Credit Scores - Publications - Faculty & Research

26 Nov 2001
Research & Ideas

How Toyota Turns Workers Into Problem Solvers

quality, low cost, short lead-time and flexible production. And Toyota's operating system—the Toyota Production System—had been widely credited for Toyota's sustained leadership in manufacturing performance. Furthermore, Toyota had been... View Details

Keywords: by Sarah Jane Johnston; Manufacturing; Transportation; Auto

01 Aug 1998
News

High Honors

has also helped build scores of homes for low-income families across the country. Recognizing Fudge's many accomplishments, the HBS Network of Women Alumnae honored her last November with its own Alumna Achievement Award. Ellen R. Marram... View Details

19 Aug 2016
News

Lending a Hand to Small Businesses in Emerging Markets

In emerging markets, where traditional credit scores are rare, how can lenders decide who is creditworthy? Just ask, says DJ DiDonna (MBA 2010), cofounder and chief strategy officer of the for-profit... View Details

04 Aug 2014
Op-Ed

Why Small-Business Lending Is Not Recovering

years during the crisis and subsequent recovery. In addition, collateral owned by small businesses lost value during the financial crisis, potentially making small business borrowers less creditworthy today—in fact, small business credit... View Details

Keywords: by Karen Mills; Banking; Financial Services

29 Apr 2013
Research & Ideas

Diagnosing the ‘Flutie Effect’ on College Marketing

Assistant Professor of marketing Doug J. Chung. Oddly, little academic research has been done on the subject. And even some BC administrators would rather credit educational excellence than a gridiron miracle for its popularity among... View Details

Keywords: by Sean Silverthorne; Education; Advertising; Sports

01 Dec 2015
News

Truth in Lending

Lab. And that may just be the answer to developing a strong small-business sector in emerging markets. In more developed markets, a bank can make loan decisions based on credit scores, that three-digit distillation of a lifetime of bill... View Details

Keywords: April White

01 Dec 2017
News

Leadership in Practice

William F. Dawson Jr. (MBA 1991) After three decades working with executives in scores of private and public companies, Wellspring Capital Management CEO William F. Dawson Jr. (MBA 1991) is convinced that “the most successful business... View Details

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Frequently Asked Questions | MBA

When is the latest I can take the GRE or GMAT? What is the HBS GMAT code? What is the HBS GRE code? Is there a minimum GMAT or GRE score required to apply? What is the range of GMAT/GRE scores for accepted... View Details

01 Sep 2016
News

The Big Business of Little Loans

database on consumer behavior—where lenders can find a new way to measure creditworthiness—that could upset the entire credit scoring industry. As for the banks that spurned the little guys? South Asia... View Details

Keywords: Nancy Miller

01 Sep 2006
News

Notebook

if you walk into Best Buy and purchase a cell phone, we run your credit score and activate the account so you can walk out with a phone that’s ready to use. We tie together the retailers that sell digital... View Details

Keywords: Margie Kelley; Business Schools & Computer & Management Training; Educational Services; Telecommunications; Information

03 Dec 2018
Research & Ideas

How Companies Can Increase Market Rewards for Sustainability Efforts

sentiment have been undervalued.” Domino's vs. Cheesecake Factory In one of the paper’s examples, Domino’s Pizza and The Cheesecake Factory both scored an average ESG performance of 5.2 (out of 10) on MSCI’s scale based on factors that... View Details

Keywords: by Rachel Layne

05 Nov 2024
Book

Building the Road to 'Small Business Utopia' with AI and Fintech

predict the creditworthiness of a small business, much like a consumer’s personal credit score helps banks predict creditworthiness for personal loans, credit cards, and... View Details

Keywords: by Karen G. Mills; Financial Services

01 Jun 1997
News

David M. Hughes

of whom he was one). Hughes also ran two student orientations for members of the Class of 1998 (one last fall and one in January) - complex, time-consuming, and largely thankless projects. Expanding orientation activities significantly, Hughes - and colleagues with... View Details

Keywords: Marguerite Rigoglioso

11 Oct 2022
Research & Ideas

Shrinking the Racial Wealth Gap, One Mortgage at a Time

seem like a big gap, but the raw numbers are substantial. Of the 5.65 million mortgage applications studied, some 10 percent, about 565,000, were handled by minority loan officers. The average applicant was 41 years old with $94,000 in annual income and a View Details

Keywords: by Rachel Layne; Financial Services

17 Nov 2009
First Look

First Look: Nov. 17

independent of the shortcomings in the regulatory system. Managers and boards of directors in scores of systemically important firms failed to protect employees, customers, or shareholders and placed the global financial system at risk. I... View Details

Keywords: Martha Lagace

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1.7 Grading | MBA

Designations of Incomplete and No Academic Credit are not considered grades. However, their effect on a student's academic status can be significant. RC Exam Quartiles In addition to the above term grades, exam quartile View Details

17 Jan 2020
Blog Post

Going the Distance for Investment Excellence

financial analyst position with Goldman Sachs in mortgage trading and investment banking—but not until first earning a GMAT score he felt would later secure his acceptance at HBS. “In those seven weeks after graduation I did little but... View Details

22 Apr 2015
Op-Ed

Reforming Greece: Myths and Truths

capital encourages business development." They gave a ranking of close to 6 before the crisis and 1.3 in 2014. To make things worse, credit rating agencies imposed filters that automatically downgraded ratings of Greek corporations... View Details

Keywords: by George Serafeim

01 Oct 2000
News

Laura Scher of Working Assets

Most of the money is taken from revenues generated by the Working Assets credit card, long-distance telephone, and Internet businesses, whose customers sign on for these services because they support the company's progressive stance and... View Details