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21 Apr 2009
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First Look: April 21, 2009

crossed with small incentive (ranging from U.S. $3 to $14) to open a bank savings account. We find that the financial literacy program has no effect on the likelihood of opening a bank savings account in the... View Details

Keywords: Martha Lagace

29 Oct 2013
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First Look: October 29

and Alexander Ljungqvist Abstract—Financial constraints are not directly observable, so empirical research relies on indirect measures. We evaluate how well five popular measures (paying dividends, having a credit rating, and the... View Details

Keywords: Sean Silverthorne

07 Jul 2009
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First Look: July 7

the fact that a large portion of new businesses is created in the informal sector. The authors identify the main obstacle to this area as the country's insufficient access to credit for small entrepreneurs. The chapter is devoted to... View Details

Keywords: Martha Lagace

19 Feb 2019
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New Research and Ideas, February 19, 2019

take advantage of the opportunity, which is consistent with the idea that it is the mere availability of human contact that mitigates anxiety’s deleterious effects. Finally, in a field experiment conducted with a credit union’s... View Details

Keywords: Sean Silverthorne

08 Jul 2008
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First Look: July 8, 2008

http://www.hbsp.harvard.edu/b01/en/common/item_detail.jhtml?id=208088 Collateralized Debt Obligations (CDOs) Harvard Business School Note 208-113 This lesson integrated Merton's (1974) contingent claims model of debt and equity claims with the CAPM, which allows us to... View Details

Keywords: Martha Lagace

24 Feb 2009
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First Look: February 24, 2009

in the United States. Purchase this case: http://www.hbsp.harvard.edu/b01/en/common/item_detail.jhtml?id=709037 Consumer Payment Systems—United States Harvard Business School Case 909-006 In 2008, the U.S. consumer payments landscape was characterized by the ongoing... View Details

Keywords: Martha Lagace