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2020
Working Paper

Do Lenders Still Discriminate? A Robust Approach for Assessing Differences in Menus

By: David Hao Zhang and Paul Willen

We use a new methodology to assess mortgage pricing discrimination by race. We make four main contributions. First, we show that existing estimates of mortgage pricing differences by race can be confounded by a "menu problem," which is the problem associated with... View Details

Keywords: Mortgages; Financing and Loans; Prejudice and Bias; Race; Measurement and Metrics; Banking Industry; United States

Citation

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19 Apr 2010
Research & Ideas

The History of Beauty

many small and often family-owned firms whose stories are hard to reconstruct. The industry as a whole is well known to be secretive—after all, its foundations rest heavily on mystique. And then there is the frequently observed gender View Details

Keywords: by Sean Silverthorne; Beauty & Cosmetics

04 Apr 2017
First Look

First Look at New Research, April 4

home. While both types of visits increased registration, home registration visits had a higher impact than information-only visits, indicating that both information costs and administrative barriers impede registration. View Details

Keywords: Sean Silverthorne

25 Oct 2010
HBS Case

Tesco’s Stumble into the US Market

California families. The result was perhaps a bias toward gaining evidence in support of a predetermined strategy. California is a car culture. Most households undertake a weekly shopping expedition, supplemented with stock-up purchases... View Details

Keywords: by Sean Silverthorne; Retail

21 Feb 2023
Research & Ideas

What's Missing from the Racial Equity Dialogue?

the lives of most White people much worse. Take single-family zoning. Legislating that only single-family homes of a certain size can be built together was a radical experiment that initially aimed to separate Black View Details

Keywords: by Danielle Kost

03 May 2023
Research & Ideas

Why Confronting Racism in AI 'Creates a Better Future for All of Us'

creating wealth, but today we know the stories about the systematic bias ingrained in even how home inspectors often assign a lower value to a family’s home with Black family... View Details

Keywords: by Barbara DeLollis

29 Jul 2022
Research & Ideas

Will Demand for Women Executives Finally Shrink the Gender Pay Gap?

gained higher levels of education and workforce integration, leading analysts to blame ingrained bias and “occupational sorting” for the difference. Occupational sorting occurs when people select jobs based on their demographics. For... View Details

Keywords: by Kristen Senz

26 Mar 2018
Research & Ideas

To Motivate Employees, Give an Unexpected Bonus (or Penalty)

don’t like that worker, so you are biased consciously or unconsciously against him,” says Gallani. Whether or not that bias exists, humans’ natural tendency to look for someone else to blame often makes employees believe that View Details

Keywords: by Michael Blanding; Manufacturing

16 Dec 2019
Research & Ideas

Taking on the Taboos That Keep Women Out of India's Workforce

incentivized to work through increased financial access, control, and literacy, Rigol explains, the sight of a woman working outside the home became more common—and the perceived social cost of a working wife decreased, even if a... View Details

Keywords: by Julia Hanna

30 Jul 2018
Research & Ideas

Why Ethical People Become Unethical Negotiators

that the home is generally in good condition, although the seller knows the furnace conks out with some regularity. A month after the buyer takes ownership, the furnace blows. The seller may still stand by the statement that the house was... View Details

Keywords: by Dina Gerdeman

04 Mar 2020
Research & Ideas

How Schmoozing with the Boss Helps Men Get Promoted

has,” says Harvard Business School Assistant Professor Zoe B. Cullen, who coauthored the paper with Ricardo Perez-Truglia of the University of California, Anderson. Some companies have taken steps to break down barriers for women in the workplace—for instance, by... View Details

Keywords: by Dina Gerdeman

06 Feb 2013
What Do You Think?

Is ‘Conscious Capitalism’ an Antidote to Income Inequality?

but it is all too easy to fill in the 'facts' after history takes place, and then very difficult to duplicate in another arena." Gerald Nanninga added " capitalism has a bias for making money Hence, one needs to make social good more... View Details

Keywords: by James Heskett

08 May 2013
Research & Ideas

A Company’s Evolving View of Gender Equity

time: from a logic of bias (women presented as victims of unequal treatment), to a logic of underrepresentation (women presented as stuck at lower levels of organizations), to a logic of work-family conflict (women's career advancement... View Details

Keywords: by Martha Lagace; Accounting

11 Apr 2017
First Look

First Look at New Research, April 11

biased forecasts for potential future employers are more likely to face favorable career outcomes and bank executives appear to profit from the analysts' bias since the bias is associated with higher levels... View Details

31 May 2023
Research & Ideas

With Predictive Analytics, Companies Can Tap the Ultimate Opportunity: Customers’ Routines

2,000 users, homing in on passenger usage data between January and November in 2018. After a rider had been active for three weeks, the authors tracked how—and, more important, when—customers used the service. The researchers then ranked... View Details

Keywords: by Rachel Layne; Transportation

11 Oct 2022
Research & Ideas

Shrinking the Racial Wealth Gap, One Mortgage at a Time

Hiring more minority loan officers could help people of color secure significantly more home loans and address one of the biggest factors driving the racial wealth gap, new research finds. In the white-dominated US banking industry,... View Details

Keywords: by Rachel Layne; Financial Services

03 Nov 2015
First Look

November 3, 2015

may vary across research settings. Our results illustrate how researchers can use our framework to critically evaluate and compare a growing body of ERPs. Download working paper: https://www.hbs.edu/faculty/Pages/item.aspx?num=48124 Expertise vs. View Details

Keywords: Sean Silverthorne

08 Sep 2015
First Look

September 8, 2015

high-level positions in organizations. While a great deal of research has provided evidence that bias and discrimination give rise to and perpetuate this gender disparity, in the current research, we explore another explanation: men and... View Details

Keywords: Carmen Nobel

20 Dec 2011
First Look

First Look: December 20

majority of investors in U.S.-listed foreign firms from the protection of the U.S. civil liability regime and cast at least partial limitations on the SEC's regulatory authority. This event nonetheless was met with positive abnormal returns of U.S.-listed foreign firms... View Details