by David Fubini - Publications - Faculty & Research

August 2020 (Revised August 2023)
Case

Nubank: Democratizing Financial Services

By: Michael Chu, Carla Larangeira and Pedro Levindo

Nubank, a wholly-digital solution created to disrupt Brazilian banking, with 6 million clients and a $4 billion valuation after five years, must decide whether to expand to Mexico. The company was founded in São Paulo in 2013 by Colombian-born David Vélez to seize what... View Details

Keywords: Fintech; Financial Inclusion; Digital Banking; Credit Cards; Banks and Banking; Disruption; Expansion; Growth and Development Strategy; Financial Services Industry; South America; Brazil; North America; Mexico

Citation

Educators

Purchase

Mar 2012
Article

How to Make Finance Work

Once a sleepy old boys' club, the U.S. financial sector is now a dynamic and growing business that attracts the best and the brightest. It is tempting to declare the industry a roaring success. But its purpose is to serve the needs of U.S. households and firms, and... View Details

01 Oct 2020
What Do You Think?

Are CEOs the Wrong Leaders for Stakeholder Capitalism?

Interorganizational management in a channel of distribution is a complex matter. But it doesn’t hold a candle to the complexity of stakeholder capitalism, as suggested by responses to this month’s column on the subject. Reading them, it’s... View Details

Keywords: by James Heskett

11 Jun 2020
In Practice

Are Digital Organizations Better at Overcoming COVID?

industry. That said, technology will be most powerfully utilized during the pandemic by those firms who apply it organization-wide to create more nimble, efficient organizations, more capable of managing the factors of production (e.g.,... View Details

Keywords: by Danielle Kost

31 May 2017
Sharpening Your Skills

10 Harvard Business School Research Stories That Will Make Your Mouth Water

"job" that customers were "hiring" a milkshake to do. KFC’s Explosive Growth in China In China, Yum! Brands opens a KFC restaurant every day. But this is not the KFC you know in America. A case study written by View Details

Keywords: by Sean Silverthorne; Food & Beverage

March 2024
Case

Lyft 2023: Roads to Growth and Differentiation

By: Ranjay Gulati and Jeffrey Huizinga

Set in San Francisco in winter 2023, this case explores the strategic challenges and initiatives at Lyft under the leadership of its new CEO, David Risher. Confronted with declining market share and financial pressures, Risher spent his first six months at the helm... View Details

Keywords: Technology; Turnarounds; Ridesharing; Transition; Strategy; Culture; Change Management; Transportation Industry; Technology Industry

Citation

Educators

Purchase

22 Nov 2023
Video

Israel and Gaza: How did we get here? Where are we heading?

02 Jan 2007
Research & Ideas

Most Popular Articles of 2006

managers do can have great impact on their workers, says Professor Teresa Amabile. In this conversation with Professor Mike Roberts, she updates her ongoing research on creativity in the workplace by investigating how people's intense... View Details

Keywords: by Sean Silverthorne

03 Apr 2009
What Do You Think?

How Much Obsolescence Can Business and Society Absorb?

Summing Up To remain sane and relevant, must we smell the flowers as well as the ozone? This month's question of how much obsolescence business and society (and by implication, we as managers) can absorb brought out both the poets and the... View Details

Keywords: by Jim Heskett; Publishing; Journalism & News

24 Mar 2013
News

There’s a Reason for Deposit Insurance

30 Jun 2020
What Do You Think?

Is a Business School-Industry Collaboration Needed to Attract Black Talent to Campus?

student as a DBA-- doctor of business administration--student.”) David Wittenberg was more to the point, arguing that it is not inadequate recruitment efforts that are producing disparate enrollments. “Let’s do everything in our power to... View Details

Keywords: by James Heskett; Education

09 Dec 2015
Research Event

How Do You Predict Demand and Set Prices For Products Never Sold Before?

optimal pricing for new products. Schematic of Pricing Software Developed for Rue La La to Predict Demand and Optimize Prices. The researchers showed that Rue La La could increase revenue of products in the experiment by approximately 9.7... View Details

Keywords: by Carmen Nobel; Retail; Apparel & Accessories

10 Apr 2019
HBS Case

How Entrepreneurs Can Turn Lead Into Gold

colleagues David R. Clough, Tommy Pan Fang, and Balagopal Vissa, Wu recently conducted a review to examine how the entrepreneurial community thinks about acquiring resources, publishing their work in the paper, Turning Lead Into Gold: How... View Details

Keywords: by Michael Blanding; Financial Services

04 Apr 2008
What Do You Think?

Who Owns Intellectual Property?

Summing Up Is intellectual property becoming community property? Is a new generation of users and consumers of intellectual property produced by new technologies bringing totally different assumptions and attitudes to bear on its... View Details

Keywords: by Jim Heskett

04 Apr 2011
Research & Ideas

Attention Medical Shoppers: What Health Care Can Learn from Walmart and Amazon

economy, but it uses IT the least." —David Cutler "We're not really in the post-reform era yet," said HBS professor Robert Huckman, faculty co-chair of the HBS Health Care Initiative. He introduced the three panelists: Harvard Kennedy School economics... View Details

Keywords: by Carmen Nobel; Health

23 Jun 2016
Op-Ed

Brexit: Should Britain Stay or Go?

Brexit is Not Better for Britain Britain rarely has referendums, and for good reason. They call for binary decisions on complex issues, and voters have all sorts of reasons for voting one way or another. It is unprecedented that British Prime Minister View Details

Keywords: by Geoffrey G. Jones & Dante Roscini

11 Jun 2019
Book

These Aren't Beach Books, but Managers Should Read Them Anyway

social change has been at the center of many entrepreneurial efforts by Harvard Business School alumni. Howard Stevenson discusses their pragmatic approaches to overcoming long odds. Unlocking the Customer Value Chain Technology doesn't... View Details

Keywords: by Sean Silverthorne

01 Sep 2018
News

After the Fall

Programs An outdated regulatory system designed for the traditional banking system was one of a number of important factors that led to the 2008 financial crisis, Professor David Scharfstein says. “The financial system had evolved over 30... View Details

Keywords: Jennifer Myers; illustration by Dan Bejar; Monetary Authorities-Central Bank; Finance; Securities, Commodities, and Other Financial Investments; Finance; Executive, Legislative, and Other General Government Support; Government

05 Aug 2015
What Do You Think?

What Happened to the ‘Innovation, Disruption, Technology’ Dividend?

produced innovations in information and other technologies. Some questioned the data. Others counseled patience. David Caulfield sees productivity improvement, but not necessarily among workers. In questioning the way we measure... View Details

Keywords: by James Heskett; Computer; Technology

29 Jun 2016
Op-Ed

What Hath the United Kingdom Wrought?

trading block in the world. Financial markets had been complacent and were caught off guard by an early morning earthquake that affected most traded asset classes around the globe. Prime Minister David... View Details

Keywords: by Dante Roscini

Publications