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Show Results For
- All HBS Web
(263)
- People (4)
- News (99)
- Research (72)
- Multimedia (4)
- Faculty Publications (40)
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- 12 Dec 2005
- Research & Ideas
Using the Law to Strategic Advantage
changes the bank had to make to comply. It went through the motions but did not change the way it did business in any meaningful way. The other looked at the requirements not as a constraint but as an opportunity. Their managers realized that there was an View Details
- 19 Oct 2021
- Research & Ideas
Fed Up Workers and Supply Woes: What's Next for Dollar Stores?
convenience, the quick in-and-out. And they’ve gone into underserved areas. They’re affordable and in low-population-density areas. They’re very successfully serving those. The pressure will be on the small Main Street merchants in these... View Details
- 09 Mar 2015
- Research & Ideas
Why Entrepreneurs Should Go Work for Government
developed an on-demand bus service for routes underserved by public transportation. The innovations are happening at a scale large enough to even attract venture capital investment, despite past VC skepticism about funding public... View Details
Keywords: by Michael Blanding
- 13 Jun 2011
- HBS Case
Mobile Banking for the Unbanked
he says. "Not even the mobile network operators. It's going to be the banks because they have the licenses." In teaching the case in class, the goal is not to put the spotlight on mobile banking, but rather to consider the opportunity of serving an enormous... View Details
- 19 Nov 2019
- Op-Ed
Gender Bias Complaints against Apple Card Signal a Dark Side to Fintech
customers be able to see what pieces of data may have led to a loan rejection or a lower credit limit? Should regulators have access to the algorithms and test them for the impact they have on underserved or protected classes? The Apple... View Details
- 22 Dec 2016
- Op-Ed
The Small Business Administration is a Model for How to Drive Economic Growth
but needs some credit support. This allows women-owned small businesses, minority-owned small businesses, and others in underserved geographies to get credit even if the private sector market is not fully providing access. As my co-author... View Details
Keywords: by Karen Mills
- 18 Apr 2007
- HBS Case
How Magazine Luiza Courts the Poor
potential offered by underserved consumers at the bottom of the pyramid. "We used to think we could figure things out in the developed world and dumb it down for emerging markets," she says. "In fact, it needs to happen the... View Details
- 06 Nov 2018
- First Look
New Research and Ideas, November 6, 2018
feel that the products are not made for their unique skin tones. In response to this unhappy and underserved market, two African American HBS alumnae created a beauty company with products specifically for Black and other women of color.... View Details
Keywords: Dina Gerdeman
- 01 Jun 2010
- Sharpening Your Skills
Sharpening Your Skills: Social Reporting
benefit the environment as well as a company's bottom line," Rangan adds. Good examples are the early childhood literacy initiative of PNC, a financial services organization based in Pittsburgh, and the 10,000 Women initiative of Goldman Sachs, which facilitates a... View Details
Keywords: by Staff
- 07 Dec 2016
- HBS Case
Why Millennials Flock to Fintech for Personal Investing
into an underserved market by allowing clients to invest as little as $5,000. Wealthfront doesn’t even charge a fee for assets of less than $10,000—and even after that charges a 0.25 percent fee, as opposed to fees of 2 to 3 percent by... View Details
- 09 Apr 2014
- Research & Ideas
A Playbook for Small-Business Job Creation
small-dollar loans, which are important to startups and businesses in underserved communities. These businesses often need $150,000 or less to get started and keep running, but in today's market they continue to have trouble securing... View Details
- 12 Nov 2014
- Op-Ed
A Challenge to the New Congress: Pass Housing Finance Reform
collection of actuarially sound premiums, and triggered only after private capital in the "first-loss" position has been exhausted. Starting in 1993, the federal government set explicit goals for Fannie and Freddie, to ensure that mortgages reached... View Details
- 18 Oct 2016
- Op-Ed
Why Business Should Invest in Community Health
focuses on improving health care access, investing nearly 500,000 skill-based volunteer hours since 2004. It works with non-profit community health centers that provide primary care to underserved communities to build health worker skills... View Details
- 16 Feb 2004
- Research & Ideas
European Private Equity—Still a Teenager?
underserved markets, the panelists said. Public markets are "anemic" for small and mid caps, so the exit question is more difficult to analyze than in the U.S., said Walid Serge Sarkis (HBS MBA '97), a principal in Bain Capital,... View Details
- 12 Dec 2006
- First Look
First Look: December 12, 2006
initiatives goes to organizations that are structured to support specific groups of recipients, often with sophisticated solutions. Such organizations rarely reach the broader populations that could be served by simpler alternatives. There is, however, an effective way... View Details
Keywords: Martha Lagace
- 28 Aug 2014
- Op-Ed
Government Can Do More to Unfreeze Small Business Credit
there is a market failure in the clearing of the small business loan market. This is evidenced by a large portfolio of creditworthy loans, disproportionately from underserved segments, that banks would not have made without credit... View Details
- 26 Jan 2010
- First Look
First Look: Jan. 26
Federal Credit Union has the opportunity to purchase Nix Check Cashing as part of their "blue ocean" strategy to reach the financially underserved and increase credit union membership and deposits. But they face financial as... View Details
Keywords: Martha Lagace
- 13 Jul 2009
- Research & Ideas
Diagnosing the Public Health Care Alternative
must have independent governance and be subject to the same regulations as private plans. Public plan design should focus on plans targeting underserved subscriber groups, such as Special Needs Plans under the Medicare Advantage program.... View Details
- 24 Jul 2018
- Op-Ed
4 Ways Managers Can Exercise Their 'Agency' to Change the World
previously underserved parts of the population. So, how does a person—whether the newly employed graduate or the experienced executive—exercise his or her latent agency to bring profit-making and social good together in a company? In my... View Details
Keywords: by George Serafeim
- 13 Feb 2018
- First Look
New Research and Ideas, February 13, 2018
Case 118-051 Partners In Health: Costing Primary Care in Haiti Partners in Health, a global NGO focused on delivering health care to residents of rural underserved communities, conducts a project on the cost of primary care at five sites... View Details
Keywords: Sean Silverthorne