Saving - Publications - Faculty & Research

12 Sep 2007
Op-Ed

Building Sandcastles: The Subprime Adventure

blurred vision of the credit rating agencies. Lenders are requiring better credit and more documentation. Brokers are facing governmental regulations. Borrowers must once again save for a down payment. This political season, candidates... View Details

Keywords: by Nicolas P. Retsinas; Banking; Construction; Real Estate

06 Jan 2003
Research & Ideas

Why Expensing Options Doesn’t Solve the Problem

granted. In sharp contrast, investors in Enron could not judge the value—on the basis of the information they were given—of the contingent liabilities that Enron had incurred either for itself or for its complex SPEs. But even much fuller disclosure would not have... View Details

Keywords: by William Sahlman

11 Feb 2002
Research & Ideas

Secrets of the Successful Businesswoman

change; be resilient; and make every decision based on whether or not it's good for the business." If you take the extra time to staff the best people rather than operate in the interests of expediency, you'll save yourself trouble... View Details

Keywords: by Martha Lagace

19 Jun 2012
First Look

First Look: June 19

Lauder Companies with global packaging as a key responsibility, Caracappa had to assess a recent proposal he had received from a small French company that had patented a packaging innovation. The innovation could save the Estée Lauder... View Details

Keywords: Sean Silverthorne

07 Mar 2018
Research & Ideas

Electronic Health Records Were Supposed to Cut Medical Costs. They Haven't.

Despite the promise that electronic health records would cut billing costs, savings have yet to materialize, according to a major new study by researchers at Harvard Business School and Duke University. “The theory was that part of... View Details

Keywords: by Roberta Holland; Health

04 Sep 2001
Research & Ideas

Five Questions for Max Bazerman

good for our side must be bad for them," and vice versa. This mindset calls off the search for wise tradeoffs that would benefit both sides. Although it has saved many at-risk species, the 1973 Endangered Species Act (ESA) has... View Details

Keywords: Re: Max H. Bazerman

25 Mar 2001
Research & Ideas

Who Wants to Be an Entrepreneur? [Part II]

1999 by chairman and CEO Michael Bronner, had all the scale anyone could ask for: to create a national customer-loyalty program (like airlines' frequent-traveler mileage points) which would pay consumers rebates on their shopping—not in free flights or discounts, but... View Details

Keywords: by John S. Rosenberg

11 Sep 2019
Research & Ideas

Germany May Have the Answer for Reducing Drug Prices

on performance, a step toward what health economists call “value-based pricing.” “The implication for German health insurers—and indirectly, consumers—has been millions of euros in savings on drug spending, without any evidence so far of... View Details

Keywords: by Danielle Kost; Health

08 Sep 2011
What Do You Think?

What’s Apple’s Biggest Challenge: Replacing Steve or Wall Street?

because of its bulk, created a barrier between the barista and the customer; and offering new products ranging from new breakfast items to stuffed toys. In 2008, Schultz had to step back in to save the company. This raises the question of... View Details

Keywords: by James Heskett; Computer

08 Jan 2018
Research & Ideas

The Startling Percentage of Financial Advisors with Misconduct Records

consumers are saved unnecessarily high fees. Opponents argue the rule would create an uneven playing field between products and raise fees. Related Reading: Are Stockbrokers Illegally Leaking Confidential Information to Favored Clients?... View Details

Keywords: by Michael Blanding; Financial Services

24 May 2004
Research & Ideas

The Watsons: IBM’s Troubled Legacy

pavilions and exhibits clustered around the "Court of Peace" on the fairgrounds. Every major country was represented save Germany. New York's mayor, Fiorello H. La Guardia, had suggested in 1937 that a "Chamber of... View Details

Keywords: by Richard S. Tedlow

07 Sep 2019
Op-Ed

Even for Non-Believers, These Are the Next Steps on Climate Change

More Than 900 Examples of How Climate Change Affects Business The Business of Saving the Planet What do you think are the next steps to prepare for the risk of climate change? Share your insights below. View Details

Keywords: by John Macomber

17 Apr 2017
HBS Case

This Turkish Debt Collector Is Customer-friendly

turn-around artist who had saved many companies from financial distress, Guvenal started by learning as much as he could about Turkasset’s debtors. He and his team discovered many of them were small-business owners suffering from poor... View Details

Keywords: by Michael Blanding; Financial Services

24 Sep 2012
Research & Ideas

Why Do We Tax?

when wealth and incomes are increasingly concentrated among very few, it is unfair to let the richest pay so little. Republicans, to put it mildly, disagree. They argue that taxing those with large capital incomes is discriminating against people who chose to View Details

Keywords: by Martha Lagace; Legal Services

November 2013 (Revised March 2014)
Technical Note

Tax Havens

By: Eric Werker, Sebastian Berardi, Stelios Elia, Omar Muakkassa and James Zumberge

Multinational corporations and wealthy individuals often use so-called tax havens to establish subsidiaries or holding companies in order to rebalance profits across borders with the primary purpose of lowering their effective tax rate. This note describes the use of... View Details

Keywords: Tax Havens; Saving; Taxation

Citation

Educators

Purchase

07 Apr 2014
Research & Ideas

Excerpt: ‘The Art of Negotiation’

like virtual slavery. It could be for the next sixteen years of your life, and I've never seen a contract like this one.'" It was a risky move, but Malone got the point and was saved from signing a deal that would have cost him tens of... View Details

Keywords: Re: Michael A. Wheeler

08 Apr 2014
First Look

First Look: April 8

correlated with growth only if net public debt is financed by another sovereign, iii) net public debt financed by private creditors is positively correlated with growth, iv) public savings are strongly positively correlated with growth,... View Details

Keywords: Sean Silverthorne

29 Feb 2016
HBS Case

Bigbelly's Big Bet on the Digital Trash Can

sensors in the units report when the cans are full, enabling cities to optimize pickup routes and save money. Even with initial growth, however, the company wondered why it wasn’t selling even more trash products to more customers. It... View Details

Keywords: by Michael Blanding; Energy

10 May 2004
Research & Ideas

Rethink the Value of Joint Ventures

For many multinational firms doing business in unfamiliar countries, it made sense to create joint ventures with local firms. After all, that local knowledge of customs, suppliers, and markets could save the newcomer months—maybe even... View Details

Keywords: by Cynthia Churchwell

28 May 2012
Research & Ideas

A Pragmatic Alternative for Creating a Corporate Social Responsibility Strategy

replaced or repaired when worn. In addition to reducing greenhouse gas emissions by 92 percent and saving about $400 million per year through recycling, the company's sales increased by 65 percent and profits by 200 percent after the... View Details

Keywords: by Dina Gerdeman

Publications