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  • All HBS Web  (14,583)
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  • January 2002
  • Case

Banco Solidario: The Business of Microfinance

Examines the founding and evolution of a for-profit microlending organization in Bolivia. Explores the mechanics of microlending, nonprofit and for-profit approaches to serving the informal sector, and how the industry evolves over a 15-year period. View Details
Keywords: Microfinance; Emerging Markets; Bolivia
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Kennedy, Robert E. "Banco Solidario: The Business of Microfinance." Harvard Business School Case 702-019, January 2002.
  • February 1986 (Revised September 1994)
  • Case

Travelers Mortgage Securities CMO

Describes a series of collateralized mortgage obligations offered by Travelers Insurance. Provides a general description of the life insurance business and the role of life insurance in the capital markets. Also describes a variety of mortgage related instruments,... View Details
Keywords: Insurance; Capital Markets; Mortgages; Insurance Industry; United States
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Mason, Scott P. "Travelers Mortgage Securities CMO." Harvard Business School Case 286-061, February 1986. (Revised September 1994.)
  • January 1999 (Revised March 2004)
  • Case

Absolute Sensors

Absolute Sensors is a new spin-off from a scientific consulting firm. Collins and his team must address issues such as: what market(s) to target, how and from whom to raise money, and to what extent they should engage in manufacturing their products. View Details
Keywords: Strategic Planning; Entrepreneurship; Financing and Loans; Technology Industry; Consulting Industry
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Kuemmerle, Walter, and Chad S Ellis. "Absolute Sensors." Harvard Business School Case 899-075, January 1999. (Revised March 2004.)
  • February 1982 (Revised June 1990)
  • Case

Massey-Ferguson Ltd.—1980

By: Carliss Y. Baldwin and Scott P. Mason
Massey Ferguson began fiscal year 1981 in default on $2.5 billion of outstanding debt. The company's future depends on the ability of lenders, the governments of Canada and Ontario, and management, to agree on a refinancing plan. The case reviews Massey's performance... View Details
Keywords: Financial Condition; Financial Markets; Financing and Loans; Insolvency and Bankruptcy; Financial Strategy; Borrowing and Debt; Corporate Finance; Canada
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Baldwin, Carliss Y., and Scott P. Mason. "Massey-Ferguson Ltd.—1980." Harvard Business School Case 282-043, February 1982. (Revised June 1990.)
  • March 1998 (Revised March 2005)
  • Case

ONSET Ventures

By: Michael J. Roberts and Nicole Tempest
ONSET Ventures, is a venture capital firm focused on seed-stage start-ups. Describes the principles and strategies the firm has developed over its life. Also presents an in-depth discussion of one of the seed-stage companies ONSET has been incubating. View Details
Keywords: Venture Capital; Financing and Loans
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Roberts, Michael J., and Nicole Tempest. "ONSET Ventures." Harvard Business School Case 898-154, March 1998. (Revised March 2005.)
  • February 2012 (Revised July 2012)
  • Case

China Risk Finance: Riding the Wave of China's Financial Services Industry

By: Regina M. Abrami, Matthew Shaffer and Weiqi Zhang
With China shifting toward a consumer-led growth model, non-bank lending has a critical role to play, but how easy is it to do business in this sector? What are the promises and pitfalls of the industry, and how well is Zane Wang, the case protagonist, navigating them? View Details
Keywords: Financing and Loans; Business Startups; Financial Services Industry; China
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Abrami, Regina M., Matthew Shaffer, and Weiqi Zhang. "China Risk Finance: Riding the Wave of China's Financial Services Industry." Harvard Business School Case 912-417, February 2012. (Revised July 2012.)
  • January 1987 (Revised March 1989)
  • Background Note

Note on the Pricing of Mortgage-Backed Securities

By: Jay O. Light and Jeremy C. Stein
An introduction to mortgage-backed securities, prepayment risk, and their market pricing. View Details
Keywords: Price; Debt Securities; Mortgages; Financial Services Industry
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Light, Jay O., and Jeremy C. Stein. "Note on the Pricing of Mortgage-Backed Securities." Harvard Business School Background Note 287-060, January 1987. (Revised March 1989.)

    Howard F. Ahmanson

    In 1947, Ahmanson bought Home Savings of America, a modest Savings & Loan with less than $1 million in assets. By 1961, Home Savings became the first Savings & Loan with more than $1 billion in... View Details
    Keywords: Finance
    • October 1991 (Revised September 2004)
    • Case

    Buying Time

    By: William J. Bruns Jr. and Susan Harmeling
    A self-contained explanation and simple practice examples to introduce students to the concepts of compound interest, present value loans, bonds, and leases. Necessary present value tables are included. The study questions provide simple exercises to enhance student... View Details
    Keywords: Bonds; Financing and Loans; Learning
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    Bruns, William J., Jr., and Susan Harmeling. "Buying Time." Harvard Business School Case 192-045, October 1991. (Revised September 2004.)
    • 28 Aug 2014
    • Op-Ed

    Government Can Do More to Unfreeze Small Business Credit

    businesses. But small business credit was hit hard during the recent recession and has been slow to recover. Beginning in early 2009, the federal government acted quickly to unfreeze credit markets with programs ranging from View Details
    Keywords: by Karen Mills; Banking
    • 2005
    • Chapter

    Microfinance: The Next Ten Years

    By: Michael Chu
    A review of the history of commercial microfinance and a view on the key developments in the next decade. View Details
    Keywords: History; Microfinance; Financial Services Industry
    Citation
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    Chu, Michael. "Microfinance: The Next Ten Years." In Microbanking: Creating Opportunities for the Poor Through Innovation, edited by A. Pakpahan, E. M. Lokollo, and K. Wijaya. Jakarta: Bank Rakyat Indonesia, 2005.
    • 2009
    • Other Unpublished Work

    Danatbank

    By: David Moss, Cole Bolton and Andrew Novo
    In the summer of 1931, Germany was struggling with a deepening economic crisis. Production had fallen, unemployment was high, and bank deposits and gold were being withdrawn from the country at a rapid pace, threatening the value of the German mark. The country's third... View Details
    Keywords: Financial History; Economy; Financial Crisis; Borrowing and Debt; Banks and Banking; Financing and Loans; Banking Industry; Germany
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    Moss, David, Cole Bolton, and Andrew Novo. "Danatbank." 2009. (Draft case.)
    • 01 Oct 2024
    • Research & Ideas

    How Politics Drives Business Decisions in a Polarized Nation

    executive suites, start-up firms, and even entire professions and industries. Within finance, in particular, decisionmakers’ political views influence investment returns, credit ratings, asset allocations,... View Details
    Keywords: by Jay Fitzgerald
    • April 2010
    • Case

    The Credit Crisis of 2008: An Overview

    By: V.G. Narayanan, Fabrizio Ferri and Lisa Brem
    This case examines the causes and consequences of the credit crisis of 2008 from a national and global perspective and explores the actions taken and proposed by the U.S. and European governments. View Details
    Keywords: Credit; Financial Crisis; Crisis Management; Risk Management; Globalized Economies and Regions; Global Strategy; Mortgages; Performance Effectiveness; Financial Services Industry; United States
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    Narayanan, V.G., Fabrizio Ferri, and Lisa Brem. "The Credit Crisis of 2008: An Overview." Harvard Business School Case 110-048, April 2010.
    • 2020
    • Working Paper

    Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus

    By: David Hao Zhang and Paul Willen
    We use a new methodology to assess mortgage pricing discrimination by race. We make four main contributions. First, we show that existing estimates of mortgage pricing differences by race can be confounded by a "menu problem," which is the problem associated with... View Details
    Keywords: Mortgages; Financing and Loans; Prejudice and Bias; Race; Measurement and Metrics; Banking Industry; United States
    Citation
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    Zhang, David Hao, and Paul Willen. "Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus." Working Paper, September 2020.
    • Person Page

    Curriculum Vitae

    Noel Watson

     

    View Details

    • April 1996 (Revised August 2005)
    • Case

    Jedi Bank

    By: William J. Poorvu and John H. Vogel Jr.
    Major Insurance Co. is a $15 billion insurance company that is an active, multi-family mortgage leader. This case is part of a negotiation game simulation that also includes Sunshine Villas, Silver Lane Apartments, and Jason Bosworth. View Details
    Keywords: Mortgages; Interest Rates; Financing and Loans; Property; Negotiation Tactics; Management; Real Estate Industry; Banking Industry
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    Poorvu, William J., and John H. Vogel Jr. "Jedi Bank." Harvard Business School Case 396-327, April 1996. (Revised August 2005.)
    • March 1998 (Revised July 1998)
    • Case

    Boston Duck Tours,1996: Has Boston Gone Quackers?

    By: Myra M. Hart and Stephanie Dodson
    While on vacation in Memphis, former investment manager Andy Wilson discovers a unique "tour bus" that travels over land and through water. He decides to transplant the concept to Boston and to add both historical and theatrical features to the amphibious tour. As he... View Details
    Keywords: Opportunities; Creativity; Entrepreneurship; Financing and Loans; Problems and Challenges; Business Startups; Tourism Industry; Tennessee; Boston
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    Hart, Myra M., and Stephanie Dodson. "Boston Duck Tours,1996: Has Boston Gone Quackers?" Harvard Business School Case 898-189, March 1998. (Revised July 1998.)
    • 13 Apr 2020
    • News

    Small Businesses Are Worse Off Than We Thought

    • spring 2006
    • Article

    All's Fair in Love, War, & Bankruptcy: Corporate Governance Implications of CEO Turnover in Financial Distress

    By: Ethan S. Bernstein
    Prior discussions of management turnover during financial distress have examined bankrupt and non-bankrupt firms as distinct groupings with little overlap. Separately investigating rates of turnover in-bankruptcy and out-of-bankruptcy, without a direct comparison... View Details
    Keywords: CEO Turnover; Bankruptcy; Restructuring; Shadow Of Bankruptcy; Borrowing and Debt; Credit; Financing and Loans; Corporate Governance; Finance; Theory; Markets; United States
    Citation
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    Bernstein, Ethan S. "All's Fair in Love, War, & Bankruptcy: Corporate Governance Implications of CEO Turnover in Financial Distress." Stanford Journal of Law, Business & Finance 11, no. 2 (spring 2006): 299–325.
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