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- All HBS Web
(2,155)
- People (4)
- News (779)
- Research (1,019)
- Events (6)
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- 2012
- Article
The Excess Burden of Government Indecision
By: Francisco J. Gomes, Laurence J. Kotlikoff and Luis M. Viceira
Governments are known for procrastinating when it comes to resolving painful policy problems. Whatever the political motives for waiting to decide, procrastination distorts economic decisions relative to what would arise with early policy resolution. In so doing, it... View Details
Keywords: Saving; Risk and Uncertainty; Investment Portfolio; Decision Choices and Conditions; Retirement; Policy; Government and Politics
Gomes, Francisco J., Laurence J. Kotlikoff, and Luis M. Viceira. "The Excess Burden of Government Indecision." Tax Policy and the Economy 26 (2012): 125–163.
- 03 Feb 2003
- Research & Ideas
Web Services
show savings of 20 to 30 percent of the cost of traditional solutions—that's what sells in today's environment." The Web Services panel discussion was held during the Cyberposium 2003 conference on January 18. View Details
- 13 Jul 2011
- Research & Ideas
Experimental Researcher Helps Improve Health Care in Zambia
interest in global health to the realization that an estimated 13 million people die each year for lack of low-cost products that could save their lives. Over the past seven years, she has conducted research projects in Zambia aimed at... View Details
- 05 Apr 2011
- First Look
First Look: April 5
over three days, resulting in the deaths of 34 people and 28 people injured. However, the Taj received praise in the aftermath of the attacks for the selfless actions of the staff in placing the safety of the hotel's guests before their own and working to View Details
Keywords: Sean Silverthorne
- 19 Aug 2015
- Research & Ideas
Codeacademy’s Delicate Work of Adding Monetization Without Crushing Mission
help families save money for college. That experience convinced me of the power of for-profit, mission-driven companies as a force for change. Because they are for-profit, they can attract amazing talent and command huge resources.... View Details
- 12 Sep 2007
- Op-Ed
Building Sandcastles: The Subprime Adventure
blurred vision of the credit rating agencies. Lenders are requiring better credit and more documentation. Brokers are facing governmental regulations. Borrowers must once again save for a down payment. This political season, candidates... View Details
- 06 Jan 2003
- Research & Ideas
Why Expensing Options Doesn’t Solve the Problem
granted. In sharp contrast, investors in Enron could not judge the value—on the basis of the information they were given—of the contingent liabilities that Enron had incurred either for itself or for its complex SPEs. But even much fuller disclosure would not have... View Details
Keywords: by William Sahlman
- 11 Feb 2002
- Research & Ideas
Secrets of the Successful Businesswoman
change; be resilient; and make every decision based on whether or not it's good for the business." If you take the extra time to staff the best people rather than operate in the interests of expediency, you'll save yourself trouble... View Details
Keywords: by Martha Lagace
- 16 Oct 2012
- First Look
First Look: October 16
Pressure as a Savings Commitment Device Authors:Felipe Kast, Stephan Meier, and Dina Pomeranz Abstract We test the effectiveness of self-help peer groups as a commitment device for precautionary savings, through two randomized field... View Details
Keywords: Sean Silverthorne
- 19 Jun 2012
- First Look
First Look: June 19
Lauder Companies with global packaging as a key responsibility, Caracappa had to assess a recent proposal he had received from a small French company that had patented a packaging innovation. The innovation could save the Estée Lauder... View Details
Keywords: Sean Silverthorne
- 10 Jan 2005
- What Do You Think?
Public Pension Reform: Does Mexico Have the Answer?
in my retirement, or 2) It is money I put in now to pay people who are already retired. I prefer the first view ... ." There was support for forced savings programs. Bill Bittner said, "[Without one] I am afraid a large portion... View Details
- 03 Mar 2008
- Research & Ideas
Marketing Your Way Through a Recession
where growth prospects are strong, companies are in a battle for market share and, in some cases, survival. Knowing your cost structure can ensure that any cuts or consolidation initiatives will save the most money with minimum customer... View Details
Keywords: by John Quelch
- 03 Jan 2017
- Research & Ideas
5 New Year's Resolutions You Can Keep (With the Help of Behavioral Science Research)
suggest that the mere provision of information on peer health behaviors can have perverse effects on one's health behavior." To learn more, see Converging to the Lowest Common Denominator in Physical Health by Leslie John and Michael Norton. If you have resolved to... View Details
Keywords: by Carmen Nobel
- 27 Sep 2024
- Research & Ideas
Charting 'Cheapflation': How Budget Brands Got So Pricey
Surging inflation drove many consumers to cheaper brands or lower-quality products, but new data suggests that switching might not have saved them as much as they might have expected. During the most recent period of high inflation,... View Details
Keywords: by Ana Elena Azpúrua
- 07 Mar 2018
- Research & Ideas
Electronic Health Records Were Supposed to Cut Medical Costs. They Haven't.
Despite the promise that electronic health records would cut billing costs, savings have yet to materialize, according to a major new study by researchers at Harvard Business School and Duke University. “The theory was that part of... View Details
- 04 Sep 2001
- Research & Ideas
Five Questions for Max Bazerman
good for our side must be bad for them," and vice versa. This mindset calls off the search for wise tradeoffs that would benefit both sides. Although it has saved many at-risk species, the 1973 Endangered Species Act (ESA) has... View Details
Keywords: Re: Max H. Bazerman
- 26 Oct 2010
- First Look
First Look: October 26, 2010
at the end of the course being leaders and effectively exercising leadership as their natural self-expression. Download the paper: http://ssrn.com/abstract=1640302 Making Savers Winners: An Overview of Prize-Linked Savings Products... View Details
Keywords: Sean Silverthorne
- 25 Mar 2001
- Research & Ideas
Who Wants to Be an Entrepreneur? [Part II]
1999 by chairman and CEO Michael Bronner, had all the scale anyone could ask for: to create a national customer-loyalty program (like airlines' frequent-traveler mileage points) which would pay consumers rebates on their shopping—not in free flights or discounts, but... View Details
Keywords: by John S. Rosenberg
- 24 Sep 2014
- Op-Ed
Tackling Climate Change Will Cost Less Than We Think
No one knows how much it will cost to keep the risks of significant climate disruption to a reasonable level. One commonly cited estimate puts the cost at roughly 1 percent of world GDP a year, or about $840 billion. This is a large number, but it seems smaller when... View Details
- 16 May 2011
- Research & Ideas
What Loyalty? High-End Customers are First to Flee
advisable or even necessary to invest in a response. In other cases, you may as well save your money, according to the researchers. The study also concluded that even though high-end customers can be fickle, a company that sustains a... View Details
Keywords: by Julia Hanna