Personal Finance - Publications - Faculty & Research

19 Jul 2011
News

Brightening the Future

notes. “Everything I learned at HBS — from marketing to strategy to finance to BGIE — is relevant in running a social business.” For MBAs who may be considering a mid-career leap to the social enterprise sector, Ayala has words of... View Details

Keywords: Personal Services; Personal Services

2024
Working Paper

Smaller than We Thought? The Effect of Automatic Savings Policies

By: James J. Choi, David Laibson, Jordan Cammarota, Richard Lombardo and John Beshears

Medium- and long-run dynamics undermine the effect of automatic enrollment and default savings-rate auto-escalation on retirement savings. Our analysis of 401(k) plans incorporates the facts that employees frequently leave firms (often before matching contributions... View Details

Keywords: Personal Finance; Saving; Retirement; Behavioral Finance; Compensation and Benefits

Citation

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04 Jun 2009
Working Paper Summaries

Can a Continuously-Liquidating Tontine (or Mutual Inheritance Fund) Succeed where Immediate Annuities Have Floundered?

Keywords: by Julio J. Rotemberg; Financial Services

01 Dec 2015
News

Truth in Lending

Illustration by Jon Krause What percentage of managers do you think steal from their companies? Your answer to that question can tell a financial institution a lot about your creditworthiness, says DJ DiDonna (MBA 2010), cofounder and chief strategy officer of the... View Details

Keywords: April White

01 Dec 2003
What Do You Think?

Is This the Twilight Era for the Managed Mutual Fund?

Summing Up What Will it Take to Save the Managed Mutual Fund? In this month's column, I purposely took what I assumed was an extreme position in asking if this was the twilight era for the managed mutual fund. The responses the column generated from individual... View Details

Keywords: by James Heskett

17 Feb 2003
Research & Ideas

Rating Fund Managers by the Company They Keep

Many tools for rating the performance of mutual funds and their managers rely heavily on past performance. But what about the future? Now comes a system devised by Randolph B. Cohen and Joshua D. Coval of Harvard Business School, and Lubos Pastor of the University of... View Details

Keywords: by Ann Cullen

25 Apr 2014
News

Laser focus on medical breakthroughs

Dr. Marlene Krauss (MBA 1967, MD 1979) is one of the first female graduates of HBS and the first person to hold both an MD and an MBA degree from Harvard University. She combines business skills and medical knowledge in her work as a... View Details

01 Jun 2013
News

Extending Opportunity: Brock Family Fellowship

money from family members. During her second year, she worked at Bain & Company to help finance her education. At the time of her 25th Reunion, Brock-Wilson established the Brock Family Fellowship fund to which she recently made an... View Details

Keywords: Colleges, Universities, and Professional Schools; Educational Services; Educational Support Services; Educational Services

26 Sep 2018
News

Funding the Earth’s Natural Infrastructure

accessible for future generations,” he says. For Coady, a DC resident who traces his interest in environmental protection to childhood summers spent exploring the wilderness of Upper Michigan, the Crow’s Nest preserve is the most personal... View Details

Keywords: April White

01 Jun 2006
News

Managing Family Assets

generations to come and shares his personal history as an heir to the Carnation fortune. The message of his great-grandfather, E.A. Stuart, the founder of the Carnation Company in 1899, still holds true today, says Lucas: Be useful. How... View Details

Keywords: Lewis I. Rice; Finance; Finance; Finance

01 Apr 2020
News

Happy Because He’s Blind

most valuable lesson: Life without obstacles removes opportunities for growth,” he said. “We have to choose to deliberately frame our perception, or we allow the circumstances of life to determine our happiness.” Now a finance executive... View Details

17 Oct 2014
Research & Ideas

New Treasury Rules Help Long-Retirement Planning

The United States Treasury recently amended its rules to encourage workers with retirement plans to purchase life annuities within these plans. Life annuities generally make fixed monthly payments from the date of retirement until the death of the purchaser. For years,... View Details

Keywords: by Robert Pozen; Financial Services

22 Feb 2008
Working Paper Summaries

Consumer Demand for Prize-Linked Savings: A Preliminary Analysis

Keywords: by Peter Tufano, Nick Maynard & Jan-Emmanuel De Neve; Financial Services

05 Jan 2012
News

Ten Questions

Keywords: Finance; Finance

01 Mar 2018
News

Making Sense of the Modern Startup

Illustration by Martin Leon Barreto In a lot of ways, it didn’t seem like a very good experiment to run. A young HBS professor—a rising star in the Finance area, an economist by training, by then already looking down the road at an... View Details

Keywords: Jeffrey L. Cruikshank (PMD 51, 1986)

23 Jul 2024
Research & Ideas

Forgiving Medical Debt Won't Make Everyone Happier

point—comes too late to have a meaningful impact on people's lives.” “We're not saying that medical debt doesn't matter,” says Harvard Business School Assistant Professor Raymond Kluender, the study’s lead author, noting researchers were surprised by the results.... View Details

Keywords: by Rachel Layne; Health

19 Dec 2018
Sharpening Your Skills

New Year, New Habits

When a new year rolls around, many of us ponder resolutions to improve our work habits. Maybe we wish to behave a little better with colleagues, become more organized, or actually take breaks during the day. But can we really change our own ingrained behavior? The good... View Details

Keywords: by Sean Silverthorne

27 Jun 2007
Lessons from the Classroom

Learning to Make the Move to CEO

customer and product markets, and geopolitical environments. Professor William Fruhan leads the corporate finance piece of the curriculum, providing perspective on the globalization of financial markets. "Increasingly, there is more... View Details

Keywords: by Julia Hanna; Education

09 May 2013
News

Road Trip

"Sarah and her team are tenacious and we think we'll learn a lot from them." Highland Brewing Company (Asheville, North Carolina). Cofounded in 1994 by owner Oscar Wong (SBA North Carolina Person of the Year), it began brewing locally in... View Details