Debt Repayment - Publications - Faculty & Research

06 Jan 2021
Blog Post

My HBS Student Loan Story: Gorick Ng (MBA 2018)

difficult decision but I knew that going all-in on social entrepreneurship—rather than leaving it for nights and weekends—would be the path of least regret. HBS financial aid made the decision to commit to social entrepreneurship possible. What has your experience with... View Details

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Loan Reduction - Entrepreneurship

Loan Reduction ROCK CENTER LOAN REDUCTION PROGRAM The Rock Center Loan Reduction Program helps to reduce the educational debt repayment burden for a limited number of graduating student founders committed to... View Details

16 Dec 2020
Blog Post

My HBS Student Loan Story: Ina Foalea (MBA 2018)

been an incredible experience. I’m extremely grateful that I’m learning and developing myself while also being able to repay my loans and get ready for the next opportunity. What has your experience with debt View Details

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Entrepreneurship - Faculty & Research

Master it and you will be in a better position to make your company a massive success. But how do you finance a new venture? In this note, I will try to help answer this question by addressing the following topics: Types of funding. The two major types of startup... View Details

23 Nov 2020
Research & Ideas

COVID Was Supposed to Increase Bankruptcies. Instead, They've Gone Down.

Consumer bankruptcies usually climb alongside unemployment rates as filers seek to discharge debt and get a fresh start, write the authors of the new working paper Bankruptcy and the COVID-19 Crisis. “Historically, the number one cause of... View Details

Keywords: by Rachel Layne

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Loan Assistance Programs - Alumni

You may not increase your student loan debt after applying for an award. Please note that loans offered as employer sponsorships are ineligible for all the HBS loan reduction or loan repayment assistance... View Details

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Student Loans 101 | MBA

approximately $99,000. The average student loan debt for scholarship recipients was $94,000 and the average student loan debt for the neediest half of scholarship recipients was $75,000. To better understand... View Details

26 Jan 2021
Research & Ideas

A New Way to Cut Credit Card Debt: Pay Off One Purchase at a Time

A novel approach to repaying debt could help consumers free themselves from crushing credit card balances faster, according to new research. Rather than asking borrowers to make payments toward their total balances, Harvard Business... View Details

Keywords: by Kristen Senz; Financial Services

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Choosing the Right Student Loan | MBA

discretionary spending. 2. What you’ll do after graduation. The median starting salary for our MBA students typically enables them to successfully pay off debt in a relatively short time frame. If you’re planning to go into a field that... View Details

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Career Support & Exploration Funds | MBA

entrepreneurial ventures. Students who have received need-based HBS Scholarship are eligible to apply. Social Enterprise Loan Repayment Assistance Program (SELRAP) SELRAP provides need-based assistance to reduce the View Details

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Merit-Based Admissions, Need-Based Aid | MBA

Socioeconomic background Undergraduate debt Scholarships are based on a standardized formula for all students. Students with higher earnings contribute at a higher rate than students with lower earnings. If you are married and/or have... View Details

21 Dec 2021
Blog Post

Why Competition May Not Improve Credit Rating Agencies

In the run-up to the global financial crisis, credit rating agencies gave high marks to such risky financial vehicles as collateralized debt obligations, which few people understood. It has been argued that these ratings misled investors... View Details

Keywords: by Martha Lagace; Financial Services

01 Dec 2002
News

The Campaign for Harvard Business School

student debt is rising steeply. Last year, nearly half of all MBA students received support from fellowships — need-based grants applied directly to their costs. The average fellowship grant for members of the Class of 2003 was more than... View Details

Keywords: Colleges, Universities, and Professional Schools; Educational Services; Religious, Grantmaking, Civic, Professional, and Similar Organizations; Personal Services

14 Jun 2004
Research & Ideas

The Big Money for Big Projects

debt, which means the loan repayments must come from project cash flows only. In municipally financed or public financed projects, a government entity is the borrower or the debt is backed by a government... View Details

Keywords: by Ann Cullen; Financial Services

07 Sep 2021
News

Increasing Access and Expanding Opportunity

provided additional support to students and helped them with career exploration. The third is post-graduation. HBS’s career support programs—including those providing supplemental income or loan repayment assistance—help students pursue... View Details

Keywords: Jennifer Gillespie

09 Mar 2010
First Look

First Look: March 9

re-occurring phenomenon of sovereign default has prompted an enormous theoretical and empirical literature. Most of this research has focused on why countries ever chose to pay their debts (or why private creditors ever expected... View Details

Keywords: Martha Lagace

22 Apr 2015
Op-Ed

Reforming Greece: Myths and Truths

News about the Greek economy continues on the front page of every major newspaper, as the country continues its six-year struggle to reenergize its economy. On Friday, Eurozone finance ministers will decide whether to release emergency funds to Greece, and the country... View Details

Keywords: by George Serafeim

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1.11 Leaves of Absence | MBA

bill that is unpaid for 60 days or more may be subject to collection activities. The costs associated with collecting an unpaid account will be added to the student’s outstanding debt and must be paid in full. Students expecting a refund... View Details

Publications