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- All HBS Web (655)
- Faculty Publications (312)
- Web
Politics and War - Coin and Conscience – Baker Library | Bloomberg Center, Historical Collections
the suspension of gold payments by the Bank of England. Prime minister William Pitt was forced to implement the issue of paper money when the Bank announced a gold shortage, due to View Details
- Portrait Project
Shibani Joshi
meant fame and wealth, but today I see the meaning as much more profound. Now breaking free involves resisting the temptation to return to the investment bank I previously worked for and instead pursuing my dreams in the entertainment... View Details
- 01 Sep 2010
- News
Noted & Quoted
also be a statutory cap on leverage, a maximum speed limit, if you will, that regulators can’t loosen.” — HBS professor David Moss commenting on the need for financial reform legislation to place limits on the amount banks can borrow for... View Details
- 12 Aug 2002
- Op-Ed
Using Big Business to Fight Poverty
Bank loans and foreign aid to the government did not then and would not in the future reduce poverty, especially among the 80 percent of the population that lived in the countryside. Millions of rural... View Details
Keywords: by George C. Lodge
- 03 Jun 2008
- First Look
First Look: June 3, 2008
costly. They are less likely to be repaid. Nor are they put to good use: election year credit booms do not measurably affect agricultural output. Finally, I measure whether the average agricultural loan was beneficial, using variation... View Details
Keywords: Martha Lagace
- 02 Feb 2012
- Op-Ed
Once a Castle, Home is Now a Debtors’ Prison
owner must pay the lender the difference. Owners will still need to find someplace else to live. An owner can walk away from the loan and join the "strategic defaulters," who defaulted not because they could not pay but because... View Details
- 26 Nov 2019
- News
Fintech, Small Business & the American Dream
Mills asked, “How do we keep this piece of the economy vibrant?” As Mills’s research demonstrates, small business lending hadn’t changed in 50 to 100 years. Traditional banks failed to deliver a positive customer experience and struggled... View Details
- Web
Buy Now, Pay Later: Research Links - Secondary Resources
W.A. Edwards, 1892). Full text available as a networked resource. Davis, Malcolm W. The Loan Shark Campaign (New York: Divison of Remedial Loans, Russell Sage Foundation, 1914). Fitzgerald, Thomas J., and Richard Theodore Ely. Mortgages... View Details
- 07 Sep 2021
- News
Funding His Purpose
money,” Letelier says, and the grants that typically power nonprofits don’t typically offer organizations the flexibility of the financial products available to for-profit companies, which can mean everything from bootstrapping and commercial View Details
- January 1993 (Revised November 1997)
- Case
BayBank Boston
In 1992, the Federal Reserve released a study of mortgage lending patterns in Boston. It concluded that even when credit factors were taken into account, black and Hispanic applicants experienced higher rejection rates. Richard Pollard, chairman of BayBank Boston, had... View Details
Dees, J. Gregory, and Christine C. Remey. "BayBank Boston." Harvard Business School Case 393-095, January 1993. (Revised November 1997.)
- 22 Jun 2009
- Research & Ideas
“Too Big To Fail”: Reining In Large Financial Firms
such period on record. Significant financial failures returned to the marketplace in the late 1980s with the savings and loan crisis, followed by a rash of bank failures in the early 1990s that forced the... View Details
- 20 Mar 2020
- Research & Ideas
How Small Businesses Can Survive the Coronavirus Outbreak
and Fundbox, which specialize in loans to small businesses, are also considering ways to support the sector. Renegotiate terms of contracts and debt. Owners should ask landlords for more time to pay their rent, for example. They should... View Details
- 23 Jan 2008
- Op-Ed
A House Divided: Investment or Shelter?
country, they yearned for shelter, a sanctuary in a new land. That shelter could be a tenement, a farmstead, a ramshackle cottage. For families, home had a connotation of safety and stability. Banks did not lend with 30-year amortizing... View Details
- October 2014 (Revised December 2014)
- Case
Gentera: Beyond Microcredit
By: Rajiv Lal and Lisa Mazzanti
Gentera, whose largest subsidiary is Compartamos Banco, has been a fantastically successful endeavor since it started in the 1990s. But in 2014, Gentera faces challenges in expanding beyond group-lending and micro-credit into microfinance and beyond in order to fulfill... View Details
Keywords: Financial Inclusion; Compartamos; Gentera; Micro-lending; Microfinance; Insurance; Banking Industry; Banking Industry; Mexico City
Lal, Rajiv, and Lisa Mazzanti. "Gentera: Beyond Microcredit." Harvard Business School Case 515-017, October 2014. (Revised December 2014.)
- March 2006 (Revised May 2010)
- Case
Banco Hipotecario S.A.
By: Daniel Baird Bergstresser, Arthur I Segel and Alexandra de Royere
In 2003, the chairwoman and controlling shareholder of Argentina's leading residential mortgage lender are considering how to bring the bank's restructuring to a successful conclusion as the country's economy continues to suffer from the impact of the 2001-2002... View Details
Keywords: Restructuring; Currency; Banks and Banking; Mortgages; Crisis Management; Competition; Argentina
Bergstresser, Daniel Baird, Arthur I Segel, and Alexandra de Royere. "Banco Hipotecario S.A." Harvard Business School Case 206-102, March 2006. (Revised May 2010.)
- 22 Feb 2022
- News
An Rx for Small Business Recovery
PPP’s forgivable loans were a lifeline for many small businesses. But banks often prioritized larger, established clients, while the smallest and most vulnerable businesses had trouble accessing funds.... View Details
Keywords: Deborah Blagg
- 20 Nov 2018
- First Look
New Research and Ideas, November 20, 2018
different methods of selecting peers, sampling, different proxies and estimation techniques. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=55265 Corporate Legal Structure and Bank View Details
Keywords: Dina Gerdeman
- 01 Dec 2008
- News
No Easy Fix for the Financial Crisis
percent. “In 2004 and 2005, as these subprime loans started to emerge, it really wasn’t a particular problem because of the lag effect. People who couldn’t pay off these mortgages with toxic terms and exploding payment schedules figured,... View Details
- 19 May 2020
- News
Exploring the Economics of a Pandemic; Alumni Forums Draw Closer Online
Black community as a private-enterprise desert, with devastating consequences.” To prevent this, he gave an overview of how to fill out the PPP loan application, and shared promising data from Seaway National View Details
Keywords: Margie Kelley
- October 2008 (Revised August 2010)
- Case
The Christmas Eve Closing
By: Peter Tufano
In 2002, two homeowners in Massachusetts are deciding whether to refinance their home less than two years after taking out an initial mortgage and a subsequent home equity line of credit. View Details
Tufano, Peter, and Andrea Ryan. "The Christmas Eve Closing." Harvard Business School Case 209-043, October 2008. (Revised August 2010.)