Interest Rates - Publications - Faculty & Research

01 Jun 2004
News

Roll the Credits

the ratings system, to challenge government boards that censored Hollywood content” (USA Today, March 24, 2004). In those days, the movies were the country’s undisputed entertainment choice; today, by contrast, there is an “onslaught of... View Details

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Choosing the Right Student Loan | MBA

Direct Graduate PLUS Loan. Both of these loans have fixed interest rates and several repayment options. While the maximum you can borrow in Unsubsidized Loan funds is $20,500, you may borrow up to the Cost... View Details

2010
Working Paper

Crashes and Collateralized Lending

By: Jakub W. Jurek and Erik Stafford

This paper develops a parsimonious static model for characterizing financing terms in collateralized lending markets. We characterize the systematic risk exposures for a variety of securities and develop a simple indifference-pricing framework to value the systematic... View Details

Keywords: Financial Crisis; Borrowing and Debt; Cost of Capital; Credit; Financing and Loans; Interest Rates; Investment; Framework; Risk and Uncertainty; Financial Services Industry

Citation

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09 Jan 2006
Research & Ideas

Rebuilding Commercial Real Estate

staple. And the Japanese, buoyed by a strong economy and low interest rates at home, swept in to buy up trophy properties at almost any asking price. "The total effect of all that money and lack of... View Details

Keywords: by Roger Thompson; Construction; Real Estate

19 May 2020
Research & Ideas

Why Privacy Protection Notices Turn Off Shoppers

Marvin Bower Associate Professor of Business Administration at Harvard Business School. “When people weren’t presented with a privacy notice, their purchase interest was about twice that of those who had been shown the privacy notice.”... View Details

Keywords: by Michael Blanding; Retail

17 Oct 2013
Research & Ideas

Reserve Bank Governor Discusses India’s Financial Opportunities

(many are underdeveloped); financial inclusion ("We want to reach every Indian"; restructuring of corporations ("We need to know who's not paying back and why, and we need to give them incentives to pay us back"); and monetary policy. The... View Details

Keywords: by Carmen Nobel

01 Oct 1999
News

You goal, girl

With interest in women's sports and professional leagues soaring, Amy Love (MBA '93) decided it was high time for a publication that would cover the new scene in a serious manner. Instead of simply transposing traditional women's magazine... View Details

22 Sep 2014
Op-Ed

Online Banks Fill Funding Needs for Small Business

about $40,000. Lending Club, Prosper, Funding Circle and Fundation are using a peer-to-peer (P2P) model. Backed by individual investors, these companies make loan decisions based on proprietary credit models and typically target mid-prime or near-prime borrowers. View Details

Keywords: by Karen Mills; Banking; Financial Services

17 Feb 2014
Research & Ideas

Companies Detangle from Legacy Pensions

interest rates have fallen to historic lows, increasing the funding that companies must set apart to make up for the lower yield on the assets already in place. "Companies have had to increase their... View Details

Keywords: by Michael Blanding; Aerospace; Financial Services

22 May 2007
First Look

First Look: May 22, 2007

innovation, organizations' designs, and the nature of organizational adaptation. Download the paper: http://www.hbs.edu/research/pdf/07-087WP.pdf Bond Risk, Bond Return Volatility, and the Term Structure of Interest View Details

Keywords: Martha Lagace

01 Dec 2004
News

Finding a Balance

of the product is identical by law. That was an interesting puzzle to me.” After focusing his study on antiretrovirals, Deshpandé saw other issues emerge. At the same time, he was asked to join the teaching team for Leadership and... View Details

Keywords: Julia Hanna; Colleges, Universities, and Professional Schools; Educational Services

11 Feb 2015
Research & Ideas

Politicians Benefited From Using Toxic Loans

opting for the short-term benefits in spite of the risks?” "There is no doubt the transactions were very risky, as interest rates on these loans frequently exceeded 20 percent," says Boris Vallée, an... View Details

Keywords: by Carmen Nobel; Financial Services

Jeff Goldman

obtain cap-exempt H-1B visas; regular speaker at Harvard, MIT, and Brown; honored for pro bono work by many organizations; highest rating for lawyers; past President of New England Chapter of American Immigration Lawyers Association. My... View Details

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Supplemental Financial Information | Annual Report 2024

Operations 4% Housing, Rents, Interest Income & Other Revenue from the Housing, Rents & Other category decreased by 7 percent to $25 million in fiscal 2024, reflecting the lower number of students on campus. With View Details

01 Jan 2010
News

Susan L. Decker, MBA 1986

motivate them to see just how high they can jump by believing in them and giving them the freedom to perform.” Sue Decker’s successful Wall Street career began at Donaldson, Lufkin & Jenrette, where as an equity analyst, she consistently received the number one View Details

24 Sep 2024
Research & Ideas

Why Small Businesses Deserve More Credit

of 2,414 of those were randomly offered surprise expansions, while another 755 firms were not, serving as a control group. Companies that were offered increases were notified via phone or text. The increases did not affect borrowing costs, due to an View Details

Keywords: by Rachel Layne; Financial Services; Banking

01 Dec 2011
News

A Modest Tax Proposal

corporations from using their foreign profits to build facilities in the United States. Business interests are calling for a so-called tax holiday, in which American corporations would be allowed to transfer their foreign profits to their... View Details

Keywords: Robert C. Pozen; tax holidays

18 Oct 2004
Research & Ideas

The Bias of Wall Street Analysts

If it's one lesson the individual investor learned the hard way from the collapse of Enron, it is that the recommendations of Wall Street stock analysts can be influenced by much more than purely objective research. Just look at the large number of analysts who kept... View Details

Keywords: by Ann Cullen; Financial Services

15 Jun 2010
First Look

First Look: June 15

we find significant price differences between institutional investors' tranches and banks' tranches on the same loans, even though they share the same underlying fundamentals. Increasing demand pressure causes the interest View Details