Filter Results:
(612)
Show Results For
- All HBS Web
(612)
- News (135)
- Research (416)
- Multimedia (1)
- Faculty Publications (166)
Show Results For
- All HBS Web
(612)
- News (135)
- Research (416)
- Multimedia (1)
- Faculty Publications (166)
- 17 Jan 2017
- First Look
First Look at New Research: January 17
show that the increase in the supply of credit reduced mortgage delinquency rates during the boom years but increased them in bust years. Finally, these effects are stronger for subprime and inelastic... View Details
Keywords: Sean Silverthorne
- 12 Sep 2006
- First Look
First Look: September 12, 2006
requires upfront capital investments. The more developed the local financial markets, the easier it is for credit constrained entrepreneurs to start their own firms. The increase in the number of varieties of intermediate goods leads to... View Details
Keywords: Sean Silverthorne
- 02 Sep 2015
- Research & Ideas
Explaining China's Crash
as some people are asking, the [Federal Reserve Bank] were to delay raising U.S. interest rates on the basis that China’s deceleration will induce a global slowdown. That decision would clearly have an effect on this economy. Q: What are... View Details
- 02 Sep 2021
- News
Back to School
Cardona. “If you told my teachers that I would go on to be a teacher myself and work on education policy, they would have found that really incongruous.” Simmons credits some of those same teachers and coaches (he found an outlet in... View Details
Keywords: Julia Hanna
- 21 Jan 2014
- First Look
First Look: January 21
Convexity By: Hanson, Samuel Gregory Abstract—Most home mortgages in the U.S. are fixed-rate loans with an embedded prepayment option. When long-term rates decline, the effective duration of mortgage-backed securities (MBS) falls due to... View Details
Keywords: Sean Silverthorne
- 23 Oct 2012
- First Look
First Look: October 23
customer vehicles at higher rates and are more likely to lose customers whom they fail, suggesting that competition intensifies pressure on facilities to provide illegal leniency. We also show that, at least in markets in which pricing is... View Details
Keywords: Sean Silverthorne
- 23 Jan 2018
- First Look
First Look at New Research and Ideas, January 23, 2018
Journal of Econometrics Scenario Generation for Long Run Interest Rate Risk Assessment By: Engle, Robert F., Guillaume Roussellet, and Emil N. Siriwardane Abstract—We propose a statistical model of the term structure of U.S. treasury... View Details
Keywords: Sean Silverthorne
- 10 Jan 2012
- First Look
First Look: January 10
interest rate risk premium and a changing liquidity risk premium, and that the variability in the nominal bond risk premia reflects a changing inflation risk premium. We estimate significant time series variability in the magnitude and... View Details
Keywords: Sean Silverthorne
- 18 Jun 2007
- Op-Ed
Leveling the Executive Options Playing Field
one way and on your credit application to your mortgage lender in another way. In a moment of weakness, you might account for your income favorably to your prospective lender and not so favorably to the IRS. You might find yourself coming... View Details
Keywords: by Mihir Desai
- 24 Aug 2017
- News
Unlocking Potential
low-income backgrounds. Anderson says their reading improved more than two grade levels over nine months, and they earned high school degree credits at twice the rate of typical high schoolers. Reset’s first... View Details
- 30 Nov 2016
- Op-Ed
Where Could More Regulation Help Small Businesses? Online Lending.
addressable market of $280 billion. That’s music to the ears of small businesses. Indeed, our research shows a sizeable credit gap exists for small businesses, particularly for loans under $100,000, which is the size that over 60 percent... View Details
- 01 Jun 2011
- News
Alumni Books
of how the historic merger between the Chicago Mercantile Exchange and CBOT almost didn’t happen. She details the reasons behind the derivatives market’s spectacular growth and explains how derivatives affect the lives of average consumers worldwide by influencing... View Details
- 12 Feb 2014
- Research & Ideas
Private Sector, Public Good
was to make a series of unsustainable promises that sustained the illusion of prosperity" by extending easy credit to fuel consumption, covering health care and retirement costs, and directly employing people while lowering tax... View Details
Keywords: by Dina Gerdeman
- 01 Oct 2000
- News
The Entrepreneurial Venture
entrepreneurial activity, which drew people away from large companies and encouraged them to take risks. Bill Sahlman: Also, when we graduated from HBS, the economy was in recession, inflation and interest rates were high, productivity... View Details
- 16 Aug 2024
- In Practice
Election 2024: What's at Stake for Business and the Workplace?
and the International Economy Unit. Elisabeth Kempf: Political views shape economic outlook Political views influence the perception of economic reality among finance professionals. In a study linking credit View Details
Keywords: by Rachel Layne
- 24 Jun 2014
- First Look
First Look: June 24
credit and documentary collection terms. Transactions are more likely to occur on cash in advance or letter of credit terms when the importer is located in a country with weak contractual enforcement. As an... View Details
Keywords: Sean Silverthorne
- 16 Feb 2016
- First Look
February 16, 2016
forthcoming Journal of Financial Economics Who Neglects Risk? Investor Experience and the Credit Boom By: Chernenko, Sergey, Samuel Gregory Hanson, and Adi Sunderam Abstract—Many have argued that overoptimistic thinking on the part of... View Details
Keywords: Sean Silverthorne
- 01 Sep 2008
- News
Mara Aspinall
higher efficacy rate — 80 percent or more. Is 80 percent efficacy unusual for drugs currently on the market? Across all patients and diseases, drug efficacy averages 50 percent, so half the time they bring no clinical benefit. That’s not... View Details
- 05 Jun 2012
- First Look
First Look: June 5
bond market. Specifically, we show evidence for reaching for yield among insurance companies, the largest institutional holders of corporate bonds. Insurance companies have capital requirements tied to the credit View Details
Keywords: Sean Silverthorne
- 03 Mar 2008
- Research & Ideas
Marketing Your Way Through a Recession
watching television can deliver higher than expected audiences at lower cost-per-thousand impressions. Brands with deep pockets may be able to negotiate favorable advertising rates and lock them in for several years. If you have to cut... View Details
Keywords: by John Quelch