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  • 11 Dec 2007
  • First Look

First Look: December 11, 2007

we utilize a natural experiment to show that the effect of relationship bank lending, intensity on takeover probability is not driven by endogeneity issues. Finally, we investigate reasons motivating a bank's role in the market for... View Details
Keywords: Martha Lagace
  • 15 Jan 2013
  • First Look

First Look: January 15

dollar lending more than euro lending in response to a shock to their credit quality. Because these banks rely on wholesale dollar funding, while raising more of their euro funding through insured retail... View Details
Keywords: Sean Silverthorne
  • 10 Jun 2013
  • Research & Ideas

How Numbers Talk to People

successfully. Megibow's team investigated the reason for the failures, again using Web metrics data and server log files throughout the process. Apparently, the "Company" field under the customer's name was causing a problem. Some customers interpreted it as... View Details
  • 08 Aug 2017
  • First Look

First Look at Research and Ideas, August 8, 2017

(Yu’e Bao), wealth management (Ant Fortune), digital-only banking (MYbank), credit scoring (Zhima Credit), and consumer credit portal (Ant Credit... View Details
Keywords: Sean Silverthorne
  • 27 Sep 2004
  • Research & Ideas

How Leaders Build Winning Streaks

Kellner (soon to succeed Bethune as CEO), Deborah McCoy, and others. Akin Ongor had Saide Kuzeyli, executive vice-president of human resources, as his sidekick-in-chief; she shared the duties of coaching the people of Garanti Bank to... View Details
Keywords: by Rosabeth Moss Kanter
  • 14 Dec 2011
  • Research & Ideas

The New Measures for Improving Nonprofit Performance

worked in our favor was that we had developed multiyear financial forecast models. We were dealing with bank workout teams, which is very rugged. But because we had that information, we stunned them. They didn't expect that coming from a... View Details
Keywords: by Julia Hanna
  • 17 Jan 2017
  • First Look

First Look at New Research: January 17

preemption of national banks in 2004 from local laws against predatory lending to gauge the effect of the supply of credit on the real economy. Specifically, we exploit the heterogeneity in the market share... View Details
Keywords: Sean Silverthorne
  • 18 Aug 2009
  • First Look

First Look: August 18

http://cb.hbsp.harvard.edu/cb/product/809068-PDF-ENG Risk Management at Wellfleet Bank: Abridged Harvard Business School Case 110-011 Inspired by one of the few banks that successfully weathered the 2007-2009 View Details
Keywords: Martha Lagace
  • 20 Jan 2015
  • First Look

First Look: January 20

individuals. Financial inclusion could potentially help these individuals by increasing financial literacy, building credit records, improving savings rates, providing access to loans and other financial products, and, in general, by... View Details
Keywords: Sean Silverthorne
  • 27 Oct 2014
  • Research & Ideas

The Coffee Economy That Bloomed Out of Nowhere

“The work is all about the difficulty of building an economy where there's nothing.” "The work is all about the difficulty of building an economy where there's nothing: where there are no roads, where there's no reliable labor system, where there are no property... View Details
Keywords: by Carmen Nobel; Food & Beverage; Agriculture & Agribusiness
  • 15 Dec 2009
  • First Look

First Look: Dec. 15, 2009

first of a series of highly successful projects that established GE Money Bank as a leader in the Swiss credit card market. The business concept was to cooperate with the country's leading retailer MIGROS to... View Details
Keywords: Martha Lagace
  • 25 Oct 2017
  • Research & Ideas

Will Machine Learning Make You a Better Manager?

stock and see if it is positive or negative.” Finance is another field in which Teodorescu predicts that machine learning will become more common, as banks and financial companies will use data about how customers use money to predict... View Details
Keywords: by Michael Blanding; Information Technology
  • 22 Apr 2015
  • Op-Ed

Reforming Greece: Myths and Truths

But that hasn't happened. Why? To a large extent it is because of the inability of firms to obtain financing. All sources of financing collapsed in the country. With bank nonperforming loans to total gross loans skyrocketing from 5... View Details
Keywords: by George Serafeim
  • 31 Jul 2012
  • First Look

First Look: July 31

data. First, we use field data on employees' productivity from a mid-size bank in Japan, which we then match with daily weather data to investigate the effect of bad weather conditions (in terms of precipitation, visibility, and... View Details
Keywords: Carmen Nobel
  • 12 Dec 2012
  • Research & Ideas

Power to the People: The Unexpected Influence of Small Coalitions

modern consumer society: agriculture, retail, pharmaceuticals, and the credit industry in post-World War II Germany, France, Britain, and the United States. In postwar Europe and the United States, the consumer protection idea "emerged... View Details
Keywords: by Kim Girard
  • 07 Apr 2011
  • What Do You Think?

When Should the Public Sector Take Over in a Meltdown?

superior," noting that this may be the case only when there is a "threat of widespread panic" or "when a crisis breaks down an entire system (like the banking system)." Elaine Scheye would limit intervention only... View Details
Keywords: by Jim Heskett; Energy; Utilities
  • 19 May 2020
  • Research & Ideas

Why Privacy Protection Notices Turn Off Shoppers

By now, it’s an expected right-of-passage. As you enter credit card information for an online purchase, up pops two familiar words: “Privacy Notice.” Does seeing those words make you more confident about the transaction, knowing that the... View Details
Keywords: by Michael Blanding; Retail
  • 21 Nov 2011
  • Lessons from the Classroom

The New Challenge of Leading Financial Firms

have been due in large part to the culture of the previous organization; hence, the type of person who thrived at Goldman Sachs might flounder at Credit Suisse. But there's a broader reason for performance declines: View Details
Keywords: by Carmen Nobel; Financial Services
  • 30 Jul 2013
  • First Look

First Look: July 30

http://hbr.org/search/113132-PDF-ENG Harvard Business School Case 113-134 Transport Corporation of India (D): Business Development across Divisions No description available. Purchase this case: http://hbr.org/search/113134-PDF-ENG Harvard Business School Case 213-003... View Details
Keywords: Anna Secino
  • 10 May 2011
  • First Look

First Look: May 10

prices (values?) fell, ship owners began to default on loans and new purchase contracts while banks holding loans secured by ships faced the possibility of increasing defaults (violations of loan-to-value covenants), foreclosures, and... View Details
Keywords: Sean Silverthorne
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