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- 25 Aug 2022
- News
Up on the Corner
Owners’ Loan Corporation deemed vast swaths of Baltimore populated by people of color to be “hazardous” and shaded them red on its official maps. Banks refused to offer mortgages and other financial services... View Details
- 01 Sep 2018
- News
After the Fall
Lovett-Learned Professor of Business Administration In mid-2007, corporate lending began to decrease—a trend that accelerated during the banking panic in the fall of 2008, with new loans to large borrowers... View Details
- 01 Dec 2009
- News
An Action Plan for Economic Recovery
rationale. For instance, the government bailed out Bear Stearns, but why not Lehman Brothers? Ironically, Congress in 1991 passed a statute establishing specific procedures (including stating a rationale) to be followed before a bank... View Details
- 15 Sep 2015
- News
Easing the Costs of Saving a Child
Little Feet in 2008. Intended to be a family’s last step in its adoption journey, Pathways, funded by Taylor and a group of donors, is essentially a private, interest-free, nonprofit bank providing loans of... View Details
Keywords: Jill Radsken
- 01 Jan 2005
- News
Nancy M. Barry, MBA 1975
microfinance institutions and banks in developing countries that make small loans to low-income women-and in some instances, men-so that they can build their own business and move beyond poverty. A customer... View Details
- 01 Apr 1998
- News
Microfinance's Big Payoff: Michael Chu and ACCION International
short-term business loans to the self-employed poor. Chu, a native of China, grew up in Montevideo, Uruguay. After graduating from Dartmouth and HBS, he held senior management positions with several firms, including The Boston Consulting... View Details
- 22 Feb 2022
- News
Savings and Loam
all millennials park their money at the three largest banks. It’s a disconnect that he finds “viscerally aggravating,” given that those institutions have bankrolled the fossil-fuel industry—and, with it, the carbon emissions that are underpinning climate change. Since... View Details
- 01 Dec 2019
- News
INK: Big News for Small Business
The earliest small business loan on record dates back to Mesopotamia, when a royal baker borrowed capital—suggesting that small-business owners have been wrestling with access to capital literally since the dawn of civilization, says... View Details
Keywords: Jen McFarland Flint
- 01 Mar 2023
- News
The Exchange: Micro Management
to figure out how to operationalize these insights. We have developed two credit products with Sanghamithra that are based on these ideas, and we’ve just deployed the first few dozen of each of them. The first is a graduation loan. For many borrowers, it’s hard to get... View Details
- 07 Sep 2021
- News
Funding His Purpose
money,” Letelier says, and the grants that typically power nonprofits don’t typically offer organizations the flexibility of the financial products available to for-profit companies, which can mean everything from bootstrapping and commercial View Details
- 01 May 2013
- News
Celeste A. Guth, MBA 1986
Celeste Guth vividly recalls the day she received her acceptance letter to HBS. “When I opened the admissions packet, I was thrilled beyond belief,” shares Guth, a partner with global responsibility for the Financial Institutions group in Goldman Sach’s Investment... View Details
- 01 Sep 2010
- News
Noted & Quoted
also be a statutory cap on leverage, a maximum speed limit, if you will, that regulators can’t loosen.” — HBS professor David Moss commenting on the need for financial reform legislation to place limits on the amount banks can borrow for... View Details
- 01 Dec 2019
- News
Capitalizing the Corner Shop
simplified the application process, asking business owners for only a bank statement as part of their mobile-based loan application, and delivering funds to successful applicants within 48 hours. “The joke... View Details
Keywords: Dan Morrell
- 26 Nov 2019
- News
Fintech, Small Business & the American Dream
Mills asked, “How do we keep this piece of the economy vibrant?” As Mills’s research demonstrates, small business lending hadn’t changed in 50 to 100 years. Traditional banks failed to deliver a positive customer experience and struggled... View Details
- 01 Dec 2015
- News
Truth in Lending
Lab. And that may just be the answer to developing a strong small-business sector in emerging markets. In more developed markets, a bank can make loan decisions based on credit scores, that three-digit... View Details
Keywords: April White
- 19 May 2020
- News
Exploring the Economics of a Pandemic; Alumni Forums Draw Closer Online
Black community as a private-enterprise desert, with devastating consequences.” To prevent this, he gave an overview of how to fill out the PPP loan application, and shared promising data from Seaway National View Details
Keywords: Margie Kelley
- 01 Mar 2003
- News
Naina Lal Kidwai
more familiar legal and judiciary system, better protection for intellectual property, and strong English language and engineering skills. The Indian banking system is improving and has a much lower percentage of nonperforming View Details
- 01 Jun 2024
- News
Conducting Business
discount. The owner went to the bank to borrow money for a new meat slicer or something expensive. The bank manager rejected his loan application, telling him that his business... View Details
- 01 Jun 2008
- News
Greed, Gullibility, and Optimism
RETSINAS: Too many people began to regard their homes as a guaranteed high-return investment. We just got carried away,” observes Nicolas Retsinas, a lecturer in real estate at HBS, whose distinguished career in housing, community development, and View Details