2012
Research & Ideas

Why Do We Tax?

when wealth and incomes are increasingly concentrated among very few, it is unfair to let the richest pay so little. Republicans, to put it mildly, disagree. They argue that taxing those with large capital incomes is discriminating against people who chose to View Details

Keywords: by Martha Lagace; Legal Services

06 May 2002
Research & Ideas

A Toolkit for Customer Innovation

debugged. These save customers from having to reinvent the wheel. Instead, people can focus their efforts on the truly novel elements of their design. Fourth, tool kits must contain information about the capabilities and limitations of... View Details

Keywords: by Stefan Thomke & Eric Von Hippel

October 2002 (Revised December 2003)
Case

eShip-4U

By: Roy D. Shapiro and Timothy M. Laseter

eShip is a small Israeli start-up with a potentially exciting new concept for the residential package-delivery value chain--the Automatic Delivery Machine (ADM). Much like today's ubiquitous ATMs, ADMs would allow consumers to have parcels delivered to a nearby ADM... View Details

Keywords: Business Startups; Business Model; Service Operations; Logistics; Corporate Strategy; Information Technology; Competitive Strategy; Value Creation; Saving; Innovation and Invention; Transportation Industry; Service Industry; Shipping Industry; Israel; United States

Citation

Educators

Purchase

24 Jul 2019
Lessons from the Classroom

Can These Business Students Motivate Londoners to Do the Right Thing?

much. In this interpretation, it shouldn’t really matter whether the default is for employees to be automatically enrolled or not; in both cases, employees would think about their options and make a wise decision. After all, retirement View Details

Keywords: by Dina Gerdeman

09 Apr 2008
Research & Ideas

The Matchmaker of the Modern Economy

savings market, but they were reluctant to invest in risky new ventures. Custom and prudence dictated that the trustees of these firms confined their investments to high-grade bonds or blue-chip securities. [ARD's acting president Ralph]... View Details

Keywords: by Spencer E. Ante

22 Jan 2014
Research & Ideas

High-Tech Immigrant Workers Don’t Cost US Jobs

that companies are saving money by underpaying their immigrant workers substantially. Although Kerr agrees that many immigrants are underpaid when compared to native workers, he notes that many studies find the average difference in pay... View Details

Keywords: by Dina Gerdeman; Computer; Financial Services

03 Mar 2014
HBS Case

Decommoditizing the Canned Tomato

created polpa: cans of peeled, finely chopped tomatoes meant to save time without sacrificing flavor. The product was wildly popular with the restaurants that made up the bulk of Mutti customers at the time. Can a canned tomato command a... View Details

Keywords: by Maggie Starvish; Agriculture & Agribusiness; Food & Beverage; Retail

27 Apr 2009
Research & Ideas

Building Businesses in Turbulent Times

more, inflation-adjusted wages stalled for many, even as consumer spending increased. Where did the money for all this spending come from? Companies borrowed, governments borrowed, and families borrowed. Savings rates approached zero.... View Details

Keywords: by Staff

15 Jul 2002
Research & Ideas

Going Green Makes Good Business Sense

would need to reveal not only the flaws in your current system but also instigate active, ongoing learning and improvement around the company. A fourth option, distinguished from the strategies above because they all involve expected value—making money rather than... View Details

Keywords: by Martha Lagace

07 Apr 2014
Research & Ideas

Excerpt: ‘The Art of Negotiation’

like virtual slavery. It could be for the next sixteen years of your life, and I've never seen a contract like this one.'" It was a risky move, but Malone got the point and was saved from signing a deal that would have cost him tens of... View Details

Keywords: Re: Michael A. Wheeler

08 Apr 2014
First Look

First Look: April 8

correlated with growth only if net public debt is financed by another sovereign, iii) net public debt financed by private creditors is positively correlated with growth, iv) public savings are strongly positively correlated with growth,... View Details

Keywords: Sean Silverthorne

31 May 2016
First Look

May 31, 2016

https://www.hbs.edu/faculty/Pages/item.aspx?num=50189 Saving More in Groups: Field Experimental Evidence from Chile By: Kast, Felipe, Stephan Meier, and Dina Pomeranz Abstract—We test the impact of a peer group View Details