Publications

Educators

This paper uses a series of experiments with commercial bank loan officers to test the effect of performance incentives on risk-assessment and lending decisions. We first show that, while high-powered incentives lead to greater screening effort and more... View Details

28 Jun 2022
News

Charley Cummings Is Building a New Kind of Bank

Keywords: Support Activities for Agriculture and Forestry; Agriculture

March 1998 (Revised October 2001)
Case

Xedia and Silicon Valley Bank (B-1): The Bank's Perspective

By: Paul A. Gompers and Jon Biotti

Supplements the (A) case. View Details

Keywords: Banking Industry

Educators

April 2003
Article

R&D Comes to Services: Bank of America's Pathbreaking Experiments

By: Stefan Thomke

Keywords: Research and Development; Service Delivery; Banking Industry

October 2011
Supplement

The IPO of Agricultural Bank of China (ABC) (B)

By: Li Jin, Aldo Musacchio and Huw Edwards

Keywords: Banks and Banking; China

October 2011 (Revised February 2012)
Case

The IPO of Agricultural Bank of China (ABC) (A)

By: Li Jin, Aldo Musacchio and Hania Dawood

Keywords: Initial Public Offering; Banking Industry; China

Educators

summer 1970
Article

Marketing Strategy and Bank Service Interaction: A Probability Model

By: D. B. Crane

Keywords: Marketing; Strategy; Banks and Banking

December 2005
Article

Functional Change and Bank Strategy in German Corporate Governance.

By: Dwight B. Crane and Ulrike Schaede

Keywords: Banks and Banking; Strategy; Corporate Governance; Change; Germany

June 1996
Article

Risk-Based Capital Requirements and the Riskiness of Bank Portfolios

By: Brian J. Hall and Steven R. Grenadier

Keywords: Risk and Uncertainty; Capital; Banks and Banking; Investment

2018
Working Paper

Bank Risk-Taking and the Real Economy: Evidence from the Housing Boom and Its Aftermath

By: Antonio Falato, Giovanni Favara and David Scharfstein

The short-termism of lenders amplifies boom-bust credit cycles, leading in turn to real costs for the aggregate economy. During the U.S. housing credit boom, publicly-traded banks increased mortgage lending activity and relaxed standards much more than privately-held... View Details

Keywords: Risk and Uncertainty; Financial Markets; Investment; Corporate Finance; Banks and Banking

Read Now

June 2025
Article

What Board-level Control Mechanisms Changed in Banks Following the 2008 Financial Crisis? A Descriptive Study

By: Shelly Li, Shivram Rajgopal, Suraj Srinivasan and Yu Ting Forester Wong

Following the 2008 financial crisis, the Financial Crisis Inquiry Commission (FCIC) identified major shortcomings in bank board governance, contributing to systemic risk management failures. This study adapts a management control framework and empirically examines... View Details

Keywords: Board Of Directors; Management Control; Governing and Advisory Boards; Governance Controls; Risk Management; Change Management; Banks and Banking; Financial Crisis

SSRN

Read Now

January 2000 (Revised October 2014)
Exercise

Windham Negotiation: Confidential Information for the Cooperative Savings Bank

By: Michael Wheeler

Six-party negotiation of land use and development. View Details

Keywords: Negotiation Types; Real Estate Industry

2003
Working Paper

Relationships, Competition, and the Structure of Investment Banking Markets

By: Bharat Anand and Alexander Galetovic