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  • All HBS Web  (2,154)
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  • 12 Jul 2004
  • Research & Ideas

Enron’s Lessons for Managers

five-legged cow; it doesn't really make sense. I think that Enron's pathologies are not unique, save in their collective occurrence and collective impact. Very few of us who engage in competitive endeavors have not in some way been... View Details
Keywords: by Martha Lagace
  • 22 Aug 2005
  • Research & Ideas

The Hard Work of Failure Analysis

drug could treat osteoporosis and thus developed their one-billion-dollar-a-year drug, Evista, while Strattera, a failed antidepressant, was discovered to be an effective treatment for hyperactivity/attention deficit disorder. Second, a deep probing analysis can... View Details
Keywords: by Amy Edmondson & Mark D. Cannon
  • 18 Feb 2019
  • Book

What’s Really Disrupting Business? It’s Not Technology

dry cleaning be picked up and delivered, saving you the trouble of going to the dry cleaner’s yourself. With this digital equivalent layered on top of the standard business model, the third and final layer for entrepreneurs and executives... View Details
Keywords: by Danielle Kost; Beauty & Cosmetics; Insurance; Service; Retail
  • 17 Aug 2021
  • Research & Ideas

Can Autonomous Vehicles Drive with Common Sense?

Human error causes at least 90 percent of the 5.25 million accidents in the United States annually. Could driverless cars save lives? Yes, but it may take a long road to get there. “Autonomous vehicles (AVs) are never drunk or tired or... View Details
Keywords: by Michael Blanding; Auto
  • Research Summary

Overview

By: Reshmaan N. Hussam

Engaged with field work in South Asia and East Africa, Professor Hussam places a focus on exploring questions with strong theoretical motivation in the economics literature as well as relevant downstream policy implications. Her research spans four broad interests.... View Details

  • 01 Jul 2015
  • Research & Ideas

A Bank That Takes Parmesan as Collateral: The Cheese Stands a Loan

how the bank essentially replaces an expensive part of the operations process for dairy farmers in the Emilia Romagna region of Northern Italy. Besides holding the cheese as insurance, Credem stores and ages the wheels in climate-controlled vaults for the duration of... View Details
Keywords: by Carmen Nobel; Banking; Food & Beverage
  • 08 Sep 2008
  • HBS Case

The Value of Environmental Activists

There are many methods, most financial, to measure the success of companies in meeting goals. But the question becomes a lot harder at Harvard Business School when MBAs are challenged to measure the efforts of environmental organizations like Greenpeace and the World... View Details
Keywords: by Sarah Jane Gilbert; Energy; Utilities
  • 28 Apr 2003
  • Research & Ideas

Supply Chain Risk: Deal With It

will often consider the giant risk but ignore the smaller risks that create friction in the supply chain," says M. Eric Johnson, director of the Center for Digital Strategies at Dartmouth College's Tuck School of Business in Hanover, N.H. "They'll look at... View Details
Keywords: by David Stauffer
  • 10 Aug 2015
  • Research & Ideas

New Medical Devices Get To Patients Too Slowly

accelerate that process without thus far any evidence of safety concerns," says Stern. In other words, just by streamlining its procedures and new product requirements, the FDA can shave months off the time that it takes to get needed devices into the hands that need... View Details
Keywords: by Michael Blanding; Health; Technology
  • 04 Apr 2012
  • Research & Ideas

When Founders Recruit Friends and Family as Investors

would suggest you find someone outside that circle who believes in you and your idea." An experienced investor said, "It's a shame to lose friends or family because they invested their savings in the business and lost it all. It... View Details
Keywords: by Noam Wasserman
  • 23 Nov 2020
  • Research & Ideas

COVID Was Supposed to Increase Bankruptcies. Instead, They've Gone Down.

authors note. Consumer Chapter 13 filings, which are designed to save assets like homes, didn’t rebound in April. Through August, those filings hovered between 55 percent to 65 percent below 2019 levels, the researchers found. The authors... View Details
Keywords: by Rachel Layne
  • 15 Oct 2007
  • Research & Ideas

Businesses Beware: The World Is Not Flat

becoming Wal-Mart's vice chairman, put it, "We're playing 3-D chess: global, regional, local." And finally arbitrage through offshoring, particularly to China, saves Wal-Mart much more money than the operating income... View Details
Keywords: by Martha Lagace
  • 18 Jul 2019
  • Lessons from the Classroom

The Internet of Things Needs a Business Model. Here It Is

changed its business model from selling copiers to renting copiers and charging by the number of copies made, IoT-based companies may need to innovate on how they charge for their products, selling assets, or software-as-a-service, or shared View Details
Keywords: by Michael Blanding; Computer
  • 10 Oct 2011
  • Research & Ideas

Retailing Revolution: Category Killers on the Brink

model. Amazon leverages its higher inventory turns, lower investments in physical assets, and faster cash conversion cycle to deliver up to 20 percent cost savings to the consumer. At a 5 percent price advantage, consumers might not see... View Details
Keywords: by Rajiv Lal & Jose B. Alvarez; Retail
  • 10 Sep 2020
  • Research & Ideas

The COVID Two-Step for Leaders: Protect and Pivot

that companies can save 20-30 percent on costs by improving processes. In fact, we heard from two companies who are considered gold standards in operational efficiency in their industries, and in examining and honing their processes, they... View Details
Keywords: by Boris Groysberg and Katherine Connolly Baden
  • 20 Oct 2003
  • Research & Ideas

Gaps in the Historical Record: Development of the Electronics Industry

achievement. In the 1960s, however, it began to self-destruct by diversifying, first in attempting to compete with IBM in the production of mainframes and then by becoming a conglomerate, purchasing, among others, Hertz Rent A Car, frozen-food companies, View Details
Keywords: by Alfred D. Chandler Jr.; Consumer Products
  • 13 Oct 2009
  • Research & Ideas

7 Lessons for Navigating the Storm

and principles that guide them through life. Breaking away from one's True North becomes particularly prevalent when a crisis strikes because leaders often look for an "at-any-cost" quick fix in attempting to save face. These... View Details
Keywords: by Martha Lagace
  • Research Summary

Overview

Grant uses a combination of laboratory and field experiments to harness consumers' cognitive and affective resources to increase their well-being. Consumers make countless daily decisions in the pursuit of happiness -- whether and how to spend or save their money, what... View Details
Keywords: Well-being; Judgment And Decision Making; Health; Prosocial Behavior
  • 1995
  • Other Unpublished Work

L'Epargne de Proximité, Report for the Committee Finances Régionales et Budget

By: Marc L Bertoneche
Keywords: Saving
Citation
Related
Bertoneche, Marc L. "L'Epargne de Proximité, Report for the Committee Finances Régionales et Budget." Conseil économique et social d'Aquitaine, January 1995.
  • March 2025
  • Article

Optimal Illiquidity

By: John Beshears, James J. Choi, Christopher Clayton, Christopher Harris, David Laibson and Brigitte C. Madrian
We study the socially optimal level of illiquidity in an economy populated by households with taste shocks and present bias with naive beliefs. The government chooses mandatory contributions to accounts, each with a different pre-retirement withdrawal penalty.... View Details
Keywords: Retirement; Financial Liquidity; Personal Finance; Saving
Citation
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Related
Beshears, John, James J. Choi, Christopher Clayton, Christopher Harris, David Laibson, and Brigitte C. Madrian. "Optimal Illiquidity." Art. 103996. Journal of Financial Economics 165 (March 2025).
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