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Publications

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  • All HBS Web  (653)
    • News  (123)
    • Research  (479)
    • Events  (3)
  • Faculty Publications  (311)

Show Results For

  • All HBS Web  (653)
    • News  (123)
    • Research  (479)
    • Events  (3)
  • Faculty Publications  (311)
← Page 24 of 653 Results →
  • 03 Oct 2013
  • Research & Ideas

Lehman Brothers Plus Five: Have We Learned from Our Mistakes?

financial system is still fragile, it is definitely better. The banks have more capital, are making loans again, and have regained the trust of depositors. Company boards and management are asking more... View Details
Keywords: Re: Multiple Faculty; Banking; Banking; Banking; Banking
  • 29 Jan 2008
  • First Look

First Look: January 29, 2008

1,582 loans financing private equity-sponsored leveraged buyouts between 1993 and 2005, we find that bank relationships explain cross-sectional variation in the loan interest... View Details
Keywords: Martha Lagace
  • January 2011
  • Teaching Note

Banco Compartamos: Life after the IPO (TN)

By: Michael Chu
Teaching Note for 308-094. View Details
Keywords: Banks and Banking; Initial Public Offering; Investment Return; Financial Institutions; Microfinance; Capital Markets; Competition; Decisions; Banking Industry; Mexico
Citation
Purchase
Related
Chu, Michael. "Banco Compartamos: Life after the IPO (TN)." Harvard Business School Teaching Note 311-089, January 2011.
  • 24 Mar 2014
  • News

Lender Earnest Opens in Boston with New Approach

Keywords: startups
  • 01 Dec 2019
  • News

INK: Big News for Small Business

The earliest small business loan on record dates back to Mesopotamia, when a royal baker borrowed capital—suggesting that small-business owners have been wrestling with access to capital literally since the dawn of civilization, says... View Details
Keywords: Jen McFarland Flint
  • 2020
  • Working Paper

Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus

By: David Hao Zhang and Paul Willen
We use a new methodology to assess mortgage pricing discrimination by race. We make four main contributions. First, we show that existing estimates of mortgage pricing differences by race can be confounded by a "menu problem," which is the problem associated with... View Details
Keywords: Mortgages; Financing and Loans; Prejudice and Bias; Race; Measurement and Metrics; Banking Industry; United States
Citation
Read Now
Related
Zhang, David Hao, and Paul Willen. "Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus." Working Paper, September 2020.
  • 07 Aug 2019
  • Research & Ideas

Big Infrastructure May Not Always Produce Big Benefits

data on loans to individuals and firms across the entire country by banks also across the entire country. So, they have information on the recipient of the loan, the amount, the location where that View Details
Keywords: by Martha Lagace; Construction
  • Web

Global Opportunity Fellowship GO: ASIA - Alumni

countries and territories in Asia designated by the World Bank as Low Income, Low Middle Income or Upper Middle Income (view complete list: World Bank Country and Lending Groups ). Award amounts are designed... View Details
  • 31 Aug 2010
  • First Look

First Look: August 31

Financial Studies (forthcoming) Abstract This paper examines the impact of leveraged buyout firms' bank relationships on the terms of their syndicated loans. Using a sample of 1,590 loans financing private... View Details
Keywords: Sean Silverthorne
  • 26 Jun 2017
  • Working Paper Summaries

Inventory Management for Mobile Money Agents in the Developing World

Keywords: by Karthik Balasubramanian, David F. Drake, and Douglas Fearing; Banking; Banking
  • 01 Dec 2008
  • News

No Easy Fix for the Financial Crisis

percent. “In 2004 and 2005, as these subprime loans started to emerge, it really wasn’t a particular problem because of the lag effect. People who couldn’t pay off these mortgages with toxic terms and exploding payment schedules figured,... View Details
Keywords: Roger Thompson;Martha Lagace; deregulation; moral hazard; the middle class; Finance
  • 20 Sep 2011
  • First Look

First Look: September 20

than commonly believed. Using a battery of performance tests, we find that loans securitized before 2005 performed no worse than comparable unsecuritized loans originated by the same bank. Even View Details
Keywords: Sean Silverthorne
  • 22 Feb 2022
  • News

An Rx for Small Business Recovery

PPP’s forgivable loans were a lifeline for many small businesses. But banks often prioritized larger, established clients, while the smallest and most vulnerable businesses had trouble accessing funds.... View Details
Keywords: Deborah Blagg
  • Forthcoming
  • Article

FinTech Lending and Cashless Payments

By: Pulak Ghosh, Boris Vallée and Yao Zeng
Borrower's use of cashless payments both improves their access to capital from FinTech lenders and predicts a lower probability of default. These relationships are stronger for cashless technologies providing more precise information, and for outflows. Cashless payment... View Details
Keywords: Fintech; Lending; Payments; Data Sharing; Financing and Loans; Information Technology; Banks and Banking; Business Model
Citation
Related
Ghosh, Pulak, Boris Vallée, and Yao Zeng. "FinTech Lending and Cashless Payments." Journal of Finance (forthcoming).
  • 17 Apr 2017
  • HBS Case

This Turkish Debt Collector Is Customer-friendly

consortium of asset management companies (AMCs) that included the Turkish branch of Lehman Brothers. When Lehman went bankrupt, Turkasset acquired a $200 million portfolio of non-performing loans (NPLs). After that, it continued to... View Details
Keywords: by Michael Blanding; Financial Services
  • 20 Nov 2018
  • First Look

New Research and Ideas, November 20, 2018

different methods of selecting peers, sampling, different proxies and estimation techniques. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=55265 Corporate Legal Structure and Bank View Details
Keywords: Dina Gerdeman
  • 01 Mar 2023
  • News

The Exchange: Micro Management

to figure out how to operationalize these insights. We have developed two credit products with Sanghamithra that are based on these ideas, and we’ve just deployed the first few dozen of each of them. The first is a graduation loan. For many borrowers, it’s hard to get... View Details
Keywords: Jen McFarland Flint; Funds, Trusts, and Other Financial Vehicles; Finance
  • 23 Dec 2002
  • Research & Ideas

Setting the Stage: A Young Scholar at HBS

healthcare industry. Wadhwani earned his Ph.D. in history at the University of Pennsylvania, where his research focused on the institutional and regulatory origins of popular banking in the United States. He has received awards and... View Details
Keywords: by Laura Linard; Banking; Banking
  • October 2008 (Revised August 2010)
  • Case

The Christmas Eve Closing

By: Peter Tufano
In 2002, two homeowners in Massachusetts are deciding whether to refinance their home less than two years after taking out an initial mortgage and a subsequent home equity line of credit. View Details
Keywords: Mortgages; Personal Finance; Consumer Behavior; Banking Industry; Massachusetts
Citation
Educators
Purchase
Related
Tufano, Peter, and Andrea Ryan. "The Christmas Eve Closing." Harvard Business School Case 209-043, October 2008. (Revised August 2010.)
  • 13 Sep 2004
  • Research & Ideas

Cash and the Woman-Owned Business

businesses are also becoming more accessible. Financing through government-sponsored lending programs such as the 7(a) General Business Loan Guaranty program, the Certified Development Company (504) loan... View Details
Keywords: by Candida Brush, Nancy M. Carter, Elizabeth Gatewood, Patricia G. Greene & Myra M. Hart
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